Loan Amount
Achieve your financial goals with access to Personal Loans in Kharagpur up to Rs 5 Lakh.
Personal Loan in Kharagpur
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval
Personal Loan EMI Calculator
Get a Personal Loan in Kharagpur With Quick Approval Process
Nestled in the heart of West Bengal, India, lies Kharagpur, a city pulsating with the vibrancy of academia and industry. Renowned for housing the esteemed Indian Institute of Technology, Kharagpur (IIT Kharagpur), a premier institution shaping future engineers and scientists, the city fosters a culture of intellectual pursuit and innovation.
Beyond the hallowed halls of academia, Kharagpur thrives with bustling marketplaces, showcasing a diverse array of local produce and handicrafts. This harmonious blend of academic excellence and commercial energy creates a unique charm, attracting not only students and researchers but also businesses seeking a dynamic environment. Notably, Hero FinCorp, a leading Personal Loan provider in Kharagpur, has established its presence in Kharagpur, further contributing to Personal Loan finance in Kharagpur. As Kharagpur continues to evolve, one thing remains constant: its captivating spirit, where knowledge meets commerce and tradition embraces progress.Hero FinCorp offers a wide range of Personal Loan finance in Khammam, each serving as the right choice for every financial need.
Features And Benefits of Hero Fincorp Personal Loan in Kharagpur
Discover the benefits of selecting Hero FinCorp for your loan requirements:
Attractive Interest Rate
Enjoy competitive Personal Loan interest rates starting from 19% per annum.
Collateral-Free
This loan requires no collateral, simplifying the application process and reducing your risk.
Flexible Repayment Tenure
Choose a repayment term that aligns with your repayment capacity.
Instant Approval
Experience a quick and efficient application process with the potential for instant approval.
Eligibility Criteria for Instant Personal Loan in Kharagpur
Hero FinCorp provides Personal Loans in Mehsana with specific eligibility criteria. Here are the conditions you need to meet:
| Criteria | Details |
|---|---|
| Age | You must be between 21 and 58 years old. |
| Citizenship | You must be a citizen of India. |
| Work Experience | Salaried individuals: 6 months, self-employed: 2 years. |
| Monthly Income | You should have a minimum monthly income of Rs 15,000. |
Documents Required to Apply for a Personal Loan in Kharagpur
Prepare these documents for a smooth application process:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months’ Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rates on Personal Loans in Kharagpur
At Hero FinCorp, we understand that transparency is key. That's why our instant cash loan in Kharagpur comes with competitive loan interest rates starting from 19% per annum, ensuring you know exactly what you'll pay upfront. This eliminates the worry of hidden fees on top of your loan amount. To learn more about our interest rates and other charges go through our website or contact a Hero FinCorp representative.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Kharagpur?
Follow these steps for a seamless Personal Loan application in Kharagpur:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Clients Say About Us
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Frequently Asked Questions (FAQs)
Visit our website and use our online eligibility checker. Alternatively, visit a branch for personalized assistance.
Apply online through our website or visit a nearby branch. Submit the necessary documents for quick processing and ensure you meet the required eligibility criteria.
Hero FinCorp offers Personal Loans up to Rs 5 Lakh in Kharagpur with the right documentation and eligibility criteria.