Personal Loan for Self-Employed
We provide loans for self-employed individuals, allowing them to access up to Rs. 5 lakhs to pursue their aspirations.
Personal Loan EMI Calculator
Get a Personal Loan in Guna Up to 5 Lakh
Located on the banks of the Parbati River, Guna in Madhya Pradesh is rich in history, with remains of the Avanti Kingdom. Beyond its historical charm, Guna is lively, boasting local markets and vibrant festivals. Whether you're here for the scenic beauty or seeking growth, Guna offers ample opportunities. If financial challenges arise, Hero FinCorp provides accessible Personal Loans in Guna. Whether starting a business, furthering education, travelling, or celebrating life's milestones, Hero FinCorp stands by with hassle-free loan solutions. Let us help you turn dreams into reality amidst the enchanting charm of Guna.
We Offer a Wide Range of Personal Loans!
Get an opportunity to seek an Instant Personal Loan in Guna for urgent expenses, dream vacations, or weddings. Our unsecured loans require no collateral, offering peace of mind. Say goodbye to paperwork and enjoy instant approval to apply for a loan through Hero FinCorp’s app. Have a look at the diverse range we offer:
Personal Loan for Women
Our loans empower women with financial flexibility, offering options to take control of their finances.
Personal Loan for Government Employees
Our Personal Loans for government employees offer attractive interest rates and a hassle-free application process.
Personal Loan for Education
Our Personal Loan for Education offers a hassle-free financial solution, helping you focus on your studies and achieve your goals.
Personal Loans for Doctors
We offer Personal Loans for medical professionals, designed to make financing stress-free and accessible for doctors.
Personal Loan for Travel
Our Personal Loan for Travel offers hassle-free funding to help achieve your goals without financial stress.
Personal Loan for Wedding
Our Personal Loan for Weddings can ease the burden and help you host a memorable celebration.
Personal Loan for Home Renovation
Our Personal Loan for Home Renovation offers tailored solutions for a hassle-free experience.
Features and Benefits of Personal Loan in Guna
Hero FinCorp’s Personal Loans in Guna are designed to ease your financial worries. We offer instant approvals and tailored benefits to support you every step of the way. Here are the key benefits:
Loan Amount up to 5 Lakhs
Gain access to substantial financial support with loan amounts reaching up to 5 lakhs.
Swift Approval
Experience a quick approval process, ensuring you get the funds you need without delays.
Flexible Repayment
Adjust your repayment plan to fit your budget and financial situation for convenience.
Competitive Interest Rate
Benefit from competitive interest rates, ensuring affordable borrowing and long-term savings.
Paperless Application
Apply for a Personal Loan in Guna with a hassle-free, paperless process that saves you time and effort.
Quick Disbursal
Hero FinCorp Personal Loans require no collateral, protecting your valuable assets.
Eligibility Criteria for Instant Personal Loans in Guna
You must surpass Hero FinCorps eligibility criteria to seek a personal loan in Guna. Let’s take a quick look at the following eligibility criteria for a Personal Loan for your needs:
| Criteria | Description |
|---|---|
| Age | You must fall within the age bracket of 21 to 58 years old. |
| Citizenship | You must be an Indian citizen. |
| Work Experience | Salaried individuals need 6 months of work experience, while business owners require 2 years. |
| Monthly Salary | Your monthly income should be at least Rs. 15,000. |
Documents Required to Apply for a Personal Loan in Guna
If you want to borrow money from Hero FinCorp in Guna, you must provide a few documents for approval. Here’s a breakdown:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Guna
When you apply for a Guna Personal Loan, we want to ensure you are fully informed about the related charges and personal loan interest rates. We assure you that you will only be charged for the borrowed principal amount without any additional fees.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Guna?
To secure a Personal Loan in Guna with Hero FinCorp, follow these steps:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
You must submit a copy of your Aadhaar card, PAN card, driving licence, bank statement, ITR, etc.
The loan would be instantly approved after verification at Hero FinCorp if you use the app to get one.
To prepay or foreclose your loan, pay an additional 5% of the loan amount as a foreclosure charge.
Yes, you can apply for a Personal Loan online. The app offers loans up to Rs. 5 lakhs and gives instant approval.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.