Personal Loan EMI Calculator
Berhampur, one of the key cities in Odisha, is popular for its trade, educational institutions and rich culture. With rising cost of living, instant Personal Loans are becoming the go-to solution for both salaried and self-employed individuals seeking instant money.
With Hero FinCorp, you can get a Personal Loan in Berhampur at competitive rates with flexible tenures. Whether you're salaried or self-employed, if you have an earning of Rs 15,000 per month, you can apply online and get approval for up to Rs 5 Lakh in less than ten minutes.
At Hero FinCorp, we offer a wide range of personal loans for salaried employees, self-employed individuals and other professionals.
A personal loan for self-employed individuals can be used for personal and professional purposes.
Both salaried and self-employed females can get a personal loan for women of up to Rs 5 Lakh online.
Those working in any government department can easily get a personal loan for government employees with favourable terms.
Need funds for higher education in Berhampur? Get an instant personal loan for education online.
Medical professionals can get a personal loan for doctors at competitive rates and flexible tenures.
Enhance your travel experience with loans for travel from Hero FinCorp in Berhampur.
You can easily cover any last-minute wedding expense with ease with a personal loan for wedding of up to Rs 5 Lakh.
Transform your home with Hero FinCorp personal loan for home renovation in Berhampur.
Explore the perks of choosing Hero Fincorp for your personal loan needs in Berhampur:
Our personal loans offer instant approval, allowing quick access to various expenses.
Hero FinCorp is here to offer you a personal loan in Berhampur with a loan amount of up to Rs 5 lakh.
Hero FinCorp offers personal loans with competitive rates based on income and credit history.
Our personal loans are unsecured, so no collateral is required to apply.
Our personal loans in Berhampur offer flexible repayment terms from 12 to 36 months.
If you are applying for a Personal Loan in Berhampur with Hero FinCorp, check out the eligibility criteria for a personal loan:
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly. |
Getting an instant personal loan from Hero FinCorp in Berhampur is easy! Here are the documents required for a personal loan.
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Follow these steps for a seamless personal loan application in Berhampur:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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You can use the personal loan emi calculator to compare different lenders by entering the interest rates offered by them, besides the loan amount you need and the preferred repayment tenure.
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