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Personal Loan in Berhampur

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Loan up to Rs 5 Lakh
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Minimum Salary Required Rs 15K
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Instant Approval in 10 Minutes
Personal Loan EMI Calculator

Monthly EMI

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Interest Payable

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Get Personal Loan in Berhampur With Quick Disbursal

Berhampur, one of the key cities in Odisha, is popular for its trade, educational institutions and rich culture. With rising cost of living, instant Personal Loans are becoming the go-to solution for both salaried and self-employed individuals seeking instant money.

With Hero FinCorp, you can get a Personal Loan in Berhampur at competitive rates with flexible tenures. Whether you're salaried or self-employed, if you have an earning of Rs 15,000 per month, you can apply online and get approval for up to Rs 5 Lakh in less than ten minutes.

Features and Benefits of Personal Loan in Berhampur

Explore the perks of choosing Hero Fincorp for your personal loan needs in Berhampur:

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Instant Approval

Our personal loans offer instant approval, allowing quick access to various expenses.

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High Loan Amount

Hero FinCorp is here to offer you a personal loan in Berhampur with a loan amount of up to Rs 5 lakh.

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Attractive Interest Rate

Hero FinCorp offers personal loans with competitive rates based on income and credit history.

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Collateral Free

Our personal loans are unsecured, so no collateral is required to apply.

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Flexible Repayment Tenure

Our personal loans in Berhampur offer flexible repayment terms from 12 to 36 months.

Eligibility Criteria for Instant Personal Loans in Berhampur

If you are applying for a Personal Loan in Berhampur with Hero FinCorp, check out the eligibility criteria for a personal loan:

CriteriaDescription
AgeApplicant should be between 21-58 years.
CitizenshipYou should be a citizen of India.
Work ExperienceSix months for salaried individuals and 2 years for self-employed individuals.
Monthly SalaryApplicant should at least earn a minimum amount of Rs 15,000 monthly.

List of Documents Required to Apply for a Personal Loan in Berhampur

Getting an instant personal loan from Hero FinCorp in Berhampur is easy! Here are the documents required for a personal loan.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card (Any One)

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months’ Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rate and Charges for Personal Loan in Berhampur

At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.

Fees & ChargesAmount Chargeable
Interest RateStarting from 1.58% per month
Loan Processing ChargesMinimum 2.5%+ GST
Prepayment ChargesN.A.
Foreclosure Charges5% + GST
EMI Bounce ChargesRs 350/-
Interest on Overdue EMIs1-2% of the loan/EMI Overdue Amount Per Month
Cheque BounceFixed Nominal Penalty
Loan Cancellation1. Online loan app does not charge any cancellation charges
2. Interest amount paid is non-refundable
3. Processing charges are also non-refundable

How to Apply For a Personal Loan in Berhampur?

Follow these steps for a seamless personal loan application in Berhampur:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the personal loan page and click ‘apply now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

What Our Clients Say About Us

It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.

Savi Gupta

Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.

Rashi Kohli

It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.

Lalji Soni

Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.

Raj Chaudhary

I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.

Kadam Kailash

Frequently Asked Questions

Hero Fincorp offers personal loans up to Rs 5 Lakh in Berhampur.
No, guarantors are not required for a personal loan in Berhampur. The loan is collateral-free.
You can apply online for an instant Personal Loan in Berhampur on either the Hero FinCorp website or loan app.
You can get the best Personal Loan in Berhampur from Hero FinCorp with approval in less than 10 minutes online.
Currently, there are no special schemes running in Berhampur. But, if you have a good credit score, a stable income and a low debt-to-income ratio, you can easily get a loan with favourable terms.
At Hero FinCorp, the documentation requirement is minimal. You only need your KYC details and proof of income.
Yes, you can probably get a Personal Loan in Berhampur even without a credit score but the lender may not give you a larger loan amount or best rates.

You can use the personal loan emi calculator to compare different lenders by entering the interest rates offered by them, besides the loan amount you need and the preferred repayment tenure.