Instant Approval
Our personal loans offer instant approval, allowing quick access to various expenses.
Berhampur, one of the key cities in Odisha, is popular for its trade, educational institutions and rich culture. With rising cost of living, instant Personal Loans are becoming the go-to solution for both salaried and self-employed individuals seeking instant money.
With Hero FinCorp, you can get a Personal Loan in Berhampur at competitive rates with flexible tenures. Whether you're salaried or self-employed, if you have an earning of Rs 15,000 per month, you can apply online and get approval for up to Rs 5 Lakh in less than ten minutes.
Explore the perks of choosing Hero Fincorp for your personal loan needs in Berhampur:
If you are applying for a Personal Loan in Berhampur with Hero FinCorp, check out the eligibility criteria for a personal loan:
Criteria | Description |
---|---|
Age | Applicant should be between 21-58 years. |
Citizenship | You should be a citizen of India. |
Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly. |
Getting an instant personal loan from Hero FinCorp in Berhampur is easy! Here are the documents required for a personal loan.
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driving License, Passport, PAN Card, Aadhaar Card
Loan Application Form, Passport Size Photo
Last 6 Months Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
Follow these steps for a seamless personal loan application in Berhampur:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
You can use the personal loan emi calculator to compare different lenders by entering the interest rates offered by them, besides the loan amount you need and the preferred repayment tenure.