Personal Loan for Self-Employed
A personal loan for self-employed individuals can be used for personal and professional purposes.
Personal Loan in Berhampur
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 Minutes
Personal Loan EMI Calculator
Get Personal Loan in Berhampur With Quick Disbursal
Berhampur, one of the key cities in Odisha, is popular for its trade, educational institutions and rich culture. With rising cost of living, instant Personal Loans are becoming the go-to solution for both salaried and self-employed individuals seeking instant money.
With Hero FinCorp, you can get a Personal Loan in Berhampur at competitive rates with flexible tenures. Whether you're salaried or self-employed, if you have an earning of Rs 15,000 per month, you can apply online and get approval for up to Rs 5 Lakh in less than ten minutes.
We Offer a Wide Range of Personal Loans
At Hero FinCorp, we offer a wide range of personal loans for salaried employees, self-employed individuals and other professionals.
Personal Loan for Women
Both salaried and self-employed females can get a personal loan for women of up to Rs 5 Lakh online.
Personal Loan for Government Employees
Those working in any government department can easily get a personal loan for government employees with favourable terms.
Personal Loan for Education
Need funds for higher education in Berhampur? Get an instant personal loan for education online.
Personal Loans for Doctors
Medical professionals can get a personal loan for doctors at competitive rates and flexible tenures.
Personal Loan for Travel
Enhance your travel experience with loans for travel from Hero FinCorp in Berhampur.
Personal Loan for Wedding
You can easily cover any last-minute wedding expense with ease with a personal loan for wedding of up to Rs 5 Lakh.
Personal Loan for Home Renovation
Transform your home with Hero FinCorp personal loan for home renovation in Berhampur.
Features and Benefits of Personal Loan in Berhampur
Explore the perks of choosing Hero Fincorp for your personal loan needs in Berhampur:
Instant Approval
Our personal loans offer instant approval, allowing quick access to various expenses.
High Loan Amount
Hero FinCorp is here to offer you a personal loan in Berhampur with a loan amount of up to Rs 5 lakh.
Attractive Interest Rate
Hero FinCorp offers personal loans with competitive rates based on income and credit history.
Collateral Free
Our personal loans are unsecured, so no collateral is required to apply.
Flexible Repayment Tenure
Our personal loans in Berhampur offer flexible repayment terms from 12 to 36 months.
Eligibility Criteria for Instant Personal Loans in Berhampur
If you are applying for a Personal Loan in Berhampur with Hero FinCorp, check out the eligibility criteria for a personal loan:
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should at least earn a minimum amount of Rs 15,000 monthly.
Age
Applicant should be between 21-58 years.
List of Documents Required to Apply for a Personal Loan in Berhampur
Getting an instant personal loan from Hero FinCorp in Berhampur is easy! Here are the documents required for a personal loan.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card (Any One)
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Berhampur
At Hero FinCorp, the personal loan interest rates are competitive, and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Berhampur?
Follow these steps for a seamless personal loan application in Berhampur:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions
Hero Fincorp offers personal loans up to Rs 5 Lakh in Berhampur.
No, guarantors are not required for a personal loan in Berhampur. The loan is collateral-free.
You can apply online for an instant Personal Loan in Berhampur on either the Hero FinCorp website or loan app.
You can get the best Personal Loan in Berhampur from Hero FinCorp with approval in less than 10 minutes online.
Currently, there are no special schemes running in Berhampur. But, if you have a good credit score, a stable income and a low debt-to-income ratio, you can easily get a loan with favourable terms.
At Hero FinCorp, the documentation requirement is minimal. You only need your KYC details and proof of income.
Yes, you can probably get a Personal Loan in Berhampur even without a credit score but the lender may not give you a larger loan amount or best rates.
You can use the personal loan emi calculator to compare different lenders by entering the interest rates offered by them, besides the loan amount you need and the preferred repayment tenure.
Disclaimer
*Approval & Agreement: Loan approval is at Hero FinCorp's discretion. By applying, you agree to our Terms & Conditions, Privacy Policy, and Loan Agreement.
*Data Use: You consent to electronic processes and data use for loan assessment, as per our Privacy Policy.
*Security: Keep your account and device secure. Report our customer care for unauthorized activity immediately.
*Grievances: For concerns, refer to our Grievance Redressal Policy.
*EMI Payment: Refer to our T&Cs here*
*RBI Mandate: RBI requires transparent disclosures. Learn more from RBI.