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Gaya is a city of historical significance in Bihar. It is famous for the Mahabodhi Temple, Buddhist pilgrimage sites and local trade. With the rising cost of living, more and more people are preferring Personal Loans to fund their planned or unexpected financing needs.
We, at Hero FinCorp, provide Personal Loans in Gaya of up to Rs 5,00,000 at highly competitive rates and flexible repayment terms (12 to 36 months). All salaried or self-employed individuals with a stable monthly income of Rs 15,000 can apply online and get approval in just ten minutes.
As one of the leading Personal Loan providers in Gaya, Hero FinCorp offers a variety of instant loans.
Get up to Rs 5 Lakh to expand your business with a personal loan for self-employed without collateral.
Female professionals, both salaried and self-employed, can get a personal loan for women at competitive interest rates for various purposes..
If you are working in a public sector company, you can easily get personal loan for government employees at favourable terms.
Cover tuition fees and other education-related costs with a personal loan for education and repay in EMIs.
Healthcare professionals can get a personal loan for doctors for their medical practice or further studies without hassle.
Get a personal loan for travel and pay for all travel-related expenses like flights, hotels, and shopping.
Manage last-minute marriage-related expenses with a personal loan for wedding, which covers everything, from decorations to attire and venue.
Upgrade your living space with a personal loan for home renovation that can offer up to Rs 5 Lakh online.
Explore the attractive features and benefits of Hero FinCorp's Personal Loan in Gaya. Discover a world of financial flexibility and convenience that caters to your unique needs and aspirations.
Get personal loans up to Rs 5 lakh to meet diverse financial needs and aspirations.
Benefit from competitive interest rates, making your Personal Loan affordable and cost-effective.
Access to financing without collateral, simplifying the process and making funds easily accessible.
Choose a repayment tenure of up to 36 months to manage your Personal Loan in Gaya.
Experience swift and hassle-free loan approval, ensuring you can access funds precisely when needed.
Before applying for a Personal Loan in Gaya, make sure you meet the eligibility requirements. At Hero FinCorp, the personal loan eligibility criteria are easy to fulfil.
You should be a citizen of India.
Six months for salaried individuals and 2 years for self-employed individuals.
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Applicant should be between 21-58 years
The required personal loan documents at Hero FinCorp vary for salaried and self-employed applicants. Here’s a list of documents you’ll need.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Loan Application Form, Passport Size Photo
6 Months’ Salary Slips & Bank Statements, Form 16
Appointment Letter from Current Employer
Driving License, Passport, Aadhaar Card, Utility Bill
N/A
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last 6 Months’ Bank Statements, ITR for Last 2 Years
N/A
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
If you are ready to apply for a personal loan in gaya, it’s important to know the related costs. At Hero FinCorp, the personal loans interest rates are competitive and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
Applying for a Personal Loan in Gaya with Hero FinCorp is a straightforward process that can help you access the financial assistance you need quickly. Follow these steps to avail of a Personal Loan:
Visit the Hero FinCorp website or install the personal loan app
Go to the Personal Loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application
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