High Loan Amount
Get personal loans up to Rs 5 lakh to meet diverse financial needs and aspirations.
Personal Loan in Gaya
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Calculate Personal Loan EMI
Get Personal Loan in Gaya With Quick Disbursal
Gaya is a city of historical significance in Bihar. It is famous for the Mahabodhi Temple, Buddhist pilgrimage sites and local trade. With the rising cost of living, more and more people are preferring Personal Loans to fund their planned or unexpected financing needs.
We, at Hero FinCorp, provide Personal Loans in Gaya of up to Rs 5,00,000 at highly competitive rates and flexible repayment terms (12 to 36 months). All salaried or self-employed individuals with a stable monthly income of Rs 15,000 can apply online and get approval in just ten minutes.
Features and Benefits ofFeatures and Benefits of a Personal Loan in Gaya Personal Loan in Gaya
Explore the attractive features and benefits of Hero FinCorp's Personal Loan in Gaya. Discover a world of financial flexibility and convenience that caters to your unique needs and aspirations.
Attractive Interest Rate
Benefit from competitive interest rates, making your Personal Loan affordable and cost-effective.
Collateral-Free
Access to financing without collateral, simplifying the process and making funds easily accessible.
Flexible Repayment Tenure
Choose a repayment tenure of up to 36 months to manage your Personal Loan in Gaya.
Instant Approval
Experience swift and hassle-free loan approval, ensuring you can access funds precisely when needed.
Eligibility Criteria for Instant Personal Loans in Gaya
Before applying for a Personal Loan in Gaya, make sure you meet the eligibility requirements. At Hero FinCorp, the personal loan eligibility criteria are easy to fulfil.
| Criteria | Description |
|---|---|
| Age | Applicant should be between 21-58 years |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Salary | Applicant should at least earn a minimum amount of Rs 15,000 monthly |
List of Documents Required to Apply for a Personal Loan in Gaya
The required personal loan documents at Hero FinCorp vary for salaried and self-employed applicants. Here’s a list of documents you’ll need.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Salaried Employee)
N/A
Documents Required For Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last 6 Months’ Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Gaya
If you are ready to apply for a personal loan in gaya, it’s important to know the related costs. At Hero FinCorp, the personal loans interest rates are competitive and other charges are nominal. Here are the details.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Gaya?
Applying for a Personal Loan in Gaya with Hero FinCorp is a straightforward process that can help you access the financial assistance you need quickly. Follow these steps to avail of a Personal Loan:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.
Savi Gupta
★★★★★
❝
Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.
Rashi Kohli
★★★★★
❝
It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.
Lalji Soni
★★★★
❝
Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
Raj Chaudhary
★★★★★
❝
I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
Kadam Kailash
★★★★★
Blogs
Frequently Asked Questions (FAQs)
Yes, you can apply for a personal loan in Gaya, provided you have a good credit score, a low debt-to-income ratio and meet the minimum income requirements of the loan provider.
Yes, a CIBIL credit score of 750 and above is considered for a personal loan application.
The eligibility details are typically published on the websites of lenders. Some loan providers like Hero
FinCorp also offer online eligibility calculators.
You can choose a repayment tenure of 12 months to 36 months at Hero FinCorp based on your monthly budget.
Yes, personal loans have a small processing fee that gets deducted at the time of processing the personal loan application.