High Loan Amount
At Hero FinCorp, you can take a Business Loan of up to Rs 50 Lakh without any end-use restrictions.
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Kerala is a spectacular state that has emerged as a hub for businesses of all sizes over the last few years. Operating a small business in Kerala involves reasonable operating costs, along with various other advantages like cheap real estate, excellent connectivity, labor force, powerful infrastructure, and a high literacy rate. All these features make Kerala a cost-effective and investor-friendly state for small businesses in India. Kerala’s tourism industry alone employs more than a million people and receives Rs 1,000 crore as investment annually. Other lucrative entrepreneurial opportunities are present in the industries of clothing, home decor, agriculture, coconut oil, banana chips, etc.
Whether you are a Kerala resident or an outsider looking to expand your business in the state, a Business Loan in Kerala from Hero FinCorp can offer the required financial support.
Start-up loans in Kerala offer finances when you want to grow your business in the state. Look at the features and benefits of Hero FinCorp Business Loans.
At Hero FinCorp, you can take a Business Loan of up to Rs 50 Lakh without any end-use restrictions.
Hero FinCorp offers competitive business loan interest rates based on your business performance and finances.
Hero FinCorp offers collateral-free business loans in Kerala, based on finances and credit history.
Enjoy flexible repayment up to 48 months with budget-friendly EMIs using a loan EMI calculator.
Our 100% digital process ensures quick verification and instant approval, making start-up loans in Kerala ideal for emergencies.
While looking for a Business Loan in Kerala, you must fulfill our eligibility conditions to get the required funding. Don't worry; we have simplistic eligibility criteria for business loan that most small and medium-sized entrepreneurs can meet without hassle. Just go through them to check if you qualify.
Whether self-employed or managing a business, your professional stature impacts loan eligibility.
A business's longevity reflects stability; we require a minimum of five years of operation.
Our loan terms can span up to 4 years. This helps borrowers in better financial planning.
Since our start-up loans in Kerala are collateral-free, we ensure your business vintage and credibility using a few necessary documents. Don't worry; you don't need to visit our branch office to submit hefty paperwork. You can simply scan and save their copies at home and upload them online through our portal. Here is a look at the basic documentation requirements for Business Loans at Hero FinCorp.
KYC documents for all business partners, stakeholders, and directors
Aadhaar Card, PAN Card, passport, or any other valid identity proof issued by the government
Utility Bills, bank statements, or another document to verify your business address
Partnership deed, certificate of incorporation, or another registration document verifying your business structure
Bank statements for both personal and business accounts showing your cash flow
You don't need to pay hefty interest charges for Business Loans at Hero FinCorp. We offer attractive interest rates based on your credit history, monthly earnings, loan amount, repayment tenure, and your existing relationship with us, if any.
To apply for a Business Loan in Kerala at Hero FinCorp, you must visit our Business Loan application page and provide your details and documents online. Our customers like us the most because we don't call them to our branch office even once. For instance, if they need a Business Loan in Kochi, they can conveniently apply for one while sitting in Delhi or traveling abroad. These are the simple steps to follow:
Visit the Hero FinCorp website and reach the Business Loan page.
Fill out a business loan application form and upload the required documents.
Enter the Business Loan amount and select repayment tenure.
If you fulfil the eligibility criteria, you will receive a reference number.
A representative will contact you for further details.
While looking for business finance in Kerala, you can opt for different types of loans, including secured loans, unsecured loans, loans against property, start-up loans or working capital loans etc.
