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Get access to significant funds to meet your financial requirements.
Personal Loan in Jharsuguda
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval
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Get Personal Loan in Jharsuguda With Quick Approval
Jharsuguda, Odisha, is a flourishing industrial city known for its metallurgical industries and abundant coal and mineral reserves. It is a melting pot of cultures with vibrant festivals like Nuakhai and Bhai Juntia. The city also holds historical value with the Kolabira Fort on the banks of the Tel River. Jharsuguda is an emerging hub for information technology and small-scale manufacturing, making it a promising city for the future.
To access an instant Personal Loan in Jharsuguda, consider Hero FinCorp as your trusted lender. We offer high loan amounts with less paperwork, competitive interest rates and flexible repayment tenure. Apply now!
Features And Benefits of Hero Fincorp Personal Loan Jharsuguda
Are you looking for a Personal Loan in Jharsuguda? Well, Hero FinCorp offers much more than just instant approval. Our Personal Loan comes packed with a range of benefits that are sure to make your borrowing experience a breeze.
Attractive Interest Rate
Enjoy competitive interest rates that make borrowing more affordable.
Collateral-Free
Avail loans without the need for collateral, providing peace of mind and accessibility to financing options.
Flexible Repayment Tenure
Customise your loan repayment schedule according to your financial situation.
Instant Approval
Experience instant approval processes that ensure you receive the funds you need quickly.
Eligibility Criteria for Instant Personal Loan in Jharsuguda
Learn about the Personal Loan eligibility criteria for obtaining an instant Personal Loan in Jharsuguda to save time and improve your chances of approval.
| Criteria | Details |
|---|---|
| Age | Ensure you are between the age bracket of 21-58 years. |
| Citizenship | Indian citizenship is mandatory. |
| Work Experience | Ensure having 6 months of experience for salaried and 2 years for self-employed. |
| Monthly Income | Provide a minimum monthly salary of Rs. 15,000. |
Documents Required to Apply for a Personal Loan in Jharsuguda
At Hero FinCorp, we have made the process of applying for a Personal Loan in Jharsuguda easy and hassle-free by keeping the documentation requirements to a minimum. You need to provide some basic Required Documents for Personal Loan as mentioned below:
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rates on Personal Loans in Jharsuguda
Our Personal Loan interest rates in Jharsuguda are affordable, ensuring that you don't have to pay excessive fees on top of the borrowed amount. Below are all the details regarding our Personal Loan interest rates and other relevant fees.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Jharsuguda?
Below are the steps to apply online:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.
Savi Gupta
★★★★★
❝
Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.
Rashi Kohli
★★★★★
❝
It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.
Lalji Soni
★★★★
❝
Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
Raj Chaudhary
★★★★★
❝
I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
Kadam Kailash
★★★★★
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Frequently Asked Questions (FAQs)
Yes, you can apply if you are self-employed. You just need to submit the valid income proof.
Not necessarily, but an Indian citizenship. If you are not an Indian citizen, you can’t apply.
Your age, income, credit score and current obligations are some prime factors.
No, Hero FinCorp offers your Personal Loan in Jharsuguda with zero collateral.
An ideal score to qualify for a loan is 750 and above.