Personal Loan in Patan

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Calculate Your Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Patan With Quick Approval

Patan, Gujarat is renowned for its historical sites and vibrant culture. The place is known for its fabrics and patola sarees. For those in Patan seeking a Personal Loan in Patan, Hero FinCorp offers quick approval and hassle-free processing. Whether you are a business owner, a woman seeking financial independence, or a government employee planning for the future, our wide range of Personal Loans caters to your diverse needs.

With competitive interest rates, collateral-free options, and flexible repayment tenures, we empower you to pursue your aspirations with confidence. Simply apply online, submit softcopy documents, and await quick approval. Let Hero FinCorp be your partner in achieving financial freedom in Patan!

We Offer a Wide Range of Personal Loans

Hero FinCorp offers a diverse range of Personal Loans tailored to your specific needs. Whether you're self-employed, a woman, a government employee, or planning for education, travel, a wedding, or home renovation, we have the perfect financial solution for you.

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Personal Loan for Self-Employed

Empower your business with our flexible options Personal Loan for self-employed individuals.

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Personal Loan for Women

Celebrate your financial independence with our exclusive solution Personal Loan for women.

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Personal Loan for Government Employees

Our Personal Loan for government employees offer lower interest rates and a seamless application process.

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Personal Loan for Education

Invest in your future with our specialised options Personal Loan for Education.

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Personal Loans for Doctors

Support your medical practice with our dedicated Personal Loan for doctors solutions.

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Personal Loan for Travel

Embark on your dream journey with our convenient Personal Loan for travel options.

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Personal Loan for Wedding

Make your special day unforgettable with our personalised Personal Loan for weddings options.

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Personal Loan for Home Renovation

Transform your living space with our customisable Personal Loan for home renovation options.

Features And Benefits of Hero FinCorp Personal Loan Patan

Hero FinCorp offers Personal Loans in Patan with a range of features and benefits designed to meet your financial needs.

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High Loan Amount

We provide Personal Loans in Patan with a maximum loan amount of Rs 5 Lakh for financial emergencies.

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Attractive Interest Rate

Hero FinCorp offers competitive interest rates that are easy on your pockets.

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Collateral-Free

At Hero FinCorp, we do not require you to provide any security to obtain a Personal Loan.

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Flexible Repayment Tenure

You can pay off your loan in 12 to 36 months, according to your budget suitability.

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Instant Approval

We understand your need for money and approve your loan request instantly.

Eligibility Criteria for Instant Personal Loan in Patan

In order to apply for a Personal Loan in Patan with Hero FinCorp, certain Eligibility Criteria for Personal Loan must be met.

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Age

You must be between 21 years to 58 years of age.

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Citizenship

You must be an Indian citizen.

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Work Experience

For salaried individuals: 6 months and for business owners: 2 years.

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Monthly Salary

You must have a monthly income of at least Rs 15,000.

Documents Required to Apply for a Personal Loan in Patan

To apply for a Personal Loan in Patan at Hero FinCorp, you will only need to provide Required documentation for a Personal Loan. However, it is important to note that documentation requirements may differ depending on whether you are salaried or self-employed, so be sure to gather the correct documents to complete the formalities.

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates on Personal Loans in Patan

Our Personal Loan interest rates in Patan are very affordable up to 25% per annum, so you needn't be concerned about being charged exorbitant fees in addition to the principal amount you borrow. Please find detailed information about our loan interest rates and any other applicable charges below.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Patan?

If you are looking for instant Personal Loan approval in Patan, Hero FinCorp can help. You can apply for the loan either on our website or by downloading the Personal Loan mobile app:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

Eligibility criteria: Indian citizen, 21-58 years, minimum income of Rs 15,000, work experience of 6 months (salaried) or 2 years (business)
Hero FinCorp offers interest rates starting from 19% per annum.
Hero FinCorp offers flexible repayment tenure ranging from 12 to 36 months.
Hero FinCorp offers instant approval within a few hours after application processing.
There are no prepayment charges for Personal Loans in Patan.