Personal Loan in Purnia

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Calculate Your Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Purnia With Quick Approval

Purnia, located in the Indian state of Bihar, boasts a rich cultural heritage and a successful economy. Known for its historical significance and architectural wonders, Purnia is home to attractions such as the Kali Mandir, the Jalmandir Temple, and the Ratna Sagar Jain Temple, which attract visitors from far and wide. The city's prominent industries include agriculture, textiles, and manufacturing, contributing significantly to its economic growth. With its lively markets, festivals, and warm hospitality, Purnia offers a unique blend of tradition and modernity, making it a compelling destination for tourists and investors alike.

However, unexpected financial situations may arise for people living in Purnia, leading to the need to acquire instant funds to cover expenses like medical bills, travel expenses, education, marriage, and home renovation. Hero FinCorp offers collateral-free Instant Personal Loans that allow you to meet various financial needs with minimum documentation and affordable interest rates.

We Offer a Wide Range of Personal Loans!

Hero FinCorp offers a diverse range of Purnia Personal Loans, which include -

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Personal Loan for Self-Employed

Our Personal Loans Self-Employed in Purnia are the best for business funding.

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Personal Loan for Women

To support women financially, Hero FinCorp offers Personal Loans for women applicants.

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Personal Loan for Government Employees

Access hassle-free application and competitive interest rates with Hero FinCorp's Personal Loan for Government Employees.

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Personal Loan for Education

We have introduced Personal Loans for education to help our nation's next generation.

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Personal Loans for Doctors

Hero FinCorp extends special financial assistance to doctors with Personal Loan for Doctor.

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Personal Loan for Travel

Take that long-awaited vacation with our Personal Loan for Travel.

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Personal Loan for Wedding

Take advantage of our Personal Loans for wedding and enjoy every moment of your big day!

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Personal Loan for Home Renovation

Finding the right solution to budget your home renovations without compromising on anything? Seek a Personal Loan for Home Renovation

Features And Benefits of Hero Fincorp Personal Loan Purnia

Hero FinCorp Personal Loans offer a range of great features and benefits. Let's quickly show you what we've got!

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High Loan Amount

We offer loans up to Rs 5 Lakh to help you tackle unexpected financial challenges.

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Attractive Interest Rate

We ensure you receive a fair interest rate based on your income and credit history.

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Collateral-Free

A significant advantage of Hero FinCorp's loans is that we don't require collateral.

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Flexible Repayment Tenure

Our loan tenure ranges from 12 to 36 months, allowing you to choose a repayment term that suits your financial needs.

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Instant Approval

Get instant approvals with Hero Fincorp’s loans in Purnia. Choose us as your loan provider to make finances easier than before.

Eligibility Criteria for Instant Personal Loan in Purnia

If you plan to secure a loan and take control of your finances in Purnia, we are there to assist you. All you need to do is ensure you meet the eligibility criteria for personal loan!

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Age

You must be between 21 years and 58 years.

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Citizenship

You must be an Indian citizen.

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Work Experience

Salaried individuals must have 6 months of experience while self-employed individuals must have 2 years of experience.

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Monthly Income

To ensure financial stability, you must maintain a minimum monthly income of Rs 15,000.

Documents Required to Apply for a Personal Loan in Purnia

Getting a Purnia Personal Loan through Hero FinCorp is highly convenient! We value your time and have simplified the process by reducing the required documents for personal loan. The following is a standard list of what you may need while applying for a Personal Loan online:

Documents Required for Salaried Employee

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

6 Months Salary Slips & Bank Statements, Form 16

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Job Continuity Proof

Appointment Letter from Current Employer

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Proof of Residence

Driving License, Passport, Aadhaar Card, Utility Bill

Additional Documents (Self-Employed Only)

N/A

Documents Required for Self-Employed

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Proof Of Photo Identity

Driving License, Passport, PAN Card, Aadhaar Card

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Mandatory Documents

Loan Application Form, Passport Size Photo

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Proof of Income

Last 6 Months Bank Statements, ITR for Last 2 Years

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Job Continuity Proof

N/A

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Additional Documents (Self-Employed Only)

Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate

Interest Rates on Personal Loans in Purnia

Hero FinCorp in Purnia offers transparent and competitive rates and charges for Instant Personal Loans. Explore our Personal Loan interest rates before applying.

Interest Rate

Starting from 1.58% per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Purnia?

Are you looking for a way to get a push to accomplish your financial objectives? Hero FinCorp, being the leading Personal Loan provider in Purnia, enlists simple ways to obtain a Loan for your needs. Here's how you can go through the process without any hassle:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

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    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

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    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

A low credit score may make obtaining a Personal Loan in Purnia challenging. However, Hero FinCorp also considers your income and credit history when approving loans.
The processing time for a Personal Loan application in Purnia with Hero FinCorp is almost instant. With the proper documentation, it takes just a few minutes.
Repayment tenures for Personal Loans in Purnia range from 12 to 36 months.
Yes, you can transfer your existing Personal Loan in Purnia to another lender. You can check for the process and charges with your existing and new lender.
Yes, joint Personal Loan applications with a spouse may be possible in Purnia, subject to you fulfilling all eligibility requirements and having the necessary documentation.