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              • Home
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              • Two Wheeler Loan
              • Two Wheeler Loan In Visakhapatnam

              Two Wheeler Loan In Visakhapatnam

              • Loan up to Rs 3.5 Lakh
              • Longer Tenure
              • No Hidden Charges
              • Flexible Repayment
              Apply Now
              • Overview
              • EMI Calculator
              • Eligibility
              • Documents Required
              • Interest Rate & Charges

              Calculate Your Two Wheeler Loan EMI

              Calculate your EMI and choose the most suitable EMI for you

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              Get A Two Wheeler Loan In Visakhapatnam Upto 3.5 Lakh

              Visakhapatnam, often called Vizag, is a coastal gem along India's Bay of Bengal. The stunning beaches, particularly Rushikonda and Rama Krishna Beach, are the major highlights of this place. This city is an industrial hub which hosts prominent sectors like shipbuilding, steel, and information technology. Vizag Steel Plant and its port are crucial to the nation's economy.

              It also has some historical attractions like Kailasagiri and INS Kurusura Submarine Museum that teach us about Vizag's rich past. Wildlife lovers must visit the lush Kambalakonda Wildlife Sanctuary. Foodies can indulge in the delicious Andhra cuisine at local restaurants, known for its spicy flavours. The Simhachalam Temple and Jagadamba Junction are also iconic landmarks in this city. Visakhapatnam's mix of industry, culture, and coastal charm makes it a dynamic and inviting destination for visitors. So, when it comes to exploring the city or travelling for daily chores, a two-wheeler is an ideal transportation mode. If you are looking to buy a bike or scooter, get it financed through Hero FinCorp. We offer Two-wheeler Loans of up to Rs 3.5 lakh in Visakhapatnam at attractive interest rates.

              Features And Benefits of Two Wheeler Loan in Visakhapatnam

              The Two-wheeler Loan in Visakhapatnam has many benefits and features. Read on to know all it has to offer:

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              High Loan Amount

              You can get a Bike Loan of up to Rs 3.5 lakh in Visakhapatnam from Hero FinCorp.

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              Attractive Interest Rate

              Our competitive interest rates on Bike Loans in Visakhapatnam make EMIs affordable, easing other expenses.

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              Collateral Free

              In Visakhapatnam, get a collateral-free Two-wheeler Loan, simplifying the process to finance your dream bike.

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              Flexible Repayment Tenure

              You can choose a convenient repayment period of up to 60 months. This will make repaying your loan easier.

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              Instant Approval

              We offer quick approval for your Bike Loan in Visakhapatnam, so you can ride your new bike without delay.

              Eligibility Criteria for Two Wheeler Loan in Visakhapatnam

              To qualify for a Two-wheeler Loan in Visakhapatnam, you must meet certain criteria such as age, income, and employment status. Meeting these conditions ensures a smoother and more straightforward loan application and approval process.

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              Age

              For a Two-wheeler Loan in Visakhapatnam, you must be 18 years old.

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              Citizenship

              To get a bike on loan in Visakhapatnam, you should be a citizen of India.

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              Work Experience

              Salaried and self-employed individuals can apply, with at least one year of experience.

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              Monthly Salary

              You must earn a minimum monthly income of Rs 10,000.

              Check Your Loan Eligibility

              Documents Required to Apply for a Two Wheeler Loan in Visakhapatnam

              To apply for a Two-wheeler Loan in Visakhapatnam, you'll need the following documents along with a duly signed loan application form and passport-size coloured photograph:

              Documents Required for Salaried Employee

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              Loan Application

              Duly filled loan application form, Passport-size coloured photograph

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              Identity Proof

              Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

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              Residence Proof

              Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

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              Income Proof

              Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

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              Job Continuity Proof

              Job offer letter from the current employer, Experience certificate from the previous employer

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              Age Proof

              Birth Certificate, Passport, PAN Card, Driving Licence

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              Office Address Proof

              (Not required for salaried employees)

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              Property Documents

              (Not required for salaried employees)

              Documents required for Self Employed

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              Loan Application

              Duly filled loan application form, Passport-size coloured photograph

              identity_proof.png
              Identity Proof

              Driving Licence, Aadhaar card, Passport, PAN Card

              Residence Proof

              Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

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              Income Proof

              (Not required for self-employed)

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              Job Continuity Proof

              (Not required for self-employed)

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              Age Proof

              Birth Certificate, Passport, PAN Card, Driving Licence

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              Office Address Proof

              Maintenance Bill, Utility Bill

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              Property Documents

              Rent Agreement, SSI or MSME Registration Certificate

              Interest Rates and Charges for Two Wheeler Loan in Visakhapatnam

              The bike loan interest rate in Visakhapatnam can vary based on factors like your credit score and the lender. Our two wheeler loan interest rates start at 14% per annum. A higher credit score often secures a lower rate, making it essential to maintain good credit. We can offer customised rates to eligible applicants on our Two-wheeler Loans in Visakhapatnam.

              Maximum Loan Amount

              Rs.10000 (Min) – Rs.3,50,000 (Max)

              Maximum Loan Tenure

              6 Months (Min.) – 60 Months (Max)

              Interest Rate

              14% - 36% (Upto 36 %)

              Processing Fees

              Up to 5% of Loan Amount

              Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

              As per Schemes

              Prepayment Charges

              5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

              Cheque/NACH dishonor charges

              350/-

              Cheque Swap Charges

              500/- per request

              Delayed Payment Charges

              3% per/ month on EMI overdue

              Default Charges

              Additional as applicable

              Stamp duty Charges

              As applicable

              Re-imbursement of Collection charges

              Actual

              Legal, Repossession & Incidental Charges

              Actual

              Other Charges

              As applicable

              Taxes

              GST and all other applicable taxes statutory levies, if any will be charged additionally.

              How To Apply For a Two Wheeler Loan in Visakhapatnam?

              Availing a Two-wheeler Loan in Visakhapatnam through Hero FinCorp is a straightforward process:

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              • 1

                Visit the Two-Wheeler Loan section on the Hero FinCorp website.

              • 2

                Click the ‘Apply Now’ button.

              • 3

                Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

              • 4

                Select the checkbox to agree to our ‘terms and conditions’ and submit.

              Apply Now

              Frequently Asked Questions

              An interest calculator for a Two-wheeler Loan may be available on the selected lender’s website. At Hero FinCorp, you can calculate your EMIs using our Two-wheeler Loan EMI Calculator.

              Getting a loan is not that difficult when you meet the eligibility criteria and provide supporting documents. Once the lender approves, you will receive your Bike Loan.
              An unemployed person will need a co-applicant with a steady income to avail of a bike loan. Those above 18 can apply with their parents’ support.

              Availing a Two-wheeler Loan with a low credit score might end up with a higher rate of interest. Therefore, you are advised to improve your credit score.

              Not every lender offers a zero-down payment option. At Hero FinCorp, you can get a loan of up to 95% of the two-wheeler’s cost.
              Two Wheeler Loan Key Pages
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              • Documents Required for Two-Wheeler
              • Two Wheeler Loan EMI Calculator
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