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            • Home
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            • Two Wheeler Loan
            • Two Wheeler Loan In Rajam

            Two Wheeler Loan In Rajam

            • Loan up to Rs 3.5 Lakh
            • Longer Tenure
            • No Hidden Charges
            • Flexible Repayment
            Apply Now
            • Overview
            • EMI Calculator
            • Eligibility
            • Documents Required
            • Interest Rate & Charges

            Calculate Your Two Wheeler Loan EMI

            Calculate your EMI and choose the most suitable EMI for you

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            Get A Two Wheeler Loan In Rajam Upto 3.5 Lakh

            Rajam is a town celebrated for its culture and fast-paced progress. Noteworthy landmarks comprise of the Sri Satya Sai Baba Temple and the lively Rajam Bazaar. The town serves as a center, for agriculture and small scale businesses playing a role in its advancement. Rajam is esteemed for its facilities delivering top notch learning opportunities to its residents.

            Features And Benefits of Two Wheeler Loan in Rajam

            Hero FinCorp offers competitive two-wheeler loans in Rajam that are tailored to your needs.

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            Adequate Loan Amount

            Taking help from Hero FinCorp can give you access to Bike finance in Rajam for upto Rs 3.5 lakhs.

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            Appealing Interest Rate

            Take advantage of competitive interest rates, which simplify and lower the repayment cost for later.

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            Collateral Free

            The absence of collateral makes applying for two-wheeler finance in Rajam even easier.

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            Flexible Repayment Tenure

            Choose a repayment period (6 to 60 months) that works for your budget.

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            Instant Approval

            Get loan approvals quickly so you can start riding your new bike sooner.

            Eligibility Criteria for Two Wheeler Loan in Rajam

            Understanding the eligibility criteria is crucial for a smooth application process for a bike loan in Rajam.

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            Age

            A minimum of 18 years old is required of applicants.

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            Citizenship

            The loan can only be applied by Indian citizens.

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            Work Experience

            1 year worth of work experience is a minimal requirement.

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            Monthly Salary

            Applicants should have a minimum monthly salary of Rs 10,000.

            Check Your Loan Eligibility

            Documents Required to Apply for a Two Wheeler Loan in Rajam

            To buy a bike on loan in Rajam you will need to submit documents. These typically consist of;

            Documents Required for Salaried Employee

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            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

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            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

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            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

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            Income Proof

            Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

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            Job Continuity Proof

            Job offer letter from the current employer, Experience certificate from the previous employer

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            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

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            Office Address Proof

            (Not required for salaried employees)

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            Property Documents

            (Not required for salaried employees)

            Documents required for Self Employed

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            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

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            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card

            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

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            Income Proof

            (Not required for self-employed)

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            Job Continuity Proof

            (Not required for self-employed)

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            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

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            Office Address Proof

            Maintenance Bill, Utility Bill

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            Property Documents

            Rent Agreement, SSI or MSME Registration Certificate

            Interest Rates and Charges for Two Wheeler Loan in Rajam

            Hero FinCorp offers two-wheeler finance in Rajam with interest rates of up to 36%. Renowned for their customer approach, Hero FinCorp delivers convenient financing choices designed to cater to the varied requirements of borrowers. With a presence in the industry, Hero FinCorp ensures approval processes and competitive interest rates, simplifying the process for candidates to own their desired two-wheeler.

            Maximum Loan Amount

            Rs.10000 (Min) – Rs.3,50,000 (Max)

            Maximum Loan Tenure

            6 Months (Min.) – 60 Months (Max)

            Interest Rate

            14% - 36% (Upto 36 %)

            Processing Fees

            Up to 5% of Loan Amount

            Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

            As per Schemes

            Prepayment Charges

            5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

            Cheque/NACH dishonor charges

            350/-

            Cheque Swap Charges

            500/- per request

            Delayed Payment Charges

            3% per/ month on EMI overdue

            Default Charges

            Additional as applicable

            Stamp duty Charges

            As applicable

            Re-imbursement of Collection charges

            Actual

            Legal, Repossession & Incidental Charges

            Actual

            Other Charges

            As applicable

            Taxes

            GST and all other applicable taxes statutory levies, if any will be charged additionally.

            How To Apply For a Two Wheeler Loan in Rajam?

            Applying for a two-wheeler loan in Rajam is a simple process:

            Here’s how you can apply online:

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            • 1

              Visit the Two-Wheeler Loan section on the Hero FinCorp website.

            • 2

              Click the ‘Apply Now’ button.

            • 3

              Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

            • 4

              Select the checkbox to agree to our ‘terms and conditions’ and submit.

            Apply Now

            Frequently Asked Questions

            Yes, students can qualify with a co-applicant. Since they do not have the required income requirements and some may not be eligible due to age.
            Not necessarily, but it may improve your loan approval chances for better terms and conditions.
            You can check the status online using the website, download the Hero FinCorp app or contact us directly.
            No, personal loans for vehicles do not usually offer tax benefits.
            Yes, joint applications are allowed and may enhance your loan eligibility.
            Two Wheeler Loan Key Pages
            • Two Wheeler Loan Overview
            • Two Wheeler Loan Eligibility
            • Two Wheeler Loan Interest Rates
            • Documents Required for Two-Wheeler
            • Two Wheeler Loan EMI Calculator
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