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Get a Personal Loan up to Rs 5 lakh for various financial needs.
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Get a Personal Loan in Asansol Up to 5 Lakh
Asansol, a vibrant city nestled in the Indian state of West Bengal, boasts a rich tapestry of cultural heritage and natural beauty, making it an enticing destination for tourists. With a blend of historical landmarks, scenic landscapes, and diverse cuisine, Asansol offers various attractions.
One of the city's prime draws is the Maithon Dam, where visitors can relish the breathtaking views of the serene reservoir and enjoy boat rides. The Kalyaneswari Temple, dedicated to Goddess Kali, is an architectural marvel and a spiritual haven for devotees. The Nehru Park and Burnpur Riverside Park are also perfect for leisurely strolls amidst lush greenery.
Food enthusiasts can savour the delectable local cuisine served at traditional sweet shops, including mouthwatering sweets like Sandesh and Rasgulla.
If you plan to explore Asansol's wonders, consider our Personal Loan in Asansol to ensure your trip is stress-free and enjoyable. Our financial assistance can allow you to make the most of your visit without financial worries.
Features And Benefits of Personal Loan Asansol
Discover the convenience of securing an instant Personal Loan in Asansol with Hero FinCorp, offering significant benefits:
Competitive Interest Rates
Benefit from attractive interest rates starting from 1.58%* per month.
Collateral-Free
Our Personal Loans do not require any security or collateral for approval.
Flexible Repayment Tenure
Choose a repayment tenure of 12 to 36 months.
Instant Approval
Expect Instant loan approval when you apply online.
Eligibility Criteria for Instant Personal Loan in Asansol
Obtaining approval for an instant Cash Loan in Asansol with Hero FinCorp is a hassle-free process facilitated by our transparent eligibility criteria.
| Criteria | Requirement |
|---|---|
| Age | An Indian citizen in the age group of 21 years to 58 years can apply for a personal loan in Kochi. |
| Citizenship | To meet the eligibility criteria, applicants must hold Indian citizenship. |
| Work Experience | Salaried applicants - 6 months; Self-employed - 2 years. |
| Monthly Income | The applicant should have a minimum monthly income of Rs 15,000. |
Documents Required to Apply for a Personal Loan in Asansol
Hero FinCorp, your reliable destination for Instant Cash Loans in Asansol, is dedicated to streamlining your experience. We request only a minimal set of essential documents to assess your eligibility and offer enticing loan choices.
For salaried individuals
Additional Documents
Duly filled loan application form, Passport size coloured photograph
Identity Proof
Driving Licence, Passport, PAN Card, Aadhaar card
Residence Proof
Driving Licence, Passport, Aadhaar Card, Ration Card, Utility Bill
Residence Ownership Proof
Electricity Bills, Maintenance Bills, Property Documents
Income Proof
Last six months’ salary slips, Last six months bank account statement (salary account), Form 16
Job Continuity Proof
Appointment letter from the current employer, Experience certificate from the previous employer
For self-employed individuals
Mandatory Documents
Duly filled loan application form, Passport size coloured photograph
Identity Proof
Driving Licence, Passport, PAN Card, Aadhaar card
Residence Proof
Driving Licence, Passport, Aadhaar Card, Ration Card, Utility Bill
Office Address Proof
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Business Existence Proof
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Income Proof
Last six months' bank statement, ITR for the previous two consecutive years
Interest Rate and Charges for Personal Loan in Asansol
Interest rates on Personal Loans in Asansol are competitive, starting from 1.58%* t&c Apply per month, ensuring easy loan management for borrowers.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How To Apply For a Personal Loan in Asansol?
Here's how you can apply for a Personal Loan in Asansol from Hero FinCorp:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
You can apply for an instant Personal Loan in Asansol from Hero FinCorp. Our team will review your application and other documents for quick approval. Currently, we offer instant loans of up to Rs 5 lakh to eligible applicants.
Hero FinCorp is one of the best providers of Personal Loans with very competitive interest rates. However, the interest rate will depend on several factors, such as your eligibility, income, creditworthiness, etc.
Generally, no loan has zero interest. Loans have interest rates that borrowers pay in addition to the principal amount borrowed.
While Personal Loans are one of the cheaper unsecured borrowing options due to competitive interest rates, you can borrow secured loans to get even more affordable rates.
The EMI for a 5 lakh Personal Loan varies based on the interest rate and the chosen repayment tenure. You can calculate the estimated EMI using the EMI calculator online.