Personal Loan in Asansol

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Loan up to ₹5 Lakh
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Minimum Salary Required ₹15K
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Instant Approval
Calculate Your Personal Loan EMI

Monthly EMI

₹ 0

Interest Payable

₹ 0

Get a Personal Loan in Asansol Up to 5 Lakh

Asansol, a vibrant city nestled in the Indian state of West Bengal, boasts a rich tapestry of cultural heritage and natural beauty, making it an enticing destination for tourists. With a blend of historical landmarks, scenic landscapes, and diverse cuisine, Asansol offers various attractions.

One of the city's prime draws is the Maithon Dam, where visitors can relish the breathtaking views of the serene reservoir and enjoy boat rides. The Kalyaneswari Temple, dedicated to Goddess Kali, is an architectural marvel and a spiritual haven for devotees. The Nehru Park and Burnpur Riverside Park are also perfect for leisurely strolls amidst lush greenery.

Food enthusiasts can savour the delectable local cuisine served at traditional sweet shops, including mouthwatering sweets like Sandesh and Rasgulla.

If you plan to explore Asansol's wonders, consider our Personal Loan in Asansol to ensure your trip is stress-free and enjoyable. Our financial assistance can allow you to make the most of your visit without financial worries.

We Offer a Wide Range of Personal Loans

Explore a diverse range of loan options provided by Hero FinCorp to secure an instant Personal Loan in Asansol. Our loan solutions are meticulously designed to align seamlessly with your long-term financial goals.

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Personal Loan for Self-Employed

Flexible financing option for managing business and personal financial needs.

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Personal Loan for Women

Easily handle financial emergencies with instant Personal Loan.

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Personal Loan for Government Employees

Government employees can get funds at attractive rates and flexible repayment tenures.

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Personal Loan for Education

Handle all your education-related expenses with ease.

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Personal Loan for Medical Professionals

Quick financial solutions for personal and professional financial needs.

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Personal Loan for Travel

Get instant funds to explore the world and repay in EMIs.

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Personal Loan for Wedding Expenses

Manage all wedding-related costs, from gifts to honeymoon packages, stress-free.

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Personal Loan for Home Renovation

Transform your home into your dream abode with collateral-free loans.

Features And Benefits of Personal Loan Asansol

Discover the convenience of securing an instant Personal Loan in Asansol with Hero FinCorp, offering significant benefits:

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Huge Loan Amount

Get a Personal Loan up to Rs 5 lakh for various financial needs. 

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Competitive Interest Rates

Benefit from attractive interest rates starting from 1.58%* per month.

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Collateral-Free

Our Personal Loans do not require any security or collateral for approval.

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Flexible Repayment Tenure

Choose a repayment tenure of 12 to 36 months.

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Instant Approval

Expect Instant loan approval when you apply online.

Eligibility Criteria for Instant Personal Loan in Asansol

Obtaining approval for an instant Cash Loan in Asansol with Hero FinCorp is a hassle-free process facilitated by our transparent eligibility criteria.

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Age Range

An Indian citizen in the age group of 21 years to 58 years can apply for a personal loan in Kochi.

 

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Citizenship

To meet the eligibility criteria, applicants must hold Indian citizenship.

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Work Experience

Salaried applicants - 6 months; Self-employed - 2 years.

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Monthly Income

The applicant should have a minimum monthly income of Rs 15,000.

Documents Required to Apply for a Personal Loan in Asansol

Hero FinCorp, your reliable destination for Instant Cash Loans in Asansol, is dedicated to streamlining your experience. We request only a minimal set of essential documents to assess your eligibility and offer enticing loan choices.

For salaried individuals

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Additional Documents

Duly filled loan application form, Passport size coloured photograph

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Identity Proof

Driving Licence, Passport, PAN Card, Aadhaar card

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Residence Proof

Driving Licence, Passport, Aadhaar Card, Ration Card, Utility Bill

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Residence Ownership Proof

Electricity Bills, Maintenance Bills, Property Documents

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Income Proof

Last six months’ salary slips, Last six months bank account statement (salary account), Form 16

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Job Continuity Proof

Appointment letter from the current employer, Experience certificate from the previous employer

For self-employed individuals

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Mandatory Documents

Duly filled loan application form, Passport size coloured photograph

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Identity Proof

Driving Licence, Passport, PAN Card, Aadhaar card

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Residence Proof

Driving Licence, Passport, Aadhaar Card, Ration Card, Utility Bill

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Office Address Proof

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Business Existence Proof

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

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Income Proof

Last six months' bank statement, ITR for the previous two consecutive years

Interest Rate and Charges for Personal Loan in Asansol

Interest rates on Personal Loans in Asansol are competitive, starting from 1.58%* t&c Apply per month, ensuring easy loan management for borrowers.

Interest Rate

Starting from 1.58%* t&c apply per month

Loan Processing Charges

Minimum Processing fee is 2.5%+ GST

Prepayment Charges

NA

Foreclosure Charges

5% + GST

EMI Bounce Charges

Rs 350/-

Interest on Overdue EMIs

1-2% of the loan/EMI Overdue Amount Per Month

Cheque Bounce

Fixed Nominal Penalty

Loan Cancellation

1. Online loan app does not charge any cancellation charges

2. Interest amount paid is non-refundable

3. Processing charges are also non-refundable

How To Apply For a Personal Loan in Asansol?

Here's how you can apply for a Personal Loan in Asansol from Hero FinCorp:

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  • 1

    Visit the Hero FinCorp website or install the personal loan app

  • 2

    Go to the Personal Loan page and click ‘Apply Now

  • 3

    Enter your mobile number and verify with the OTP received

  • 4

    Choose the loan amount you need

  • 5

    Verify your KYC details to check income eligibility

  • 6

    Click ‘Submit’ to complete your application

Frequently Asked Questions (FAQs)

You can apply for an instant Personal Loan in Asansol from Hero FinCorp. Our team will review your application and other documents for quick approval. Currently, we offer instant loans of up to Rs 5 lakh to eligible applicants.
Hero FinCorp is one of the best providers of Personal Loans with very competitive interest rates. However, the interest rate will depend on several factors, such as your eligibility, income, creditworthiness, etc.
Generally, no loan has zero interest. Loans have interest rates that borrowers pay in addition to the principal amount borrowed.
While Personal Loans are one of the cheaper unsecured borrowing options due to competitive interest rates, you can borrow secured loans to get even more affordable rates.
The EMI for a 5 lakh Personal Loan varies based on the interest rate and the chosen repayment tenure. You can calculate the estimated EMI using the EMI calculator online.