Apply for loan on HIPL app available on Google Playstore Download Now

  • IPL Quiz
  • CSR
  • Emi Calculator

  • Investors
  • About us
    • Dealer Locator
    • Customer Care
    • Offices
    • RBI IRACP Norms- Impact for NBFCs across Asset Classes
    • Fraud Awareness
logo
  •   Products 
    • Personal Loan Overview
    • Personal loan Interest Rates
    • Documents Required for Personal Loan
    • Personal Loan EMI Calculator
    • Personal Loan Eligibility
    • Unsecured Personal Loan
    • FAQs
    • Apply Now
    • Personal Loan App
    • Instant Cash Loan
    • Personal Loan for Mobile
    • Short Term Loan
    • Salary Advance Loan
    • Education Loan
    • Personal Loan For Medical Emergency
    • Travel Loan
    • Debt Consolidation Loan
    • Personal Loan for Home Renovation
    • Marriage Loan
    • Consumer Durable Loan
    • Personal Loan For Women
    • Quick Loans Online
    • Personal Loan For Doctors
    • Personal Loan For Businessman
    • Personal Loan For Self Employed
    • Personal Loan For Corporate Employees
    • Personal Loan for Government Employees
    • Personal Loan For Salaried Employees
    • Personal Loan For Chartered Accountant
    • Personal Loan For Defence Personnel
    • Emergency Loan
    • Personal Loan For Teachers
    • Business Loan Overview
    • Business Loan EMI Calculator
    • Business Loan Eligibility
    • Business Loan Interest Rate
    • Documents Required for Business Loan
    • FAQs
    • Apply Now
    • Unsecured Business Loans
    • Bill Discounting Or Invoice Discounting
    • Two Wheeler Loan Overview
    • Two Wheeler Loan Interest Rates
    • Two Wheeler Loan EMI Calculator
    • Documents Required for Two-Wheeler Loan
    • Two Wheeler Loan Eligibility
    • FAQs
    • Apply Now
    • Two Wheeler Loan for Hero Splendor Plus
    • Used Car Loan Overview
    • Used Car Loan Eligibility
    • Documents Required For Used Car Loan
    • Used Car Loan EMI Calculator
    • Used Car Loan Interest Rates
    • FAQs
    • Apply Now
      • Loan Against Property Overview
      • Loan Against Property Eligibility
      • Documents Required For Loan Against Property
      • Loan Against Property EMI Calculator
      • Loan Against Property Interest Rates
      • FAQs
      • Apply Now
        • Loyalty Loan Overview
        • Loyalty Loan EMI Calculator
        • FAQs
        • Apply Now
          • Home Loan Overview
          • Home Loan EMI Calculator
          • Document Required For Home Loan
          • FAQs
            • Insurance Overview
            • Bike Insurance
            • Car Insurance
            • Customer Section
                • PAY ONLINE
                • PAY@STORE
                • PAY FROM ANYWHERE
                • E MANDATE
                • CUSTOMER SERVICE APP
                • MANDATE FACILITIES New
                • Bill Discounting Portal
                • PAY ONLINE
                • MANDATE FACILITIES
            • Investors
            • Blogs
            • Careers
            • About Us
            Apply Now
            Apply now
            alteenative
            • Home
            • Products
            • Two Wheeler Loan
            • Two Wheeler Loan In Ranchi

            Two Wheeler Loan In Ranchi

            • Loan up to Rs 3.5 Lakh
            • Longer Tenure
            • No Hidden Charges
            • Flexible Repayment
            Apply Now
            • Overview
            • EMI Calculator
            • Eligibility
            • Documents Required
            • Interest Rate & Charges

            Calculate Your Two Wheeler Loan EMI

            Calculate your EMI and choose the most suitable EMI for you

            ₹ 0
            ₹ 0
            ₹ 0
            Apply Now

            Get A Two Wheeler Loan In Ranchi Upto 3.5 Lakh

            Ranchi is known for its natural wonders, including scenic waterfalls, lush green forests, and verdant hills. The city is situated on the Ranchi Plateau of the eastern Chota Nagpur plateau system, with lofty flat-topped hills (pats) in the northwest. It is one of Eastern India's major industrial cities and an important cotton, tea, and agricultural trade hub. The city's major industries include silk production, shellac, and heavy machine tools. Ranchi is home to the headquarters of the National Coal Development Corporation, the Heavy Engineering Corporation, and the Hindustan Steel Company.

            As the city expands, merging its rich history with contemporary ambitions, the needs of its inhabitants also transform. One of these evolving demands is the growing interest in individual transportation, leading to a high demand for two-wheeler loans in Ranchi. Many individuals are now seeking these loans to effortlessly navigate the city's unique blend of old-world charm and modernity.

            Features And Benefits of Two Wheeler Loan in Ranchi

            Explore the key to accessing versatile financial solutions in Ranchi.

            high-loan-amount.png
            High Loan Amount

            Obtain a substantial loan amount of up to ₹3.5 Lakhs to fulfil your aspirations of owning your dream bike.

            applicable-rate-of-interest (1).png
            Attractive Interest Rate

            An appealing interest rate is offered to ensure that the instalments remain affordable.

            Collateral.png
            Collateral Free

            No need to worry if you don't have any assets. Our loans don't require collateral, making it accessible to everyone.

            flexible.png
            Flexible Repayment Tenure

            Select a repayment plan that aligns with your preferences and needs.

            instant-app.png
            Instant Approval

            Receive immediate approval for your loan application.

            Eligibility Criteria for Two Wheeler Loan in Ranchi

            To be eligible for a bike loan in Ranchi, applicants must fulfil the following criteria:

            age.png
            Age

            Ensure you are at least 18 years of age.

            citizenship.png
            Citizenship

            You should be a citizen of India.

            work-experience.png
            Work Experience

            A minimum of one year of work experience is required for eligibility.

            monthly-income.png
            Monthly Salary

            You must earn a minimum monthly income of Rs 10,000.

            Check Your Loan Eligibility

            Documents Required to Apply for a Two Wheeler Loan in Ranchi

            Preparing the right documents is crucial for a smooth loan application process. Here's a comprehensive list of required documents based on your employment status:

            Documents Required for Salaried Employee

            mand-doc.png
            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

            identity_proof.png
            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card, ID Card (issued by Central Government/State Government/PSUs)

            addr.png
            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Property or Municipal Tax Receipt, Ration Card, Utility Bill

            income.png
            Income Proof

            Salary Slips (last six months), Bank Account Statement of the last six months (salary account), Salary certificate (stating name, designation, and authorised signatory), Form 16

            ownership.png
            Job Continuity Proof

            Job offer letter from the current employer, Experience certificate from the previous employer

            age.png
            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

            office-address-proof.png
            Office Address Proof

            (Not required for salaried employees)

            mandatory_documents.png
            Property Documents

            (Not required for salaried employees)

            Documents required for Self Employed

            mand-doc.png
            Loan Application

            Duly filled loan application form, Passport-size coloured photograph

            identity_proof.png
            Identity Proof

            Driving Licence, Aadhaar card, Passport, PAN Card

            Residence Proof

            Driving Licence, Aadhaar Card, Passport, Ration Card, Utility Bill

            income.png
            Income Proof

            (Not required for self-employed)

            ownership.png
            Job Continuity Proof

            (Not required for self-employed)

            age.png
            Age Proof

            Birth Certificate, Passport, PAN Card, Driving Licence

            office-address-proof.png
            Office Address Proof

            Maintenance Bill, Utility Bill

            mandatory_documents.png
            Property Documents

            Rent Agreement, SSI or MSME Registration Certificate

            Interest Rates and Charges for Two Wheeler Loan in Ranchi

            A two-wheeler is more than just a means of transportation; it symbolises the excitement of independence. At Hero FinCorp, our goal is to provide affordable two-wheeler loans, making this sense of freedom accessible to everyone. With a compatible two-wheeler loan interest rate as low as 14% per year, we aim to turn your dreams into reality. Curious to learn more? Keep reading for additional information.

            Maximum Loan Amount

            Rs.10000 (Min) – Rs.3,50,000 (Max)

            Maximum Loan Tenure

            6 Months (Min.) – 60 Months (Max)

            Interest Rate

            14% - 36% (Upto 36 %)

            Processing Fees

            Up to 5% of Loan Amount

            Other Fees (Promo Charges, PDD Charges, ECS charges, Doc Charges)

            As per Schemes

            Prepayment Charges

            5% on Principal outstanding (additionally interest up to 6 months for foreclosures within 6 months from date of disbursement)

            Cheque/NACH dishonor charges

            350/-

            Cheque Swap Charges

            500/- per request

            Delayed Payment Charges

            3% per/ month on EMI overdue

            Default Charges

            Additional as applicable

            Stamp duty Charges

            As applicable

            Re-imbursement of Collection charges

            Actual

            Legal, Repossession & Incidental Charges

            Actual

            Other Charges

            As applicable

            Taxes

            GST and all other applicable taxes statutory levies, if any will be charged additionally.

            How To Apply For a Two Wheeler Loan in Ranchi?

            Availing a Two-wheeler Loan in Ranchi through Hero FinCorp is a straightforward process:

            Here’s how you can apply online:

            hfc_app.png

            • 1

              Visit the Two-Wheeler Loan section on the Hero FinCorp website.

            • 2

              Click the ‘Apply Now’ button.

            • 3

              Enter your details and select the ‘Hero MotoCorp Two-Wheeler dealership’ from where you want to buy the vehicle.

            • 4

              Select the checkbox to agree to our ‘terms and conditions’ and submit.

            Apply Now

            Frequently Asked Questions

            Yes, getting a two-wheeler loan in Ranchi is possible without a down payment. However, it is important to note that most lenders require a down payment, and opting for a zero-down payment loan may result in higher interest rates.
            The time taken to get approval for a bike loan in Ranchi can vary from instant approvals to a few working hours, depending on the lender and the loan application process.
            The age eligibility criteria for a two-wheeler loan in Ranchi typically require the applicant to be at least 21. However, the maximum age limit may vary depending on the lender.
            The loan disbursal process for a two-wheeler loan in Ranchi typically involves applying for the loan, submitting the necessary documentation, verifying the documents, loan approval, and disbursal of the loan amount to your bank account. However, the disbursal time may vary from lender to lender. Choosing Hero FinCorp for a two-wheeler loan can be prudential as we quickly disburse the loan amount.
            A guarantor is not mandatory to apply for a two-wheeler loan in Ranchi, some lenders may require one if the applicant does not meet the eligibility criteria.
            Two Wheeler Loan Key Pages
            • Two Wheeler Loan Overview
            • Two Wheeler Loan Eligibility
            • Two Wheeler Loan Interest Rates
            • Documents Required for Two-Wheeler
            • Two Wheeler Loan EMI Calculator
            Choose two wheeler loan by city
            • Two Wheeler Loans in Pune
            • Two Wheeler Loans in Indore
            • Two Wheeler Loans in Ahmedabad
            • Two Wheeler Loans in Bangalore
            • Two Wheeler Loans in Chennai
            • Two Wheeler Loans in Agra
            • Two Wheeler Loans in Ludhiana
            • Two Wheeler Loans in Bhubaneswar
            • Two Wheeler Loans in Chandigarh
            • Two Wheeler Loans in Delhi
            • Two Wheeler Loans in Hyderabad
            • Two Wheeler Loans in Lucknow
            • Two Wheeler Loans in Patna
            • Two Wheeler Loans in Jaipur
            • Two Wheeler Loans in Guwahati
            • Two Wheeler Loans in Mumbai
            • Two Wheeler Loans in Panipat
            • Two Wheeler Loans in Coimbatore
            • Two Wheeler Loans in Kochi
            • Two Wheeler Loans in Kolkata
            Choose two wheeler loan by Models
            • Two Wheeler Hero Splendor Plus
            • Two Wheeler Hero Glamour