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Get a Personal Loan in Solapur Up to 5 Lakh
Solapur, a city in Maharashtra, invites you to discover its diverse cultural heritage and captivating attractions. Begin your journey at the iconic Siddheshwar Temple, a sacred place of worship that exudes architectural grandeur and spiritual tranquillity.
Whether you're seeking cultural enrichment, spiritual serenity, or retail therapy, Solapur welcomes you with open arms. As you explore this city's unique charm, remember that our Personal Loans in Solapur are here to support your financial aspirations.
Features and Benefits of Personal Loan in Solapur
Unlock a hassle-free Personal Loan with enticing features with Hero FinCorp. Benefit from competitive interest rates, flexible repayment options, and swift approval for your diverse financial needs.
Attractive Interest Rate
Benefit from competitive rates with lower monthly repayments and reduced total borrowing costs.
No Collateral Required
Get a loan easily without collateral, making the process faster and hassle-free.
Flexible Repayment Tenure
Get a repayment schedule tailored to your finances for easier, stress-free loan management.
Quick Approval
Enjoy quick approval and instant funds to manage your financial needs without delay or hassle.
Eligibility Criteria for Instant Personal Loans in Solapur
At Hero FinCorp, securing instant approval for a Personal Loan in Solapur is fast, thanks to our clear-cut eligibility criteria. Here's what you need to qualify:
| Criteria | Details |
|---|---|
| Age | You should be between 21 to 58 years of age at the time of loan application. |
| Citizenship | Eligibility for a loan requires applicants to be Indian citizens. |
| Work Experience | You should have a work experience of at least six months for salary and two years for self-employed. |
| Monthly Income | Applicants should have a monthly salary of at least Rs 15,000 to qualify for the loan. |
Documents Required to Apply for a Personal Loan in Solapur
Are you in search of an instant Personal Loan in Solapur? Ensuring your documents are prepared can significantly enhance the efficiency of your loan application.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Solapur
Hero FinCorp provides highly competitive interest rates for personal loans in solapur, guaranteeing favourable terms and affordable repayment choices.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Solapur?
Here’s how you can apply for a Personal Loan in Solapur from us:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
You may qualify for a personal loan with a salary of 15,000 with Hero FinCorp. We have easy eligibility criteria for applicants, and you just need to apply on our website or download the app today!
Get the lowest interest rate for a personal loan with Hero FinCorp. We offer competitive rates to our borrowers. However, rates may depend on certain factors like your creditworthiness, income, etc.
Certain lending institutions can offer zero-interest loans like promotional 0% interest rates for a limited period on specific loans, such as consumer durable loans or credit card EMI conversions.