Personal Loan for Self-Employed
Designed for entrepreneurs and self-employed individuals, our flexible loan supports business expansion and personal goals.
Personal Loan in Sonipat
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Calculate Your Personal Loan EMI
Get Personal Loan in Sonipat With Quick Approval
Sonipat is a fast-growing city in Haryana. It has many educational institutes, industries, dhabas and growing markets. With rising costs of living, people here often need extra money for things like higher studies, health and travel. Hero FinCorp offers Personal Loans in Sonipat up to Rs 5 Lakh. You can get the loans at attractive rates, flexible repayment terms. Whether you are salaried and self-employed, if you earn Rs 15,000 a month, you can apply online and get approval in just 10 minutes.
We Offer a Wide Range of Personal Loans
Look no further than Hero FinCorp, a trustworthy financial partner for all your Personal Loan needs in Sonipat. Our Personal Loans in Sonipat are ideal to meet your unique needs:
Personal Loan for Women
Our loan supports women with low interest rates and exclusive benefits for financial independence.
Personal Loan for Government Employees
Tailored for government employees, this loan ensures fast approval and flexible, supportive terms.
Personal Loan for Education
Achieve your academic goals easily by covering tuition, books, and more with our personal loan for education.
Personal Loan for Doctors
Designed for medical professionals to fund clinics or education, boosting their healthcare careers.
Personal Loan for Travel
Travel stress-free with our all-inclusive loan covering flights stays, and holiday expenses.
Personal Loan for Wedding
Make your big day memorable with a personal loan for wedding that covers all your celebration needs.
Personal Loan for Home Renovation
Transform your home easily with our personal loan for home renovation and bring your upgrade plans to life.
Features and Benefits of Personal Loan in Sonipat
Renowned for its customer-centric approach, Hero Fincorp ensures borrowers experience ease, transparency, and flexibility. Let's delve into the distinct features and benefits that set their personal loans apart.
High Loan Amount
Hero FinCorp offers personal loans for both small needs and larger financial commitments.
Attractive Interest Rate
Enjoy competitive personal loan interest rates starting from 19% p.a., making borrowing easier and budget-friendly.
Collateral-Free
No collateral is needed Hero FinCorp unsecured personal loans make borrowing simple and accessible
Flexible Repayment Tenure
Hero FinCorp offers flexible tenures, helping borrowers repay loans comfortably based on financial stability.
Instant Approval
Hero FinCorp fast-tracks loan approvals, helping eligible borrowers access funds without unnecessary delays.
Eligibility Criteria for Instant Personal Loans in Sonipat
Make sure you meet the eligibility requirements before applying for a Personal Loan in Sonipat. At Hero FinCorp, the Personal Loan eligibility criteria are simple and easy to fulfil.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
Applicant should at least earn a minimum amount of Rs 15,000 monthly
Age
Applicant should be between 21-58 years
List of Documents Required to Apply for a Personal Loan in Sonipat
Documentation is an essential part of the loan process. Being prepared with the necessary Personal Loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Sonipat
Understanding the interest rates is crucial when considering a Personal Loan in Sonipat. The interest rate directly impacts the cost of borrowing, affecting your monthly payments and overall loan affordability. At Hero Fincorp, we believe in transparency and are committed to offering competitive interest rates to make your borrowing experience in Sonipat as cost-effective as possible.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Sonipat?
Applying for a personal loan in Sonipat with Hero Fincorp is easy and ensures financial convenience and support for your needs. Here are the steps to avail of a Personal Loan:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the Personal Loan page and click ‘Apply Now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Hero FinCorp app is one of the leading Personal Loan choices in Sonipat. You receive online approval of a Personal Loan up to 5 Lakh in just 10 minutes.
You just need to complete an application form with your KYC (Know Your Customer) information and submit the same along with your income proof, either online or at a Hero FinCorp office in Sonipat.
Whether you are salaried or self-employed, if you have a monthly income of Rs 15,000, you can apply with Hero FinCorp.
The documentation requirement is minimal for Personal Loans. When you apply online with Hero FinCorp, you only need your KYC and income proof.
Yes, some of the lenders may give you a Personal Loan in Sonipat without credit scores. But, you may not get a bigger amount or better rates.
In Sonipat, you can obtain a Personal Loan of up to Rs 5 Lakh from Hero FinCorp.
A Personal Loan can be approved in less than 10 minutes when you apply online at the Hero FinCorp app or website.