High Loan Amount
Hero FinCorp offers personal loans for both small needs and larger financial commitments.
Personal Loan in Sonipat
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval in 10 minutes
Personal Loan EMI Calculator
Get Personal Loan in Sonipat With Quick Approval
Sonipat is a fast-growing city in Haryana. It has many educational institutes, industries, dhabas and growing markets. With rising costs of living, people here often need extra money for things like higher studies, health and travel. Hero FinCorp offers Personal Loans in Sonipat up to Rs 5 Lakh. You can get the loans at attractive rates, flexible repayment terms. Whether you are salaried and self-employed, if you earn Rs 15,000 a month, you can apply online and get approval in just 10 minutes.
Features and Benefits of Personal Loan in Sonipat
Renowned for its customer-centric approach, Hero Fincorp ensures borrowers experience ease, transparency, and flexibility. Let's delve into the distinct features and benefits that set their personal loans apart.
Attractive Interest Rate
Enjoy competitive personal loan interest rates starting from 19% p.a., making borrowing easier and budget-friendly.
Collateral-Free
No collateral is needed Hero FinCorp unsecured personal loans make borrowing simple and accessible
Flexible Repayment Tenure
Hero FinCorp offers flexible tenures, helping borrowers repay loans comfortably based on financial stability.
Instant Approval
Hero FinCorp fast-tracks loan approvals, helping eligible borrowers access funds without unnecessary delays.
Eligibility Criteria for Instant Personal Loans in Sonipat
Make sure you meet the eligibility requirements before applying for a Personal Loan in Sonipat. At Hero FinCorp, the Personal Loan eligibility criteria are simple and easy to fulfil.
| Criteria | Details |
|---|---|
| Age | Applicant should be between 21-58 years. |
| Citizenship | You should be a citizen of India. |
| Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
| Monthly Income | Applicant should at least earn a minimum amount of Rs 15,000 monthly. |
List of Documents Required to Apply for a Personal Loan in Sonipat
Documentation is an essential part of the loan process. Being prepared with the necessary Personal Loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Documents Required for Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required for Self-Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company's Registration Certificate
Interest Rate and Charges for Personal Loan in Sonipat
Understanding the interest rates is crucial when considering a Personal Loan in Sonipat. The interest rate directly impacts the cost of borrowing, affecting your monthly payments and overall loan affordability. At Hero Fincorp, we believe in transparency and are committed to offering competitive interest rates to make your borrowing experience in Sonipat as cost-effective as possible.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5% + GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Sonipat?
Applying for a personal loan in sonipat with Hero Fincorp is easy and ensures financial convenience and support for your needs. Here are the steps to avail of a personal loan:
- 1
Visit the Hero FinCorp website or install the personal loan app
- 2
Go to the personal loan page and click ‘apply now’
- 3
Enter your mobile number and verify with the OTP received
- 4
Choose the loan amount you need
- 5
Verify your KYC details to check income eligibility
- 6
Click ‘Submit’ to complete your application
What Our Customers Say About Us
❝
It's a great appreciation for obtaining the best personal loan with the fewest papers necessary and promptly disbursing loan ...funds. I truly appreciate your assistance. Simple procedure and a user-friendly interface. There are no problems, inquiries or anything else as long as you pay.
Savi Gupta
★★★★★
❝
Herofincorp has great funds for various purposes. I got the best personal loan offer compared to interest rates, terms, and fees for ...my best financial situation. Thanks for your assistance.
Rashi Kohli
★★★★★
❝
It is a simple procedure. For financial emergencies, it is the best option. Thanks for their assistance. Adaptable and well-balanced. You can acquire an immediate loan transfer with Hero FinCorp.
Lalji Soni
★★★★
❝
Processing is quick, and had great experiences with this personal loan application and service. I appreciate customer support's gentle communication in helping the process go more smoothly. interest rates provided on the personal loan is the lowest in market. Overall experience good. I'm grateful.
Raj Chaudhary
★★★★★
❝
I have been looking for a platform that allows me to borrow money quickly, it is convenient, safe and reliable to borrow money on this practical and reliable platform.
Kadam Kailash
★★★★★
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Frequently Asked Questions (FAQs)
Hero FinCorp app is one of the leading Personal Loan choices in Sonipat. You receive online approval of a Personal Loan up to 5 Lakh in just 10 minutes.
You just need to complete an application form with your KYC (Know Your Customer) information and submit the same along with your income proof, either online or at a Hero FinCorp office in Sonipat.
Whether you are salaried or self-employed, if you have a monthly income of Rs 15,000, you can apply with Hero FinCorp.
The documentation requirement is minimal for Personal Loans. When you apply online with Hero FinCorp, you only need your KYC and income proof.
Yes, some of the lenders may give you a Personal Loan in Sonipat without credit scores. But, you may not get a bigger amount or better rates.
In Sonipat, you can obtain a Personal Loan of up to Rs 5 Lakh from Hero FinCorp.
A Personal Loan can be approved in less than 10 minutes when you apply online at the Hero FinCorp app or website.