Hero FinCorp, a reliable non-banking financial company (NBFC), offers a hassle-free experience. Our robust online platform lets you quickly apply for a loan with minimal documentation, using your Aadhaar card as an essential identification.
The eligibility criteria are reasonable, and the minimal paperwork ensures a convenient process for individuals seeking swift financial assistance.
Hero FinCorp guarantees a fast approval procedure, with the loan amount disbursed directly to your bank account. It's the solution for those unforeseen financial needs, all through the simplicity of your Aadhaar card.With a 3 Lakh loan on your Aadhaar card from Hero FinCorp, you can manage your finances flexibly and conveniently. Here's more:
Also, Read: How to Get a Personal Loan of 4 Lakh on Aadhaar Card?
It's essential to grasp the interest rates and associated charges when considering an instant 3 Lakh loan on an Aadhaar Card. Let's delve into these financial aspects:
Fees & Charges | Chargeable Amount |
Interest Rate | Minimum 19% |
Processing Fee | 2.5% to 3.5% |
Part-payment charges | NA |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
A 3 Lakh Personal Loan comes with diverse tenure options ranging from 1 to 5 years. To calculate the monthly EMI for this 3 Lakh loan at an 11% Personal Loan interest rate, explore the details below:
Loan Amount (Rs.) | Tenure (Years) | Interest Rate (%) | Monthly EMI (Rs.) |
3,00,000 | 1 | 11% | 26,514 |
3,00,000 | 2 | 11% | 13,982 |
3,00,000 | 3 | 11% | 9,822 |
3,00,000 | 4 | 11% | 7,754 |
3,00,000 | 5 | 11% | 6,523 |
Note: This is an estimated amount, the actual EMI may vary.
If you require an instant 3 Lakh loan using an Aadhaar Card, Hero FinCorp has streamlined the application process:
The Hero FinCorp Personal Loan App offers a hassle-free and speedy application process for your 3 Lakh Aadhaar card loan.
Also, Read: How To Get A Personal Loan of Rs 2 Lakh On Aadhaar Card?
Borrowing an instant 3 Lakh loan on your Aadhaar card through Hero FinCorp is quick and easy. Apply online with basic personal information and minimal documentation for fast approvals and instant disbursals. So, what are you waiting for? Secure a 3 Lakh loan on your Aadhaar card today and take control of your financial future.
1. What is a 3 Lakh loan on an Aadhaar card?
A 3 Lakh loan on an Aadhaar card is a Personal Loan that allows you to borrow money based on your Aadhaar card and meeting specific eligibility criteria.
2. How long does it take to get approval for a 3 Lakh Aadhaar card loan?
Hero FinCorp approves a 3 Lakh Aadhaar card loan within 24 hours, subject to document verification and meeting eligibility requirements.
3. Are 3 Lakh Aadhaar card loans secure and reliable?
Yes, 3 Lakh Aadhaar card loans from lenders like Hero FinCorp are secure and reliable, providing a trusted financial solution.
4. Can I get more than one 3 Lakh loan on an Aadhaar card?
The possibility of obtaining multiple 3 Lakh Aadhaar card loans depends on your creditworthiness and the lending institution's policies. However, it's crucial to manage your loans responsibly.
5. What happens if I default on a 3 Lakh Aadhaar card loan?
Defaulting on a 3 Lakh Aadhaar card loan can negatively impact your credit score and may lead to legal actions by the lender. To avoid such consequences, it's advisable to repay loans on time.