No Credit Card - How can I buy iPhone 12 Pro on EMI

Apple continues to launch newer iPhone models, with the iPhone 12 Pro being the latest in India at Rs 1,19,000. For credit card users with higher limits, purchasing is easier, often with cash back or discounts. But non-credit card users can also get the iPhone through Consumer Durable loans or Mobile loans on an EMI basis. These unsecured loans are offered online and can be released in 24 hours. Alternatively, customers can purchase the iPhone 12 Pro at stores like Croma, Reliance Digital, or Aptronix, where staff explain interest rates, EMIs, and repayment tenure options to help customers select the best plan for a six or nine-month tenure.

Features and Benefits of Mobile Loan

A mobile loan is an unsecured personal loan that gets sanctioned within 24 hours or during the product purchase. Here are the features of the mobile loan that borrowers can benefit from:

• Minimum Documentation: When applying for a mobile loan, no physical documents are involved. Documents or document details such as Aadhar Card number are required to be submitted online in a paperless format.
• Instant Approval: Mobile loans on the spot approval makes it distinct to indulge in gadget shopping anywhere, anytime, without worrying about the monetary issues.
• Easy EMIs: Since there is no obligation to make the entire payment upfront, you can invest in a smartphone of a higher range by paying easy monthly EMIs.
• Promotional Deals: During festivals or new product launch, there are great deals and discount offers on mobile phones that is often linked to mobile loans for best buys.

Personal Loan Eligibility & Documents to Buy iPhone 12 Pro on EMI

Purchasing the newest iPhone 12 Pro is made easy with Hero FinCorp's EMI option. This NBFC (non-banking finance company) allows you to buy an iPhone 12 Pro without using a credit card and pay the high price in easy EMIs (equated monthly installments).  Both salaried and self-employed individuals can opt for this personal loan and simply submit the necessary documents. The process is efficient, easy, and seamless.

Eligibility & Necessary Documentation

Note: You just need to handy the documents for the instant verification

Step-by-Step Guide to Apply Mobile Loan for Buying iPhone 12 Pro on Zero Down Payment

Buy the iPhone 12 Pro hassle-free on easy EMIs with zero down payment using your personal loan. Just follow these simple steps.

• Check Eligibility: Before applying for a personal loan from Hero FinCorp, ensure you meet the eligibility criteria. Typically, individuals with a good credit score and a stable income can improve their chances of availing a loan.
• Apply for Hero FinCorp Mobile Loan: If you qualify, apply for the Hero FinCorp Mobile Loan either online or at app. The application process is hassle-free and requires minimal documentation.
• Documents: You just need to hand in necessary documents, including identity proof, address proof, and income proof, depending upon your employment status. Ensure all documentation is complete and up to date for a smooth process.
• Choose the iPhone 12 Pro: Once approved, visit your preferred store or online retailer to select the iPhone 12 Pro variant that best suits your needs. You can now buy an iPhone 12 Pro without worrying about the hefty price tag.
• Avail Zero Down Payment EMI: Opt for the zero down payment EMI option. With approved funds, you can repay the loan in monthly installments. This makes your purchase convenient and affordable.
• Enjoy Your iPhone 12 Pro: You’re all set! Enjoy your new iPhone 12 Pro with easy EMIs.

Conclusion

Apple continues to raise the bar with its new iPhones, and the iPhone 12 Pro is no exception. Even without a credit card, you can buy an iPhone 12 Pro through a Personal Loan from Hero FinCorp. The required documentation is simple, and EMIs are flexible, allowing you to own the latest iPhone with minimal effort.