Things to Know Before Making Modifications of Your Two-Wheelers

Customising your bike adds that personal touch and takes your riding experience to a new level. But you've got to be smart before you modify the bike according to your needs. It is important to consider the legal stuff, how much it will cost you, and what it might do to your bike's performance and warranty. People love to jazz up their two-wheelers with fancy rims, custom silencers and shiny seat covers. But, if you don't consider the do’s and don’ts, you will never be able to utilise that hefty insurance package you took along with the purchase of your Two-wheeler. 

This post will discuss all the things you need to consider before making any bike modification to help you make an informed decision. So, let’s begin!

What Is Bike Modification?

Bike modification is all about making those little changes to your two-wheeler in order to match your style and needs. This could mean giving it a fresh coat of paint or going out with performance upgrades like a new exhaust system, engine tuning, or changing the suspension, etc. Many individuals love to modify their bikes to make them work faster, handle better, or just stand out from the crowd. But remember, it's crucial to stay on the right side of the law and make sure any changes you make are legal, safe, and won't mess with how your bike runs.

Do’s and Don’ts Regarding Modifying Two-wheelers

Bike Modifying can enhance its performance and appearance, but it’s important to follow certain guidelines to ensure safety and legality. Let’s have a look at them in the below table:

Do's	Don'ts
Ensure modifications are road-legal	Avoid illegal exhaust systems
Use certified parts and accessories	Don’t compromise on safety features
Inform your insurance company	Don’t neglect regular maintenance
Consult a professional mechanic	Avoid DIY modifications if inexperienced
Keep original parts for potential resale	Don’t modify structural components

Following these do’s and don’ts helps maintain your bike’s performance, safety, and legality on the roads. It is always recommended that you visit a technician or expert who can understand your needs and suggest the right bike modifications that meet your needs.

Things to Keep in Mind Before Modifying Motorcycles

• Check Legal Restrictions: Before modifying your bike, research local laws and regulations to avoid fines or legal issues. Non-compliance can render your vehicle unroadworthy.
• Consult Professionals: Seek expert advice, especially for complex modifications, to ensure safety and feasibility. Professionals can guide you in making correct modifications without compromising your bike's integrity.
• Use Quality Parts: Invest in certified, high-quality parts to ensure longevity and safety. Low-quality parts may save money initially but can lead to costly problems later.
• Consider Insurance Impact: Inform your insurer about planned modifications, as they can affect coverage and premiums. Failing to report modifications may void your insurance policy in case of a claim.
• Prioritize Safety: Focus on modifications that enhance safety and performance, such as improvements in braking, handling, and vehicle stability. Safety should always be the top priority to ensure a reliable and secure driving experience.

How Modification of Your Bike Affects Your Insurance Premium?

Bike modifying can influence your insurance costs. Let’s understand how:

1. Higher Premiums for Performance Enhancements: Adding high-performance parts like turbochargers or custom exhaust systems can make your bike faster and more powerful. However, these changes often lead to increased insurance premiums because they raise the risk of accidents and the cost of repairs.

2. Custom Paint Jobs and Aesthetics: Modifying the look of your bike with custom paint jobs or new bodywork can also impact your insurance. While these changes might seem purely cosmetic, they can increase the value of your bike, leading to higher premiums to cover the enhanced worth.

3. Safety Upgrades Might Lower Costs: Not all modifications will increase your insurance rates. Installing safety features like advanced braking systems, anti-theft devices, or improved lighting can sometimes reduce your premiums. Insurers often view these upgrades as reducing the risk of accidents and theft.

4. Unreported Modifications Can Void Coverage: It’s crucial to inform your insurer about any modifications you make. If you fail to report changes, your insurance policy might become invalid. This means that if you need to make a claim, your insurer could refuse to cover the costs, leaving you financially vulnerable.

What Kind of Modifications Are Deemed Illegal by the Road Traffic Law?

Certain modifications can be deemed illegal under road traffic laws, such as:

1. Loud exhaust systems, woofer systems.
2. Changes affecting emissions control.
3. Non-standard lighting systems which are too bright for the eyes on the road.
4. Major frame modifications which do not comply with the law.
5. Engine tuning beyond legal limits.

What Kind of Modifications are Still Legal as per the Law?

There are modifications you can legally make to your motorcycle:

1.  Aesthetic Changes such as Paint and decals are totally fine when it comes to bike modification.
2. Safety enhancements like upgraded brakes or lights that are not too bright for the eyes on the road.
3. Comfort Additions such as Better seats or grips make your driving more comfortable on the road.
4. Performance Parts such as approved exhausts and air filters are considered legal modifications for two-wheelers.
5. Changing to road-legal tyre options that enhance your performance and help you get a smooth ride.

Steps to Follow to Change the Colour of the Bike

Changing your bike's colour involves specific steps.

1. Approval: Get necessary permissions from local authorities.
2. Professional Service: Use a certified service for painting.
3. Documentation: Update vehicle registration with the new colour.
4. Inform Insurer: Notify your insurance company of the change.
5. Verification: Ensure the new colour complies with legal standards.

How Can a Personal Loan Help You Modify Your Two Wheeler?

A personal loan can be beneficial for modifying your two-wheeler in several ways:

• Customization: You can use the loan to personalize your bike with accessories such as a new exhaust system, custom paint job, or upgraded seat covers.
• Performance Upgrades: Upgrade the engine, suspension, brakes, or tires to enhance the performance of your two-wheeler.
• Safety Features: Invest in safety features like advanced braking systems, anti-theft alarms, or GPS trackers to protect your bike.
• Maintenance: Use the loan for regular maintenance or to fix any issues that may arise with your bike.
• Insurance: You can also use the loan to purchase comprehensive insurance coverage, ensuring your modified bike is protected against unforeseen events.
• Comfort: Improve comfort with ergonomic enhancements such as better handlebars, seats, or footrests.
• Fuel Efficiency: Invest in modifications that improve fuel efficiency, potentially saving money in the long run.

How to Apply for a Personal Loan Online to Upgrade Your Two-Wheeler?

Applying for a personal loan online to upgrade your two-wheeler is a straightforward process. Here’s a step-by-step guide to help you through it:

• Download and install the Hero FinCorp Instant Personal Loan app.
• Register using your mobile number.
• Enter a few necessary details like your personal, professional, employment, and financial information.
• Scan and upload the required documents, including your identity, address, and income proofs.
• Get approval with a loan offer after the verification.
• Accept the loan offer to initiate the disbursal process.

If you are having financial difficulties when it comes to modifying your bike for your needs, apply Personal Loan online at Hero FinCorp today! Being the best financial Institution in India, we assure you to help achieve comfort whether its your bank or the road!

Conclusion

Modifying your bike can enhance its aesthetics, performance, and comfort, but it's crucial to consider legal, safety, and insurance implications. Ensuring compliance with local regulations and opting for quality legal modifications will protect you from potential fines and issues. Always consult professionals and inform your insurance company about any changes to avoid coverage problems. Proper documentation and adherence to guidelines will ensure your bike remains roadworthy and safe. By following these steps, you can enjoy a customised ride that reflects your personal style without compromising on safety or legality. Always prioritise modifications that enhance performance and safety for the best riding experience.

Frequently Asked Questions (FAQs)

1. Do modifications require professional installation?

While not all modifications require professional installation, it is highly recommended. Professionals ensure that modifications are done safely and correctly, maintaining the integrity and performance of your bike. This can prevent potential issues and ensure compliance with legal and safety standards.
2. Do modifications affect the bike's performance?

Yes, modifications can significantly affect a bike's performance. Some modifications enhance performance, such as upgrading the exhaust or suspension. However, improper or low-quality modifications can negatively impact performance and safety, leading to potential mechanical issues or reduced efficiency.

3. Are there safety considerations with modifications?

Absolutely, safety is a primary consideration when modifying a bike. It's essential to ensure that any modifications do not compromise the bike's structural integrity or functionality. Using certified parts and professional installation can help maintain the safety of your bike.

4. Is bike headlight modification legal in India?

Bike headlight modifications are generally legal in India if they comply with the standards set by the Motor Vehicles Act. However, installing excessively bright or coloured lights that can blind other drivers or are not approved can be illegal and result in fines. Always check local regulations before making changes.

 

Disclaimer: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog. The choice to rely on the information presented herein is at the reader’s discretion, and we recommend consulting official sources and experts for the most up-to-date and accurate information about the featured products.