How to Download RC Online?

Whenever you purchase a vehicle - be it a two-wheeler or four-wheeler - you receive a Registration Certificate or RC. This document is more than just a piece of paper. It is your official proof that you own the vehicle. It is very important to carry RC while you are on the road, be it in the city or travelling. Most of the time, if you are stopped by traffic police, they will ask for two things - your driving licence and RC. The good news is that with everything going digital, you can now even download your RC online.

What is an RC (Registration Certificate)?

An RC is simply a document that proves that your vehicle is registered in your name. It is issued by the Regional Transport Office (RTO) and displays key details such as the registration number of your vehicle, engine and chassis number and ownership information.

You can refer to your RC whether you are applying for a loan, intending on selling your vehicle, or simply want to check that it is yours legally.

Digital RCs downloaded from official government apps like DigiLocker and mParivahan are legally valid and accepted by traffic authorities as per government notification.

How to Download RC?

All thanks to online platforms, obtaining a copy of your RC online is easy and quick. It's particularly useful when you want to verify your vehicle details or procure a Two-Wheeler Loan.

To download your RC online, you will need your vehicle registration number, chassis number, and access to the mobile number registered with the RTO (for OTP verification).

How to Download RC Online Through the Vahan E-Service Portal?

Follow the below process to download your RC online.

• Visit the official Vahan portal.
• Click "Online Services" and select "Vehicle Related Services."
• Choose your state and log in using your registered mobile number and OTP.
• Enter your vehicle registration number and chassis number.
• Navigate to the appropriate section (such as "Download Document" or "RC Print"—the exact label may vary by state portal).
• Check and download your RC in just a few clicks.

Note: The portal interface and options may differ slightly depending on your state.

Having your RC handy online makes everything convenient when it comes to anything related to vehicles—from loans to verifications.

Also Read: What Does a Standalone OD Policy Cover for Your Two-Wheeler?

How to Download it Online Using DigiLocker?

It's simple, secure, and ready to save!

Following are the steps to download your vehicle's RC through DigiLocker:

1. Visit the DigiLocker web page or application.
2. Login with your Aadhaar-linked mobile number.
3. Go to the 'Ministry of Road Transport and Highways' section.
4. Select 'Registration Certificate' and enter your vehicle details.
5. Ensure the name on your Aadhaar matches the name on the RC.
6. Preview and download your RC on your device.

Your digital RC will appear in the 'Issued Documents' section and can be accessed anytime. It's that easy, secure, and simple!

What is a Duplicate RC?

Have you misplaced or lost your original RC? Do not panic because you will be able to apply for a duplicate Registration Certificate, which is issued as an official copy of your original RC and bears the same information about the vehicle and ownership.

Whether you wish to apply for insurance, a loan, or ownership proof to prove that you own the vehicle, applying for a duplicate RC prevents you from going through the whole registration process again.

Also Read: How to Get No Objection Certificate (NOC) for Bike Online?

How to Get a Duplicate RC?

If your Registration Certificate has been lost, stolen, or damaged, you can apply for a duplicate both online and offline. The procedures below detail each process in depth.

How to Apply for a Duplicate RC Online?

The online process provides a hassle-free, paperless method of applying for a duplicate RC via the official Parivahan portal.

• Access the official website of the Parivahan portal and log in.
• Choose your RTO and click on 'Apply for Duplicate RC.'
• Provide necessary details like registration, engine, and chassis numbers.
• Upload necessary documents like the FIR, address proof, and affidavit.
• Pay the necessary fee and submit the request online.
• Keep a note of your reference number to check the status of the application.

How to Apply for a Duplicate RC Offline?

If you are someone who likes to have assistance in person, you can go to your local RTO and apply for a duplicate RC through the offline process.

• Go to your local RTO with a printed copy of the FIR and valid address proof.
• Obtain and complete Form 26 (Application for Duplicate RC).
• Paste a passport-sized photograph and a valid identity document.
• Submit all documents to the concerned counter at the RTO.
• Pay the relevant fee in cash or card as accepted.
• Take your acknowledgement slip for tracking status in the future.

Also Read: Zero Down Payment on Bike Loan: Eligibility & Process

How to Track the Status of Duplicate RC Application?

After submitting your duplicate RC request, you can easily track the application status online using the official transport portal.

• Visit the official website of the Parivahan portal.
• Navigate to the ‘Application Status’ section.
• Enter your application number and the verification code shown.
• View the real-time progress of your duplicate RC request.
• Keep your reference details safe for future access.

Importance of Having an RC When Applying for a Two-Wheeler Loan

When applying for a Two-Wheeler Loan, the requirement of a Registration Certificate depends on whether you are purchasing a new or a used vehicle.

For New Two-Wheelers

• RC Not Required at Application: When you apply for a loan to buy a new bike or scooter, you do not need to provide an RC. At this stage, the vehicle hasn’t been registered yet.
• Documents Typically Needed: Lenders will ask for identity proof, address proof, income documents, and a proforma invoice from the dealer.
• RC Issued After Purchase: Once the loan is approved and the vehicle is purchased, the dealer will help register the vehicle in your name. The RC will then be issued by the RTO, reflecting both your ownership and the lender’s hypothecation.

For Used Two-Wheelers

• RC is Essential: If you are buying a pre-owned two-wheeler, the existing RC is a crucial document. It proves the seller’s ownership and provides details about the vehicle’s registration, which the lender needs to verify before approving the loan.
• Verification Purposes: The RC helps the lender confirm the vehicle’s details, check for any outstanding loans (hypothecation), and ensure the vehicle meets their eligibility criteria.

Why the RC Matters After Purchase?

• Proof of Ownership: After buying the vehicle (new or used), the RC serves as official proof of ownership.
• Loan Closure: Once you repay the loan, you’ll need the RC to remove the lender’s hypothecation from the registration records.

How to Apply for a Two-Wheeler Loan?

Applying for a Two-Wheeler Loan is quick and easy. Just visit the Two-Wheeler Loan page on the Hero FinCorp website and click ‘Apply Now'. Verify your mobile number, choose your loan amount, complete your KYC and upload the required documents. Once approved, the loan is quickly disbursed. Notably, Hero FinCorp Two-Wheeler Loans are available for Hero MotoCorp vehicles only.

Conclusion

Whether it’s stored safely in a file or saved on your phone, having quick access to your registration certificate can save you from a lot of last-minute stress. From applying for a Two-Wheeler Loan to verifying your ownership, knowing how to download your certificate online through trusted platforms like Vahan or DigiLocker makes life easy, keeping your paperwork sorted and your plans moving smoothly.

Frequently Asked Questions

1. Is a duplicate RC legally valid?

Yes, a duplicate RC holds the same legal validity as the original Registration Certificate.

2. How much does it cost to get a duplicate RC?

The cost varies by state but typically ranges from Rs 150 to Rs 500. Additional service charges may apply.

3. Can I carry virtual RC?

Yes, a virtual RC stored in the DigiLocker or mParivahan app is legally valid and accepted by traffic authorities across India.

4. Can RC be generated online?

No, an RC cannot be generated online, but once issued by the RTO, its digital version can be accessed via platforms like Vahan or DigiLocker.

5. How to upload RC online?

You don’t need to upload your RC manually. Simply link your vehicle in DigiLocker using the registration and chassis number, and the system will fetch the RC automatically from the central database.

Disclaimer: The information provided in this blog post is intended for informational purposes only. The content is based on research and opinions available at the time of writing. While we strive to ensure accuracy, we do not claim to be exhaustive or definitive. Readers are advised to independently verify any details mentioned here, such as specifications, features, and availability, before making any decisions. Hero FinCorp does not take responsibility for any discrepancies, inaccuracies, or changes that may occur after the publication of this blog.