How Much Do MBBS Doctors Earn in India?

Once you have chosen the path of medicine, the first thing that comes to mind before starting your journey is the salary! The earnings in the medical profession can vary from five to 6 digits, but all this depends on factors such as your location, qualifications, specifications and experience in the field. Today, in this post, we will discuss how much an MBBS doctor's salary is and how you can support yourself financially to achieve your dreams. So let’s get started!

What is an MBBS Doctor?

MBBS stands for Bachelor of Medicine, Bachelor of Surgery. It is a professional-level degree that is recognised as an entry-level qualification for being a general practitioner or physician. The training required to obtain this degree usually lasts for about five to six years, depending on the theoretical and practical knowledge needed in preparation for one’s desired aim. In order to acquire a good position and salary in India, MBBS graduates must undergo internships and gain some hands-on experience before entering the mainstream field.

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Average Salary of a Doctor in India

MBBS salary varies in India based on specialisation, experience and location. Here’s an approximate salary range:

Type of Doctor*Average Monthly Salary (INR)
AudiologistRs. 77,189
DentistRs. 92,139
CardiologistRs. 2,32,500
PaediatristRs. 14,57,195
GynaecologistRs. 99,010
ENT SpecialistRs. 76,756
RadiologistRs 19,36,510
VeterinarianRs. 52,190
OncologistRs. 16,65,960

*The figures mentioned above are approximate and can vary based on individual factors and the healthcare institution's location and reputation.

What is the Salary of MBBS Doctors in India?

In India, the MBBS doctor salary in India can vary widely based on several factors like experience, location, and specialisation. For instance, fresh graduates typically start with a salary ranging from ₹30,000 to ₹50,000* per month in government hospitals. However, those who work in private hospitals or have specialised training can earn significantly higher amounts. 

As they gain experience, the income of MBBS doctor in India increases substantially, often reaching between ₹1 lakh to ₹2 lakh* per month or even more. Additionally, doctors practising in urban areas tend to earn more than their counterparts in rural regions. Despite these variations, a career as an MBBS doctor in India is generally lucrative and offers substantial job stability.

What Factors Determine the Salary of MBBS Doctors in India?

MBBS doctors in India typically earn between ₹30,000 to ₹2,00,000* per month, depending on factors like experience, specialisation, and location. Let’s have a look at the table below to understand the salary package based on different criteria:

CriteriaFactor*Average Annual Salary (Rs.)
Top Hospital DoctorsAIIMS12 lakhs to 18 lakhs
 Apollo Hospitals15 lakhs to 25 lakhs
 Fortis Healthcare18 lakhs to 30 lakhs
Specialization-WiseCardiology20 lakhs to 45 lakhs
 Neurology15 lakhs to 40 lakhs
 Orthopedics18 lakhs to 35 lakhs
Qualification-WiseMBBS10 lakhs to 20 lakhs
 MD15 lakhs to 30 lakhs
 MS18 lakhs to 40 lakhs
City-WiseMumbai12 lakhs to 30 lakhs
 Delhi10 lakhs to 28 lakhs
 Bangalore10 lakhs to 25 lakhs
Country-Wise ComparisonIndia (average)13,000 USD to 58,000 USD
 USA180,000 USD to 400,000 USD
 UK100,000 USD to 250,000 USD

*This table encompasses the various elements that affect the earnings of MBBS doctors in India, providing a comprehensive overview of their potential salaries.

In India, doctor salaries vary significantly based on specialisation. Surgeons, cardiologists, and radiologists typically earn higher incomes compared to general practitioners. Specialised fields like neurology, oncology, and orthopaedics also command higher pay due to the advanced skills and expertise required.

Doctor salaries in India differ according to qualifications. Those with advanced degrees such as MD, MS, or DM generally earn more than those with just an MBBS degree. Additional certifications and fellowships can further enhance earning potential, reflecting higher expertise and competence.

Doctor salaries in India vary widely by city. Metropolitan areas like Mumbai, Delhi, and Bangalore offer higher salaries due to the higher cost of living and greater demand for medical services. Conversely, doctors in smaller towns and rural areas may earn less, despite lower living costs.

When comparing doctor salaries internationally, Indian doctors generally earn less than their counterparts in countries like the USA, UK, or Australia. However, their earnings are relatively higher than those of doctors in some other developing countries, influenced by local economic conditions and healthcare demands.

Government Doctor Salary in India

The government's BBS doctor's salary per month is based on various factors such as experience, qualifications, and the pay scale set by the government. Here's an approximate salary range for government doctors:

Level*Average Monthly Salary (INR)
Junior ResidentRs.50,000 - 60,000
Senior ResidentRs.60,000 - 80,000
SpecialistRs.70,000 - 1,00,000
ProfessorRs.1,00,000 - 2,00,000

*These figures may vary based on factors like location and government policies.

How Can Personal Loans Benefit Doctors to Enrich Their Skills?

If you are planning to begin working on your dream but can't afford the fees of a medical institution, then seeking a Personal Loan is one of the most beneficial things for you to do. Let’s take a look at the advantages of seeking a Personal Loan from reputed financial institutions like Hero FinCorp:

  1. Funding Further Education: Personal loans can be used for advanced medical courses, specialisations, or certifications, enabling doctors to expand their knowledge and expertise.
  2. Purchasing Medical Equipment: Doctors can buy necessary medical instruments and technology to practise new procedures or techniques and keep up with advancements in the medical field.
  3. Attending Conferences and Workshops: Loans can cover the costs of attending national and international medical conferences, seminars, and workshops, which provide opportunities to learn from experts and stay updated with the latest developments.
  4. Setting Up a Clinic: For those looking to start their practice, personal loans can help with the initial setup costs, including renting or buying space, furnishing, and obtaining the necessary medical equipment.
  5. Subscribing to Medical Journals: Personal loans can fund subscriptions to leading medical journals and online resources, ensuring doctors have access to the latest research and developments in their field.
  6. Studying Abroad: Personal loans can cover the costs of studying abroad, where doctors can gain exposure to different medical practices and techniques in other countries.

How Can a Doctor Apply For a Personal Loan at Hero Fincorp?

  1. Online Application: Visit our Personal Loan Page and fill out the online application form.
  2. Document Submission: Upload necessary documents such as ID proof, address proof, income proof, and bank statements.
  3. Verification: Wait for Hero Fincorp to complete the loan verification process.
  4. Approval: Sign the loan agreement and receive the funds in your bank account upon approval.


Conclusion

With all the information mentioned above, we are positive that achieving your dreams and taking a heavy decision like this can get easier. Now, all you have to do is decide which is the right direction to take to achieve your dreams, get Personal Loan approval from Hero FinCorp, and work dedicatedly to achieve what you dream of for your future!


FAQs

1. Is an MD degree more rewarding than an MS degree?

Compared to surgeons, specialists in medical fields are in greater demand; hence, an MD degree is usually considered more profitable.

2. Who earns more MBBS or MD?

Doctors with a degree in MD will normally have a higher package than MBBS doctors due to the specific expertise of individuals.

3. Is MD compulsory after MBBS?

It is not obligatory that after MBBS, an individual must earn an MD Degree. That is a decision related to career plans and intentions.

4. What are the factors influencing the income of MBBS doctors in India? 

Specialisation, location, type of healthcare facility, experience, and reputation are some of the factors affecting the income of MBBS doctors in India.

 

Disclaimer: The information contained in this blog post is intended solely for informational purposes. The content was based on the research and opinions available at the time it was written. While we have made every effort to make sure that the information provided herein is accurate, complete, or up-to-date, we do not represent that it will be a reliable source of reliable information. Readers should independently verify details like specifications, features, and availability before making any purchases. Any inaccuracies or changes mentioned herein are not the responsibility of Hero FinCorp after publishing this blog post. We advise readers to use their judgment when relying on such information and always consult with official sources and experts for the latest information and accuracy, as product providers might change features over time.

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Written by  Katyaini Kotiyal

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Katyaini is a finance expert with a focus on the non-banking financial sector, bringing over 8 years of experience in NBFC. She specializes in simplifying complex financial concepts for readers, helping them navigate the NBFC landscape. Outside of work, she is passionate about travelling.

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