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Terms of Service

I have read through the Terms of Service for use of Digital Platforms as provided above by HFCL and I provide my express consent and agree to the Terms of Service for use of Digital Platform.

OUR PARTNERS

Service Provider: One MobiKwik Systems Private Limited:

Hero Fincorp Ltd. Offers BNPL (“Unsecured Personal Loan”) through One MobiKwik Systems Private Limited("Mobikwik"). Hero Fincorp Ltd. has onboarded Mobikwik to act as a service partner for certain services which include collection of customer's / merchant's KYC document's customer service, technology service and collection (including collection agencies empanelled by Mobikwik). However, approval of the above-mentioned facility is solely at Hero Fincorp Ltd.’s discretion. Mobikwik is an embedded lending service provider which facilitates transactions via the credit limit. To know more or apply for the same, please visit the https://www.mobikwik.com/zip-paylater

Please click here to know the list of collection agents appointed by Mobikwik under "Collection Services" arrangement.

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For Whom:

Salaried Individuals

Self Employed Individuals

Purpose:

Recharge and Bills

Food

Online and Offline Shopping

Travel

Groceries

Education

Health

Entertainment

Key Features:

Credit Limit up to INR 60000

0% Interest Rate

15 days repayment cycle

5 days to repay without any late payment fees

Paperless Journey

Easy repayment options

Benefits:

Shop across a vast list of merchants

Enjoy the convenience of payments at merchants

Shop now and pay later

Convenient digital onboarding

Charges:

To know the Schedule of Charges Please

https://promotions.mobikwik.com/inapp/terms-and-conditions/zip/ziptnc-test.html

  • Processing Fee – One Time Activation Fee which ranges from 99 to 399 plus GST.
     
  • Bounce Charges – Rs 250 till outstanding of Rs 1000 and Rs 500 on an outstanding of more than Rs 1000
     
  • Late Payment Fee/Cycle– A LPF of 2.5% of the total overdue amount will be applicable
     
  • Additional/ Penal Interest – 0.1% daily overdue interest of overdue outstanding pro-rated for the number of days of overdue

How to Apply:

Application through Mobikwik App

Customer Care

Hero Fincorp Ltd

Retail Customer Service App

Most preferred by Retail Customers

1800-102-4145

9:30 AM - 6:30 PM, Monday to Saturday

Customer.Care@HeroFinCorp.com

Grievance Redressal Officers

Hero Fincorp Ltd

Ms. Monica Arora

Hero FinCorp Ltd.,

A-44, Mohan Co-Operative Industrial Estate,

Mathura Road,

New Delhi – 110044

Email: nodal.officer@herofincorp.com

Contact Number: 0124-3633945 (9:30 am to 6:30 pm)

Mobikwik

Prashant Gandhi

grievance@mobikwik.com

+91-8069898317

One MobiKwik Systems Limited, Unit No. 102, 1st Floor,

Block-B, Pegasus One, Golf Course Road, Sector-53,

Gurugram, Haryana, India