Personal Loan for Self-Employed
Every entrepreneur dreams big. Our personal loan for self-employed fuels those dreams.
Personal Loan in Nashik
Loan up to ₹5 Lakh
Minimum Salary Required ₹15K
Instant Approval in 10 minutes
Calculate Your Personal Loan EMI
Get a Personal Loan in Nashik Up to 5 Lakh
Nashik, a popular city in the state of Maharashtra, has traditionally been famous for its religious heritage and hospitality. Besides being renowned for the Kumbh Mela, it also attracts people towards places such as Sula Vineyards and the Trimbakeshwar Temple. One of the most rapidly growing cities in India, Nashik also has manufacturing, IT and agricultural industries which create numerous job and business opportunities. With such fast growth, there also comes the need for immediate and unsecured funds.
Hero FinCorp provides instant Personal Loans in Nashik up to Rs 5 Lakh for salaried and self-employed individuals with a minimum income of Rs 15,000 per month only. Our loan rates are competitive and repayment periods are flexible. Our USP is that you can get approval within 10 minutes of submitting your online application.
We Offer a Wide Range of Personal Loans!
Hero FinCorp offers a wide range of Personal Loans in Nashik designed for almost every individual. Choose one according to your requirements.
Personal Loan for Women
In an era of women breaking barriers, our personal loan for women empowers them.
Personal Loan for Government Employees
Recognizing government workforce dedication, we offer personal loan for government employees with no restrictions.
Personal Loan for Education
An investment in education always pays the best interest. Our personal loans for education can cover expenses beyond tuition fees.
Personal Loan for Doctors
Our personal loan for doctors can medical professionals meet their personal and professional needs.
Personal Loan for Travel
Don't just dream of exotic destinations, visit them. Our personal loan for travel can turn your dreams into reality.
Personal Loan for Wedding
Our personal loan for wedding can help you cover all wedding-related expenses and repay in EMIs.
Personal Loan for Home Renovation
Transform your home with a personal loan for home renovation that comes with competitive interest rates.
Features and Benefits of Personal Loan in Nashik
Hero FinCorp is not just a Personal Loan provider in Nashik. It is a trusted partner, providing favourable terms to its borrowers.
High Loan Amount
Get up to Rs 5 lakh personal loan online for your needs with Hero FinCorp.
Attractive Interest Rates
Hero FinCorp offers competitive personal loan rates, ensuring affordable repayments without strain.
Collateral Free
With Hero FinCorp, enjoy unsecured Personal Loans without the need to pledge assets.
Flexible Repayment Tenure
Hero FinCorp offers flexible repayment tenures up to 36 months for convenience.
Instant Approval
Hero FinCorp offers instant cash loan approval in Nashik, ensuring quick fund availability.
Eligibility Criteria for Instant Personal Loans in Nashik
You should check your eligibility criteria to apply for an instant Personal Loan in Nashik. This helps to be prepared before applying for a Personal Loan. At Hero FinCorp, you can use the personal loan eligibility calculator available on our website for free to check your eligibility.
Age
Applicants should be between 21 and 58 years.
Citizenship
You should be a citizen of India.
Work Experience
Six months for salaried individuals and 2 years for self-employed individuals.
Monthly Income
You should have a minimum income of Rs 15,000 monthly.
List of Documents Required to Apply for a Personal Loan in Nashik
Documentation is an essential part of the loan application process. The requirements may slightly vary for salaried and self-employed applicants. So, it is better to know the requirements before applying and be ready with the essential Personal Loan documents to ensure a smooth application process. Here is the list of documents to apply for a Personal Loan in Nashik.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
6 Months’ Salary Slips & Bank Statements, Form 16
Job Continuity Proof
Appointment Letter from Current Employer
Proof of Residence
Driving License, Passport, Aadhaar Card, Utility Bill
Additional Documents (Self-Employed Only)
N/A
Documents Required For Self Employed
Proof Of Photo Identity
Driving License, Passport, PAN Card, Aadhaar Card
Mandatory Documents
Loan Application Form, Passport Size Photo
Proof of Income
Last 6 Months Bank Statements, ITR for Last 2 Years
Job Continuity Proof
N/A
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Additional Documents (Self-Employed Only)
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rate and Charges for Personal Loan in Nashik
Financial needs can be diverse, whether for a medical emergency, education, or a vacation. That's why Hero FinCorp offers customised loan solutions to suit your requirements. With a simple application process and instant approvals, you can get access to funds quickly. Whether you're a salaried professional or self-employed, our loans can help you achieve your goals. Check our Personal Loan interest rates and other related charges.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 1.58% per month |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges 2. Interest amount paid is non-refundable 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Nashik?
Are you eligible for Personal Loan finance in Nashik? If yes, apply easily online through the Hero FinCorp website or loan app and get the required funds in minutes. Let’s see the steps for applying for a personal loan online with Hero FinCorp.
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the Personal Loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
Using trusted online platforms like CIBIL to check your credit score before applying for a loan is advisable. Just visit the CIBIL website, click the 'get your free CIBIL score' tab, and follow the process.
In most cases, income proof is an essential document for loan approvals. It acts as an assurance to the lender regarding your capability to repay the loan. However, certain lenders might have specific products or considerations; always check with your chosen institution.
The loan application fee can vary depending on the lender and the type of loan you're applying for. It's crucial to consult the lender's terms and conditions or directly contact them to get precise information on fees.
To determine the total cost of your loan, combine the principal amount (the initial amount borrowed) with the interest accrued over the loan tenure. You should also include the processing fee and any other applicable charges to get the loan cost.