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Terms of Service

I have read through the Terms of Service for use of Digital Platforms as provided above by HFCL and I provide my express consent and agree to the Terms of Service for use of Digital Platform.

Hero Fincorp Ltd. Offers Term Loan (“Unsecured Personal Loan”) through *ZestMoney. Hero Fincorp Ltd. Hero Fincorp Ltd. has onboarded ZestMoney to act as a service partner for certain services which include collection of customer's / merchant's KYC document's customer service, technology service and collection (including collection agencies empanelled by ZestMoney). However, approval of the above-mentioned facility / term loan is solely at Hero Fincorp Ltd.’s discretion. ZestMoney is an embedded lending service provider which facilitates unsecured personal loans and consumer Loans in partnership with various digital mobile applications.

Collections:

Hero Fincorp Ltd. or ZestMoney or our representatives may reach out to You to remind You to repay your overdue amounts. These communications will be undertaken mostly through emails, SMS, IVR or tele-calling.

We will first identify ourselves over the phone calls. All calls will be made between 8.00 AM to 7.00 PM and be recorded as per the requirement of the code of conduct stipulated by the Reserve Bank of India.

Please Click Here to know the list of collection agents appointed by Hero Fincorp Ltd. under "Collection Services" arrangement

Loan Product:

Credit Limit:

Personalized credit limit of up to 2 lacs

No joining fees, no hidden charges

Accepted at 10,000 online stores and 75,000 physical retail stores

3-step fast approval process - no paperwork, no credit card needed

Less price to pay, more time to pay

Instant Personal Loan:

Instant Loan to existing ZestMoney consumers

9-24 months tenure

wide range of EMI plans

No pre-closure fees

No extra documents

No application fees

For Whom:

Salaried Individuals

Self Employed Individuals

Purpose: You may use such loans for purposes such as:

Wedding / Event

Medical Emergency

Home Renovation

Travel

Business Requirement

Education

Personal Use

Key Features:

Collateral free loan facility with EMI feature

Paperless Journey

Easy and automated repayments through Zest Money App

3 Days Cooling off Period

Benefits:

Simplified digital documentation

Completely on digital platform real time* approval and disbursement

Unsecured loan facility with daily installment structure

Convenient and easy end to end process

Charges:

  • Processing Fee – Up to 3%
  • Late Payment Charges – INR 250/-

How to Apply:

The process to apply is completely digital and can be done on the mobile phone. Customers can apply for a credit limit on the ZestMoney app or mobile website. After completing their KYC and sharing details like income, bank statements(in some instances) they will get a credit limit that can be used across 10,000 online and 75,000 retail stores across the country. If someone is not approved, they can come back and apply again after a period of 90 days.

Customer Care

You can email us at help@zestmoney.in or give us a call at +91-7440084400. 
You can reach out to us any time between 9:00AM to 8:00 PM on weekdays (Monday – Friday) except on public holidays.

Hero Fincorp Ltd

Retail Customer Service App

Most preferred by Retail Customers

1800-102-4145

9:30 AM - 6:30 PM, Monday to Saturday

Customer.Care@HeroFinCorp.com

Grievance Redressal Officers

Our customer services team works diligently to ensure that all your complaints are resolved. However, if for any reason you haven’t received any response, we request that you reach out to our Grievance Redressal Official. We assure you that our team will do their best to address your issue.

Hero Fincorp Ltd

Ms. Monica Arora,

Hero FinCorp Ltd.,

A-44, Mohan Co-Operative Industrial Estate, Mathura Road,

New Delhi - 110044

Email: nodal.officer@herofincorp.com

Contact Number: 0124-3633945 (9:30 am to 6:30 pm)

 

Privacy Policy of ZestMoney

https://www.zestmoney.in/privacy

*The Term Loans offered under this partnership are sourced through legal entity - Camden Town Technologies