Personal Loan for Doctors
Medical practitioners can obtain quick funds for urgent needs with Hero FinCorp Personal Loan finance in Kolkata.
Personal Loan EMI Calculator
A Personal Loan EMI calculator lets you compute your monthly EMIs based on the loan amount, interest rate and repayment tenure you prefer. Just enter these variables in the online calculator and get results in a flash second. You can finalise the loan scheme according to your monthly budget and repayment capacity. The longer the term you select, the smaller the EMIs will be, and vice versa.
Get Personal Loan in Kolkata With Quick Approval
The capital of West Bengal, Kolkata is also known as the City of Joy and Cultural Capital of India. The city has garnered such diverse nicknames owing to its rich history and cultural heritage, delicious cuisine, and legacy. The expansion of sectors such as jute, textiles, electronics, mining, and others has increased the city's population density, further fuelling the demand for personal loans in Kolkata. To meet the financial requirements of people in Kolkata, Hero FinCorp is there to offer a personal loan at a competitive interest rate.
We Offer a Wide Range of Personal Loans!
Personal Loan for Travel
An excellent way to handle travel-related expenses is through a Personal Loan for travel. Hero FinCorp offers unsecured loans at competitive interest rates.
Personal Loan for Wedding
With an instant Personal Loan in Kolkata, you can obtain a loan of up to Rs 5 Lakh to address various expenses related to your wedding plans.
Personal Loan for Home Renovation
Hero FinCorp’s Personal Loan for home renovation allows you to cover various expenditures while renovating your home.
Personal Loan for Self-Employed
Get an urgent cash loan in Kolkata from Hero FinCorp with competitive interest rates for self-employed professionals.
Personal Loan for Women
A Personal Loan for women can finance any emergency or planned expense, such as medical bills, education costs, foreign vacations, or a big-ticket purchase.
Personal Loan for Government Employees
A Personal Loan for government employees is an unsecured loan that you can use to cover all sorts of expenses.
Personal Loan for Education
Apply for a Personal Loan for Education at Hero FinCorp with minimal documents and get quick approval at attractive interest rates.
Features And Benefits of Hero FinCorp Personal Loan Kolkata
Are your financial obligations stressing you out? If yes, a Hero FinCorp personal loan in Kolkata can help you get out of a financial bind. Apply for our personal loan now and benefit from its following features.
High Loan Amount:
Whether it is for your wedding bills or to pay off high-interest debt, the first thing that comes to mind when facing financial difficulties is a personal loan. Hero FinCorp, in consideration of your needs, offers personal loans in Kolkata up to Rs 5 lakh, ensuring that your personal expenses do not become a burden on your budget.
Flexible Tenure:
Looking for EMI that goes well with your income? Apply for a personal loan in Kolkata with us and repay it in manageable EMIs over the term of your choice. We offer a flexible term ranging from 6 months to 36 months.
Minimum Documents:
Even though the loan is offered based on your documents, we have reduced the paperwork to a minimum. You only need to furnish your income, identity, and address proof to get a Hero FinCorp personal loan in Kolkata.
Unsecured Loan:
When you are amid a cash crunch, pledging your assets to arrange funds is distressing. However, with Hero FinCorp, you can obtain a collateral-free personal loan in Kolkata that can be used for a variety of purposes.
Eligibility Criteria for Instant Personal Loan in Kolkata
To apply for a personal loan in Kolkata through Hero FinCorp , the following eligibility criteria must be fulfilled.
Age
You must be a resident of India.
Citizenship
Individuals with a minimum age of 21 years and maximum age of 58 years can apply for our personal loan.
Work Experience
Work experience of six months is necessary for salaried workers. Business experience of two years is mandatory for self-employed.
Monthly Salary
It is necessary to have a monthly income of at least Rs 15,000 per month.
Documents Required to Apply for a Personal Loan in Kolkata
Whether a salaried employee or a self-employed professional, you must provide a few necessary documents to apply for an instant cash loan in Kolkata. However, the documentation requirements vary for both types of borrowers. Have a look at them to determine which documents you must keep ready to complete the application procedure. Don't worry; we will not call you to our office even once to apply for a loan and provide the necessary documents. You can upload their scanned copies through our loan app to get started.
Documents Required For Salaried Employee
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Six Month Salary Slip & Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driver Licence, Passport, Aadhaar Card, Utility Bill
Documents Required For Self Employed
Proof Of Photo Identity
Driver’s Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loans in Kolkata
At Hero FinCorp, we offer competitive Personal Loan interest rates in Kolkata. However, you must know other fees and charges you must be prepared to pay. Our entirely transparent structure gives complete information before you accept the loan offer. Some expenses that our loan procedure include the following:
How To Apply For a Personal Loan in Kolkata?
Has an unforeseen financial emergency knocked on your door? Deal with it by applying for a personal loan with us. To complete the application process, visit our branch or go to our official website. To learn more, follow the instructions below.
- 01
To fill Hero FinCorp online application, click here.
- 02
Upload the required documents' soft copies.
- 03
Tap on the submit button. After that, a Hero FinCorp representative will call you for additional information.
- 04
After verifying your credentials, details, the funds will be transferred to your account.
Frequently Asked Questions (FAQs)
Different personal loan providers in Kolkata have a different set of requirements regarding the age of the applicant. However, if you are applying for Hero FinCorp personal loan in Kolkata, then you must fall within the age bracket of 21 years and 58 years.
The following are the parameters we evaluate while determining the maximum personal loan amount.
- Applicant's income and age
- Credit history
- Employer's reputation
- Debt-to-income ratio
When you apply for a Hero FinCorp online personal loan in Kolkata, you can choose repayment duration between 6 months and 36 months.
No, under the Income Tax Act of 1961, personal loans in India are not eligible for tax benefits.
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