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Personal Loan
in Kolkata

  • Loan up to ₹5 Lakh
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in kolkata

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Get Personal Loan in Kolkata With Quick Approval

The capital of West Bengal, Kolkata is also known as the City of Joy and Cultural Capital of India. The city has garnered such diverse nicknames owing to its rich history and cultural heritage, delicious cuisine, and legacy. The expansion of sectors such as jute, textiles, electronics, mining, and others has increased the city's population density, further fuelling the demand for personal loans in Kolkata. To meet the financial requirements of people in Kolkata, Hero FinCorp is there to offer a personal loan at a competitive interest rate.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator

A Personal Loan EMI calculator lets you compute your monthly EMIs based on the loan amount, interest rate and repayment tenure you prefer. Just enter these variables in the online calculator and get results in a flash second. You can finalise the loan scheme according to your monthly budget and repayment capacity. The longer the term you select, the smaller the EMIs will be, and vice versa.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 3,00,000

Interest Rate

11 %

Min 11% p.a

Max 35% p.a.

Select Loan Repay Duration

12 Months

Min 6 Months

36 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero FinCorp Personal Loan Kolkata

Are your financial obligations stressing you out? If yes, a Hero FinCorp personal loan in Kolkata can help you get out of a financial bind. Apply for our personal loan now and benefit from its following features.

High Loan Amount:

Whether it is for your wedding bills or to pay off high-interest debt, the first thing that comes to mind when facing financial difficulties is a personal loan. Hero FinCorp, in consideration of your needs, offers personal loans in Kolkata up to Rs 5 lakh, ensuring that your personal expenses do not become a burden on your budget.

Flexible Tenure:

Looking for EMI that goes well with your income? Apply for a personal loan in Kolkata with us and repay it in manageable EMIs over the term of your choice. We offer a flexible term ranging from 6 months to 36 months.

Minimum Documents:

Even though the loan is offered based on your documents, we have reduced the paperwork to a minimum. You only need to furnish your income, identity, and address proof to get a Hero FinCorp personal loan in Kolkata.

Unsecured Loan:

When you are amid a cash crunch, pledging your assets to arrange funds is distressing. However, with Hero FinCorp, you can obtain a collateral-free personal loan in Kolkata that can be used for a variety of purposes.

Eligibility Criteria for Instant Personal Loan in Kolkata

To apply for a personal loan in Kolkata through Hero FinCorp , the following eligibility criteria must be fulfilled.

Documents Required to Apply for a Personal Loan in Kolkata

Whether a salaried employee or a self-employed professional, you must provide a few necessary documents to apply for an instant cash loan in Kolkata. However, the documentation requirements vary for both types of borrowers. Have a look at them to determine which documents you must keep ready to complete the application procedure. Don't worry; we will not call you to our office even once to apply for a loan and provide the necessary documents. You can upload their scanned copies through our loan app to get started.

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Kolkata

At Hero FinCorp, we offer competitive Personal Loan interest rates in Kolkata. However, you must know other fees and charges you must be prepared to pay. Our entirely transparent structure gives complete information before you accept the loan offer. Some expenses that our loan procedure include the following:

Fees & Charges Chargeable Amount
Interest Rate Starting from 1.75% per month or 21% per annum
Processing Fee 2.5% to 3.5%
Part-payment charges NA
Foreclosure Charges 5% + GST
EMI Bounce Charges Rs 350/-

How To Apply For a Personal Loan in Kolkata?

Has an unforeseen financial emergency knocked on your door? Deal with it by applying for a personal loan with us. To complete the application process, visit our branch or go to our official website. To learn more, follow the instructions below.

  1. To fill Hero FinCorp online application, click here.
  2. Upload the required documents' soft copies.
  3. Tap on the submit button. After that, a Hero FinCorp representative will call you for additional information.
  4. After verifying your credentials, details, the funds will be transferred to your account.

Frequently Asked Questions

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