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The capital of West Bengal, Kolkata is also known as the City of Joy and Cultural Capital of India. The city has garnered such diverse nicknames owing to its rich history and cultural heritage, delicious cuisine, and legacy. The expansion of sectors such as jute, textiles, electronics, mining, and others has increased the city's population density, further fuelling the demand for personal loans in Kolkata. To meet the financial requirements of people in Kolkata, Hero FinCorp is there to offer a personal loan at a competitive interest rate.
Get an urgent cash loan in Kolkata from Hero FinCorp with competitive interest rates for self-employed professionals.
A Personal Loan for women can finance any emergency or planned expense, such as medical bills, education costs, foreign vacations, or a big-ticket purchase.
A Personal Loan for government employees is an unsecured loan that you can use to cover all sorts of expenses.
Apply for a Personal Loan for Education at Hero FinCorp with minimal documents and get quick approval at attractive interest rates.
Medical practitioners can obtain quick funds for urgent needs with Hero FinCorp Personal Loan finance in Kolkata.
An excellent way to handle travel-related expenses is through a Personal Loan for travel. Hero FinCorp offers unsecured loans at competitive interest rates.
With an instant Personal Loan in Kolkata, you can obtain a loan of up to Rs 5 Lakh to address various expenses related to your wedding plans.
Hero FinCorp’s Personal Loan for home renovation allows you to cover various expenditures while renovating your home.
A Personal Loan EMI calculator lets you compute your monthly EMIs based on the loan amount, interest rate and repayment tenure you prefer. Just enter these variables in the online calculator and get results in a flash second. You can finalise the loan scheme according to your monthly budget and repayment capacity. The longer the term you select, the smaller the EMIs will be, and vice versa.
Select Loan Amount
₹
Min ₹ 50,000
Max ₹ 3,00,000
Interest Rate
11 %
Min 11% p.a
Max 35% p.a.
Select Loan Repay Duration
12 Months
Min 6 Months
36 Months
Are your financial obligations stressing you out? If yes, a Hero FinCorp personal loan in Kolkata can help you get out of a financial bind. Apply for our personal loan now and benefit from its following features.
Whether it is for your wedding bills or to pay off high-interest debt, the first thing that comes to mind when facing financial difficulties is a personal loan. Hero FinCorp, in consideration of your needs, offers personal loans in Kolkata up to Rs 5 lakh, ensuring that your personal expenses do not become a burden on your budget.
Looking for EMI that goes well with your income? Apply for a personal loan in Kolkata with us and repay it in manageable EMIs over the term of your choice. We offer a flexible term ranging from 6 months to 36 months.
Even though the loan is offered based on your documents, we have reduced the paperwork to a minimum. You only need to furnish your income, identity, and address proof to get a Hero FinCorp personal loan in Kolkata.
When you are amid a cash crunch, pledging your assets to arrange funds is distressing. However, with Hero FinCorp, you can obtain a collateral-free personal loan in Kolkata that can be used for a variety of purposes.
To apply for a personal loan in Kolkata through Hero FinCorp , the following eligibility criteria must be fulfilled.
You must be a resident of India.
Individuals with a minimum age of 21 years and maximum age of 58 years can apply for our personal loan.
Work experience of six months is necessary for salaried workers. Business experience of two years is mandatory for self-employed.
It is necessary to have a monthly income of at least Rs 15,000 per month.
Whether a salaried employee or a self-employed professional, you must provide a few necessary documents to apply for an instant cash loan in Kolkata. However, the documentation requirements vary for both types of borrowers. Have a look at them to determine which documents you must keep ready to complete the application procedure. Don't worry; we will not call you to our office even once to apply for a loan and provide the necessary documents. You can upload their scanned copies through our loan app to get started.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
At Hero FinCorp, we offer competitive Personal Loan interest rates in Kolkata. However, you must know other fees and charges you must be prepared to pay. Our entirely transparent structure gives complete information before you accept the loan offer. Some expenses that our loan procedure include the following:
Fees & Charges | Chargeable Amount |
---|---|
Interest Rate | Starting from 1.75% per month or 21% per annum |
Processing Fee | 2.5% to 3.5% |
Part-payment charges | NA |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Has an unforeseen financial emergency knocked on your door? Deal with it by applying for a personal loan with us. To complete the application process, visit our branch or go to our official website. To learn more, follow the instructions below.
Different personal loan providers in Kolkata have a different set of requirements regarding the age of the applicant. However, if you are applying for Hero FinCorp personal loan in Kolkata, then you must fall within the age bracket of 21 years and 58 years.
The following are the parameters we evaluate while determining the maximum personal loan amount.
When you apply for a Hero FinCorp online personal loan in Kolkata, you can choose repayment duration between 6 months and 36 months.
No, under the Income Tax Act of 1961, personal loans in India are not eligible for tax benefits.
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