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Instant Loan

  • Loan up to ₹3 Lakhs
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for Instant Loan Online in India

An instant loan is the best financing option for those looking for urgent cash. Whether it’s a large purchase, a medical emergency, a long-awaited plan, or debt consolidation, an instant emergency loan provides funds quickly, making them the best funding option for emergencies.

You can get an instant loan online without collateral and use it for any purpose without end-use restrictions. If you want an instant loan in 5 minutes, Hero FinCorp can be your best instant loan provider providing various easy instant loan plans suitable to your budget.

Instant Loan EMI Calculator

Hero Fincorp's Instant Loan EMI Calculator simplifies your financial planning. Just input the loan amount, tenure, and interest rate, and voila! Get an instant breakdown of your Equated Monthly Installments. With Hero Fincorp, making informed financial decisions is a breeze.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 5,00,000

Interest Rate

11 %

Min 11%

Max 35%

Select Loan Repay Duration

12 Months

Min 12 Months

60 Months

Your Estimated EMI

₹ 4477

Features and Benefits of Instant Loan

Are you planning to apply for an instant emergency loan at Hero FinCorp? These are the most sought-after features and benefits you will enjoy:

High Loan Amount:

Hero FinCorp provides instant loans up to Rs 3 Lakh for diverse expenses like weddings, education, vacations, home renovation, and medical emergencies, all without usage restrictions.

Attractive Interest Rate:

You can get instant loans at the lowest possible interest rate by maintaining a high credit score, low DTI ratio, income regularity, job stability. We offer low-interest loans with rates at 25% per annum.

Collateral-Free:

We're a well-known NBFC providing unsecured instant loans. No need for collateral, deposits, or guarantors. Your eligibility depends on income, job stability, DTI, credit, and repayment ability.

Flexible Repayment Tenure:

An instant loan at Hero FinCorp comes with a flexible repayment tenure of up to 36 months. Before applying for a quick instant loan, use a loan EMI calculator to calculate EMIs for various loan terms and choose a loan plan with budget-friendly EMIs.

Instant Approval:

You can get an instant loan online with Hero FinCorp. We follow a 100% digital loan procedure, so you don’t need to visit our branch for paperwork. We offer instant loan approval, making our loans the most appropriate emergency funding option.

Eligibility Criteria for Instant Loan

The eligibility requirements for an instant loan from NBFCs are easy to fulfil. Hero FinCorp’s eligibility conditions include your age, citizenship, monthly salary, and work experience. Besides, your credit score and DTI ratio also matter. Here are the eligibility criteria for a Hero FinCorp quick instant loan.

Loan amount

Age

You must be between 21 and 58 years to qualify for an easy instant loan.

lower interest

Citizenship

Only Indian citizens are eligible to apply.

Fast and Easy Process

Work Experience

Salaried employees' minimum work experience requirement is six months, and for self-employed professionals is two years.

Fast and Easy Process

Monthly Salary

Your monthly salary should be at least Rs 15,000.

Documents Required for Instant Loan Online

Documentation requirements for salaried and self-employed individuals vary because they have different levels and frequencies of income generation. The idea behind checking these documents is to ensure sufficient income to repay the loan on time. The best thing is that you don't need to visit the branch office to submit these documents. You can scan and upload their soft copies through the Hero FinCorp website or app from the comfort of your home. Documents required to apply for an instant loan are as follows:

Documents Required

For Salaried Employee
Mandatory Documents

Duly filled loan application form Passport-sized photograph (coloured)

Identity Proof

Driving licence, passport, PAN card, or Aadhaar card

Address Proof

Driving licence, passport, Aadhaar card, ration card, or utility bill

 

Ownership Proof

Residence ownership proof, like electricity bills, maintenance bills, or property documents

Income Proof

Last six months' salary slips, the previous six months' salary account statement, and Form 16 Job continuity proof, like an appointment letter from the current employer or experience certificate from the previous employer

Documents Required

For Self Employed
Mandatory Documents

Duly filled loan application form Passport-sized photograph (coloured)

Identity Proof

Driving licence, passport, PAN card, or Aadhaar card

Address Proof

Driving licence, passport, Aadhaar card, ration card, or utility bill Office address proof, like maintenance bills, utility bills, property documents, or rent agreement

Ownership Proof

Business existence proof, like a copy of tax registration, shop establishment proof, or company registration certificate

Income Proof

Last six months' bank statements and ITR for the previous two consecutive years

Instant Loan Interest Rates & Charges

At Hero FinCorp, you can avail of a low-interest instant loan, starting at 11%, with minimal documentation. However, apart from the interest rate, here is a brief idea of additional fees and charges you should be ready to pay. Our fee structure is completely transparent, and there are no hidden charges other than these:

How to Download & Install Hero FinCorp Instant Loan App?

To get an instant loan online in India from a trusted instant loan provider, download the Hero FinCorp instant loan app. Follow these steps to submit your instant loan application from your device:

  • 1

    Open the Google Play Store on your smartphone

  • 2

    Search for the Hero FinCorp instant loan online app.

  • 3

    Check the app’s downloads, reviews, and ratings to ensure authenticity.

  • 4

    Click on Install to begin the installation process.

  • 5

    Wait for the installation to complete.

  • 6

    Enter your details to register and apply for a short-term instant loan online.

How to Apply for Instant Loan?

At Hero FinCorp, we follow an online instant loan application procedure that you can complete from your smartphone. Follow these steps to learn how to get an instant loan:

  • 1

    Click on the 'Apply Now' button.

  • 2

    Enter your mobile number and verify the OTP sent to the entered mobile number.

  • 3

    Choose the loan amount that you need.

  • 4

    Verify your KYC details data to check income eligibility.

  • 5

    Click on 'Submit' to complete your application.

The Hero Fincorp Advantage

Why Choose Hero Fincorp for Instant Loan?

Hero FinCorp is one of the most reputed NBFCs people prefer when they need an instant loan in India. Some major reasons that make us better than others include the following:

The Hero Fincorp Advantage
  • Instant loan amount of up to Rs 3 Lakh
  • Highly attractive interest rates
  • Quick instant loan approval online
  • Easy to meet eligibility conditions
  • Minimal documentation requirements
  • Flexible repayment terms of up to 60 months
  • 100% digital process to apply for an instant loan

Frequently Asked Questions

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