Personal Loan for Doctors
Medical experts can cover their personal or professional expenses with a dedicated personal loan for doctors.
Known by different names such as 'the Diamond City', 'the Silk City' and even 'the Green city', Surat is one of the most dynamic cities in Gujarat. The city offers exciting opportunities for both business and employment.
If you are based in Surat and need instant cash for any planned or unplanned expenses, you can get a Personal Loan in Surat of up to Rs 5 Lakh from Hero FinCorp. You should have a monthly income of Rs 15,000. You can apply online and get approval within 10 minutes. Our loans have competitive interest rates and flexible repayment tenures.
We at Hero FinCorp offer a wide range of Personal Loans for salaried, self-employed and other professionals with minimal documentation.
A personal loan finance company in Surat should offer the best features and advantages and Hero FinCorp just fits the bill. Hero FinCorp personal loan offering includes
To apply for a Personal Loan in Surat, you must meet the eligibility criteria, including your age, monthly income, work experience, and citizenship. At Hero FinCorp, the personfal loan eligibility criteria are simple and easy to fulfil.
Documentation requirements vary slightly for salaried and self-employed applicants. So, being prepared with the necessary personal loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
At Hero FinCorp, you can find the most competitive personal loan interest rate in Surat. However, be prepared to pay a few other charges to handle your loan plan efficiently. Here is an overview of the additional costs involved.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
To get approval for your personal loan in surat in 10 minutes, you should apply instant loan online with Hero FinCorp. Here are the steps to apply online:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application