Ample Loan Amount
You can get a personal loans of up to Rs 5,00,000 for various purposes from Hero FinCorp.
Known by different names such as 'the Diamond City', 'the Silk City' and even 'the Green city', Surat is one of the most dynamic cities in Gujarat. The city offers exciting opportunities for both business and employment.
If you are based in Surat and need instant cash for any planned or unplanned expenses, you can get a Personal Loan in Surat of up to Rs 5 Lakh from Hero FinCorp. You should have a monthly income of Rs 15,000. You can apply online and get approval within 10 minutes. Our loans have competitive interest rates and flexible repayment tenures.
A personal loan finance company in Surat should offer the best features and advantages and Hero FinCorp just fits the bill. Hero FinCorp personal loan offering includes
Personal loans in Surat can be availed of through Hero FinCorp if an applicant meets the following eligibility criteria.
Criteria | Requirement |
---|---|
Age | You should be between 21-58 years. |
Citizenship | You should be a citizen of India. |
Work Experience | Six months for salaried individuals and 2 years for self-employed individuals. |
Monthly Income | You should have a minimum income of Rs 15,000 monthly. |
Documentation requirements vary slightly for salaried and self-employed applicants. So, being prepared with the necessary personal loan documents can help ensure a smooth and hassle-free application process. Here’s a list of the commonly required documents.
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
At Hero FinCorp, you can find the most competitive personal loan interest rate in Surat. However, be prepared to pay a few other charges to handle your loan plan efficiently. Here is an overview of the additional costs involved.
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 19% p.a. |
Loan Processing Charges | Minimum 2.5%+ GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
To get approval for your personal loan in surat in 10 minutes, you should apply instant loan online with Hero FinCorp. Here are the steps to apply online:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application