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Old tax vs new regime tax Slab
Finance Tips

Comparison of Old Regime Tax Slab With New Regime Tax Slab: Which Is Better For You?
Our honourable Finance Minister Nirmala Sitharaman announced several changes in the new tax regime while announcing Budget 2023. While choosing the new regime was an option earlier, she surprised ever...
Provident Fund - How PF is calculated
Finance Tips

What is PF (Provident Fund)? How is PF Calculated on Salary?
What is PF (Provident Fund)? How is PF Calculated on Salary?
  1. What Is EPF in Salary?
  2. How to Calculate PF on Salary?
  3. Mathematical Formula to Calculate the Provident Fun...
इनकम टैक्स स्लैब में क्या आये है बदलाव? Budget 2023-24
Finance Tips

इनकम टैक्स स्लैब में क्या आये है बदलाव? Budget 2023-24
बजट का उद्देश्य वर्तमान भारत में चल रही चुनौतियों का समाधान करना और अगले कुछ दशकों के लिए देश को सामाजिक और आर्थिक पक्ष से मजबूत बनाना था। इसलिए नई कर व्यवस्था के तहत विभिन्न कर राहत उपायों की शुरुआत...
Finance Tips

How to Manage Funds When Switching Jobs?
Effective fund management starts with knowing one's salary, adjusting expenses, planning for contingency funds, obtaining health and life insurance, and tax planning. You may also take a personal...
Credit Derivative: All You Need to Know
Finance Tips

Credit Derivative: All You Need to Know
A credit derivative is a financial contract whose value is derived from the creditworthiness of one or more underlying entities, such as corporations or governments. It protects against the risk of de...
Write-Off and Loan Waive-Off
Finance Tips

Difference between Loan Write-Off and Loan Waive-Off
A loan write-off is an act of declaring a loan uncollectible, which means the lender writes off the debt as a loss, whereas a loan waiver relieves a borrower of their obligation to repay a loan.
...

Did You Know

Credit Worthiness

Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.

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