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8 Financial Resolutions for 2017

Once the party ends, the lights dim down, and the sun rises, most of us enter the New Year full of enthusiasm and a long list of New Year Resolutions. The most common ones include – hitting t...


As parents, we are acutely aware of the fact that the world looks at our children as a reflection of us. The values they learn and the behaviour they showcase is attributed more to the parents than...


Everyone in India and abroad was surprised by the government's announcement to replace existing currency notes of Rs. 500 and Rs.1,000, which accounts for almost 85% of the c...


With digitization and growing awareness, there has been an increased uptake in credit by consumers. Unfortunately, there has been an associated rise in the number of credit defaulters too.

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It’s that time of the year when we celebrate the festival of lights & hope for luck and prosperity in our lives. Friends, families, sweets, diyas, fire crackers, lights and colour, there...


Growing consumerism and easy availability of credit often leads to spending on purchases that are beyond one’s repayment capacity. There are two ways of avoiding such a situation, either have...


Did You Know

Credit Worthiness

Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.

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