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Choosing the right financier

With growing technology and widespread access to financing options, availing funds for business activities or for personal usage has become quicker and easier. Financing increases the spending powe...


With the increasing availability of loans for every requirement, there has been a proportionate rise in the number of loan defaults too. The current scenario is grave, over 25 banks in India had to...


August 2016 will be remembered as an important month in the history of reforms in India. It's the month when the Constitution Amendment Bill for Goods and Services tax or GST...


The importance of securing a NOC after loan closure

Anyone who has ever taken a loan can understand the silent stress of a loan. It creeps in the minute you sign the mo...


There was a time when people equated traditional financial institutions with every monetary action – especially lending and borrowing. With changing times, cutting-edge innovations and evolvi...


Did You Know

Credit Worthiness

Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.

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