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How Not to Use a Credit Card?
Finance Tips

How Not to Use a Credit Card?
Things to avoid with credit cards–
  • Paying EMIs
  • Big ticket purchase
  • Business capital infusion
  • International travel
  • Medical bills
  • Paying EMIs
  • Big ticket purchase
  • Business capital infusion
  • International travel
  • Medi... -->
Finance Tips

A Comprehensive Guide To Filing A Complaint With The Cyber Cell
Filing a complaint with the Cyber Cell is vital in protecting yourself and your personal information online. Remember to collect all relevant information, identify the type of complaint, contact the C...
Income Tax Audits In India: Everything You Need To Know
Finance Tips

Income Tax Audits In India: Everything You Need To Know
Tax audit refers to the process of reviewing, inspecting, and verifying a company's financial transactions, books, and business accounts. The audit process is carried out to ensure that the compan...
How Can A Salaried Woman Save Taxes?
Finance Tips

How Can A Salaried Woman Save Taxes?
Top 8 ways to reduce taxes are:
  • House Purchase
  • House Rent Allowance (HRA)
  • Education Loan
  • Savings Account
  • Health insurance
  • Make an inv...
Decoding Stamp Charges: Meaning, Rates, and much more
Finance Tips

Decoding Stamp Charges: Meaning, Rates, and much more
Stamp duty is an indirect tax levied by the government on legal papers used to transfer real estate assets. The amount you pay here serves as evidence of an acquisition or transfer transaction between...
Gratuity in Salary: Meaning, Calculation, & Taxation
Finance Tips

Gratuity in Salary: Meaning, Calculation, & Taxation
Gratuity refers to an employment benefit you receive from your employer in exchange for your services for a specific period. Gratuity benefits are available after five years of continuous service with...

Did You Know

Credit Worthiness

Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.

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