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Anybody seeking a loan from a financial institution is well aware of the term ‘credit score’. Well, the three-digit number decides whether the applicant is eligible for a loan or not. H...
For availing a loan and getting a better interest rate, one significant parameter on which the borrower’s loan application is judged is the credit report. The credit report reflects your repa...
Today obtaining credit from Financial Institutions or NBFCs to expanda business, buying a bike/ car or planningto buy a new house has become a way of life now. But the chances of your loan applicat...
A credit score is a numerical representation of your ability to repay loans taken from an NBFC,Financial Institution or Bank. It is a summary of your past credit history that helps build a detailed...
Your credit score can sometimes turn out to be a very important number for you; it summarizes your financial health from a credit worthiness perspective. The score can have a significant impac...
Whether you are planning to buy a new iPhone on EMI, or to take a loan for a vacation, car, or home, your credit score is one thing that’ll follow you everywhere. Most people don’t full...
Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.
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