Blogs.

There's no fixed minimum CIBIL score for a personal loan in India, whatever the ads might have you believe. Most lenders want to see 725 or above. But that's only part of the story, before anyone actually decides anything, they're reading your income, your job stability and the EMIs you're already paying.

Life has a way of throwing unexpected costs your way: a sudden medical bill, an urgent home repair, or even a temporary loss of income. An emergency fund is money set aside specifically to cover these situations, helping you avoid financial stress and reducing the need for high-cost borrowing when things go wrong. This guide covers what an emergency fund means, why it matters, how much you should ideally save, and practical steps to build one over time.

Mr. Anand Sachdeva just received his year-end bonus from his company. Instead of utilising the entire money, he wanted to clear a certain amount of his personal loan.

Applying for a bike loan can feel like a lot of back and forth if you don't know what to expect. The two-wheeler loan approval process includes several steps such as checking eligibility, submitting required papers, verifying documents, approving the loan, signing the agreement, and disbursing the funds. If you have a proper understanding of what happens in all these steps, you will be able to prepare accordingly and therefore experience a smoother borrowing process.

Have you ever received a message stating that you’re pre approved for a personal loan? If so, chances are that you were intrigued by the offer - after all, unlike typical loan applications, these offers are made based on a lender’s evaluation of your financial profile, making the loan application process faster and simpler.

Tell a TVS dealer your budget is one lakh and they will hand you the Raider brochure. Walk into a Bajaj showroom and the Pulsar NS125 is what they push. Both are right.

For the longest time, a big car and a small fuel bill just didn't happen together. You paid for the extra seats once at the showroom, then kept paying for them at every petrol pump after that. That's shifted, though. I sat down and went through the mileage numbers for every 7-seater on sale in India right now, and honestly, one or two of them caught me off guard.

Traffic in Chennai is exhausting. You crawl past endless signals, sweat under a brutal sun, and watch fuel costs spike every single month. 

A bike loan statement is an official document from your lender showing every transaction on your two-wheeler loan account. EMIs paid, interest charged, outstanding balance, repayment history- it is all in one place. Here is how to access it and what to do with it.