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The credit score is essential for any individual or business looking for credit. It is a crucial 3-digit number that demonstrates a borrower’s repayment capacity,

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CIBIL score is an essential factor determining approval and interest for Personal Loans and other loan applications.

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Whenever you apply for a loan, your credit score is one of the most crucial figures lending institutions check.

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When planning to apply for a loan, the first step is to improve your credit score to gain the lender’s trust.

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Whenever an aspiring borrower approaches any financial institution/lender for a loan, the lender first examines the applicant’s CIBIL report.

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Did You Know

Credit Worthiness

Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.

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