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problems in business as an entrepreneurs
Running a business is a challenge and a graver one for women. Despite their qualifications, expertise, and best efforts, women entrepreneurs struggle to expand their businesses and gain recognition as...

how to get udyam registration certificate
Micro, small, and medium-sized enterprises (MSMEs) heavily contribute to the Gross Domestic Product (GDP) of India. In fact, the sector employs over 110 million people, making India one of the fastest...

meaning of msme
Indian MSMEs contribute significantly to the country’s GDP, manufacturing output, and exports. Therefore, it would not be wrong to state that MSMEs are the backbone of our country.

SME loan and it's types
SME refers to Small and Medium Enterprises that contribute 40% of exports from India and employ millions of people there. Besides agriculture, it is one of the most practised occupations among young I...

working capital
Gross Working Capital, or GWC, is an important metric determining a company's internally available cash flow. That is why it is a crucial part of a firm’s accounting procedures, allowing fin...

business loan vs overdraft
If you are a small business owner looking for funds to expand your business, you have two main options: taking a Business Loan or applying for an overdraft (OD). Both the funding products provide fina...

Did You Know

Credit Worthiness

Before offering a loan, the lender evaluates the borrower's possibility of defaulting, by measuring his or her credit worthiness. This assessment is based on the borrower's credit history, credit rating or score, employment/ business history, banking history, income to expense ratio, and others.

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