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Get Personal Loan in Guwahati With Quick Approval

The gateway of Northeast India, Guwahati is the largest metropolis of the eastern region of India. From a small trading city, Guwahati has come a long way and has become one of the fastest-growing economies of Assam. Guwahati is a very busy city due to various business activities and industries. It is densely populated and has high living costs due to expensive real estate. Therefore, personal loans in Guwahati play a major role in helping the residents manage their financial burden. Hero Fincorp, a personal loan provider in Guwahati, is frequently approached by eligible applicants for a personal loan with a low interest rate.

We Offer a Wide Range of Personal Loans!

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Personal Loan for Doctors

Medical experts can take advantage of easy application, instant approval, and direct disbursals for Personal Loans at Hero FinCorp.

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Personal Loan for Travel

Partner with Hero FinCorp to get a Personal Loan for travel without usage restrictions.

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Personal Loan for Wedding

Obtain a quick Personal Loan for your wedding to cover all urgent or last-minute expenses on your big day.

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Personal Loan for Home Renovation

We offer exclusive Personal Loans for home renovation with repayment tenures of up to 36 months.

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Personal Loan for Self-Employed

Hero FinCorp provides Personal Loan finance in Guwahati to both salaried and self-employed individuals.

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Personal Loan for Women

Planning for your wedding, higher education, home renovations, or medical emergency, handle the expenses with an unsecured Personal Loan for women.

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Personal Loan for Government Employees

Those working in government jobs can get the best deal at Hero FinCorp with an attractive Personal Loan interest rate in Guwahati.

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Personal Loan for Education

Get up to Rs 3 Lakh instant Personal Loan in Guwahati at the lowest interest rate and flexible repayment terms.

Features And Benefits of Hero FinCorp Personal Loan Guwahati

Hero FinCorp, a personal loan finance company in Guwahati, offers personal loans with the following benefits:

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High loan amount:

Hero FinCorp, a personal loan provider in Guwahati, offers personal loans for applicants who meet the minimum income cut-off and other eligibility criteria. The personal loan amount disbursed by Hero FinCorp after approval varies between Rs 50,000 and Rs 5,00,000 and depends on the monthly income of the customer.

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Competitive interest rates:

The applicants need personal loans in Guwahati at reasonable interest rates that allow them to pay the repayment EMIs without sacrificing other needs. Hero FinCorp is dedicated to helping customers to make easy repayment of personal loans and hence, offers loans at affordable interest rates.

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Zero collateral requirement:

Personal loan Guwahati is an unsecured fund that needs no collateral in the form of assets as security. At Hero FinCorp, personal loans are offered with zero collateral which makes the loan approval process faster than any other type of loan.

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Flexible repayment options:

Hero FinCorp, a personal loan provider in Guwahati, provides flexible repayment tenures ranging from 6 months to 36 months to help the customer to break up the EMIs as per their financial capability.

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nstant approval with minimal documentation:

Since a personal loan in Guwahati is an unsecured loan with zero collateral, Hero FinCorp offers instant personal loan approval with minimum documentation.Monthly income acts as an assurance for proper loan repayment for both salaried and self-employed professionals.

Eligibility Criteria for Instant Personal Loan in Guwahati

Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Guwahati. These include:

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Age

An Indian resident who is between 21 years and 58 years.

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Citizenship

Eligibility for an instant Personal Loan in Trivandrum requires applicants to be Indian citizens.

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Work Experience

Applicants must have a minimum of 6 months of work experience with the current employer.

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Monthly Salary

Applicants must have a steady income source and have a minimum monthly salary of Rs 15,000.

Documents Required to Apply for a Personal Loan in Guwahati

Hero FinCorp demands minimal documents to apply for an instant cash loan in Guwahati. These include your identity, address, and income proofs. However, the exact documents may vary based on whether you are a salaried or a self-employed individual. Here are the details:

Documents Required For Salaried Employee

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

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Job Continuity Proof

Appointment Letter From the Current Employer

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Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

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Monthly Salary

Applicants must have a steady income source and have a minimum monthly salary of Rs 15,000.

Documents Required For Self Employed

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Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

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Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

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Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

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Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

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Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Guwahati

Although the Personal Loan interest rates in Guwahati at Hero FinCorp are competitive, you must be prepared to pay some other charges that are not recurring. Here are a few of them:

Interest Rate   

 Starting from 1.75% per month or 21% per annum

Processing Fee    

2.5% to 3.5%

Part-payment charges

NA

Foreclosure Charges   

 5% + GST

Bounce Charges

350/-

How To Apply For a Personal Loan in Guwahati?

To apply for a Personal Loan in Guwahati from Hero FinCorp, follow these steps:

  • 01

    Both online and offline methods can be used to apply for a personal loan in Guwahati. For the online method, visit the Hero FinCorp official website and for offline, visit the nearest office branch.

  • 02

    Complete a personal loan application form asking for minimum details and the purpose of taking the personal loan.

  • 03

    Submit photocopies of relevant KYC records such as an address, identity proof, PAN Card, and income certificate along with a passport size photograph. These documents can be submitted either online or physically handed over at the nearest branch.

  • 04

    Once the application form and KYC records are scrutinised and upon successful verification, Hero FinCorp will provide instant personal loan approval and will ask you to sign a loan agreement after accepting the terms of the personal loan in Guwahati

  • 05

    After all the above steps are done, the personal loan amount will be credited into your bank account within a short period of the loan approval.