Personal Loan for Doctors
Medical experts can take advantage of easy application, instant approval, and direct disbursals for a personal loan for doctors.
Guwahati is one of the biggest cities in the Northeast region of India. It is a key entry point to the region. A small trading town in the past, Guwahati has evolved into one of Assam's most developing cities now. Due to numerous industries and business activity, it remains active and houses an increasingly growing population. The standard of living is also high here, particularly because of costly real estate and day-to-day expenses.
If you are a salaried or self-employed person living in Guwahati and require additional funds—whether it is for medical care, wedding arrangements, or other necessities—you can take a Personal Loan of Rs 5 Lakh from Hero FinCorp. We offer competitive interest rates and convenient repayment periods of up to 36 months on our loans. Even with a minimum monthly income of Rs 15,000, you can apply for a loan and get approval in less than 10 minutes. It is a fast and easy way to manage your expenses hassle-free.
At Hero FinCorp, we have a wide range of Personal Loans designed to your specific needs. So, whether you are salaried, self-employed or professional, you can find a loan that suits you.
Hero FinCorp, a Personal Loan finance company in Guwahati, offers Personal Loans with the following benefits:
To apply for an instant loan in Guwahati through Hero FinCorp, you must meet the basic personal loan eligibility criteria listed below
At Hero FinCorp, the personal loan documents required vary for salaried and self-employed applicants. Check the specific requirements before applying and stay prepared with the right documents to ensure a smooth application process.Here are the details:
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Six Month Salary Slip & Bank Account Statement, Form 16
Appointment Letter From the Current Employer
Driver Licence, Passport, Aadhaar Card, Utility Bill
Driver’s Licence, Passport, PAN Card, Aadhaar card
Filled Loan Application Form, Passport Size Coloured Photograph
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Although the personal loan interest rates in Guwahati at Hero FinCorp are competitive, you must be prepared to pay some other charges that are not recurring. Here are a few of them:
Fees & Charges | Amount Chargeable |
---|---|
Interest Rate | Starting from 1.58% per month |
Loan Processing Charges | Minimum 2.5% + GST |
Prepayment Charges | N.A. |
Foreclosure Charges | 5% + GST |
EMI Bounce Charges | Rs 350/- |
Interest on Overdue EMIs | 1–2% of the loan/EMI Overdue Amount Per Month |
Cheque Bounce | Fixed Nominal Penalty |
Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
2. Interest amount paid is non-refundable | |
3. Processing charges are also non-refundable |
To apply for a Personal Loan in Guwahati from Hero FinCorp, follow these steps:
Visit the Hero FinCorp website or install the personal loan app
Go to the personal loan page and click ‘apply now’
Enter your mobile number and verify with the OTP received
Choose the loan amount you need
Verify your KYC details to check income eligibility
Click ‘Submit’ to complete your application