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Blogs.

⚠️ Disclaimer: The information provided in the blogs is for informational purposes only. The content is based on research and opinions available at the time of writing.

Finance Tips

पर्सनल लोन न चुकाने पर क्या होगा? जानें कानूनी परिणाम

जब भी आप पर्सनल लोन या कोई भी अन्य लोन लेते हैं, तो यह बहुत सामान्य सी बात है कि उस लोन को निर्धारित ब्याज दर के साथ तय अवधि के भीतर चुकाया जाना चाहिए। लेकिन क्या होगा यदि आप लोन का भुगतान नहीं करते ह...

Finance Tips

What to do in case you can't pay your EMI or loan amount due

With the increasing availability of loans for every requirement, there has been a proportionate rise in the number of loan defaults too. The current scenario is grave, over 25 banks in India had to...
Manya Ghosh

LinkedinLinkedin·02 Oct 2024

Finance Tips

जानिए , लोन को समय पर या उससे पहले चुकाने के फायदे

लोन कई वित्तीय जरूरतों को पूरा करने का एक प्रभावी माध्यम है, लेकिन इसकी वास्तविक सफलता समय पर पुनर्भुगतान में छिपी होती है। लोन को समय पर या उससे पहले चुकाने के फायदे केवल ऋण समाप्त करने तक सीमित नहीं हैं। इससे आपका क्रेडिट स्कोर बेहतर हो सकता है, ब्याज लागत कम हो सकती है और भविष्य की वित्तीय योजनाओं को अधिक मजबूती मिल सकती है। चाहे आप नियमित EMI का भुगतान करें या लोन का प्रीपेमेंट करें, दोनों ही विकल्प आपकी वित्तीय सेहत को बेहतर बनाने में महत्वपूर्ण भूमिका निभाते हैं।

Manya Ghosh

LinkedinLinkedin·02 Oct 2024

Finance Tips

PMEGP Loan: Eligibility, Subsidy, Interest Rate & How to Apply (2026)

The Prime Minister’s Employment Generation Programme (PMEGP) is the Government of India’s flagship credit-linked subsidy scheme for setting up new micro-enterprises. Launched in 2008 by the Ministry of MSME and implemented by KVIC, it has funded over 10 lakh businesses through more than Rs 73,000 Crore in project loans and Rs 27,000 Crore in government subsidies.

Finance Tips

Loans Myths and Their Reality Explained

Our ambitions have created a capital need for both work and leisure. But despite the rampant necessity, people still fear loans. The fear often leads to myths; myths that negate all the good that l...
Manya Ghosh

LinkedinLinkedin·23 Sept 2024

Finance Tips

Have You Really Closed Your Loan? Understanding the Complete Loan Closure Process

The importance of securing a NOC after loan closure Anyone who has ever taken a loan can understand the silent stress of a loan. It creeps in the minute you sign the mo...
Manya Ghosh

LinkedinLinkedin·13 Sept 2024

Finance Tips

Foreclosing A Loan Keep These Points in Mind

Your first Two-wheeler, your dream car, the next step in your business, all of these promise to change your life in a positive manner. However, for many of us, all of these will require e...
Manya Ghosh

LinkedinLinkedin·12 Sept 2024

Finance Tips

Simple Ways to Reduce Your Loan EMI

When unexpected costs come up or you need extra money for something important, it can be hard to manage. In such situations, a Personal Loan helps you get the funds you need quickly and easily.

Manya Ghosh

LinkedinLinkedin·07 Sept 2024

Finance Tips

Secured loans vs Unsecured Loans: Know the differences

  With an increasing number of financial institutions offering loans to help you fulfill all your needs, it can be confusing to understand which loan you should opt for. One of the key...
Manya Ghosh

LinkedinLinkedin·16 Aug 2024