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Missing an EMI payment can happen for many reasons, like a sudden expense, a delayed salary, simply forgetting a due date, etc. But when a repayment is not made on time, it may become an overdue loan.

A lot of borrowers hear "your loan has been written off" and assume the debt is gone. It is not.

A cancelled cheque is a common tool used in daily financial and banking processes.
It is required while applying for a loan, starting an SIP, and on several other occasions. It is an ordinary cheque, which is marked so it can’t be used for any payment.

Your current loan is manageable, but suddenly an unexpected expense comes up. It could be a medical emergency, your child's education, or even a wedding. Your savings are not enough, so you start thinking about another loan.

You've done it - you've paid off your loan in full. Congratulations!

But your financial responsibility doesn't end with the final EMI payment. There is only one critical piece of paper you must have: a NOC (No Objection Certificate).

Walk into any shop, hire any service, move any goods across a state border, and GST is already in the transaction. Over 1.5 crore businesses actively file under the system, and collections crossed Rs. 22 lakh crore in FY 2024-25.

Aman needed a personal loan and started comparing a few offers online. He got two offers, one with 11% interest rate, while the other with 12%. The lower rate caught his attention, and the choice seemed obvious.

Pick the wrong loan for your business need and you pay for it, literally, for years.

On the first weekend of every month, Aman opened his banking app and promised himself he would save properly this time. He wanted an emergency fund, better financial security for his family, and enough savings for his daughter’s school admission next year.