Blogs.

Ever wondered why you still get a cheque book when you open a new bank account in 2026? This is because, even today, they remain a widely used medium for transactions, especially for corporates and businesses, especially when large transactions are involved.  

This is primarily due to how safe they are, and one way to do this is to cross a cheque. So, if you want to know more about what a crossed cheque is and how to use them, read on.  

You check your bank balance one morning and notice an extra fee debited. Your EMI was supposed to go automatically through ACH, but instead, you see ACH debit return charges...

Most of us rarely think about our credit profile, but in a world of instant financial transactions and personal information constantly being uploaded to the Internet, it really...

Managing your loan EMIs, SIPs, and utility bills every month may feel overwhelming. After all, it’s not easy to remember every payable and make payments on time. This is where the...

Governments, private companies, and banks constantly need funds to build infrastructure, expand operations, or manage short-term cash flows. But how do these institutions raise money? The answer is debt instruments.  

From government bonds, corporate debentures, to loans and commercial paper, debt instruments are crucial in today’s financial landscape for both investors and businesses.  

Here’s a guide that breaks down everything you need to know about these financial tools. 

Entrepreneurs don’t usually sit down planning to borrow. It arises when something needs funding. Quickly. That’s when the discussion of business loans vs. personal loans arises.

Today, the question of whether or not someone can afford something is no longer relevant. Why? Cause every checkout page gives you numerous options to split one major purchase into smaller, manageable chunks.  

Of these two options,  Buy Now Pay Later (BNPL) has become popular, as has opting for quick loans and paying them back as EMIs. The former offers you a 3 or 6-month interest-free option, and the latter offers longer tenures but with added interest. 

Life is unpredictable. A sudden job change. A medical emergency. A temporary business slowdown. During such moments, even well-planned finances can get out of hand.  

This is often when people come across the term moratorium period in a loan and wonder what it actually means. Is it a break from EMIs? Does it increase loan cost? And should you opt for it?  

In this guide, we explain what a moratorium period in a loan is, how it works, and when it can truly help. 

In trade, payment risk is always present, whether you’re selling across the street or across continents. That risk is exactly why businesses continue to rely on an LC, especially when large sums or new partners are involved.

The full form of LC is Letter of Credit. It refers to a bank-backed promise to pay, subject to certain conditions. Instead of relying solely on the buyer, the seller gains assurance from the bank issuing the credit.