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Personal Loan
in Guwahati

  • Loan up to ₹5 Lakhs
  • Minimum Salary Required ₹15K
  • Instant Approval
Apply Now

Apply for personal loan in guwahati

Get Personal Loan in Guwahati With Quick Disbursal

The gateway of Northeast India, Guwahati is the largest metropolis of the eastern region of India. From a small trading city, Guwahati has come a long way and has become one of the fastest-growing economies of Assam. Guwahati is a very busy city due to various business activities and industries. It is densely populated and has high living costs due to expensive real estate. Therefore, personal loans in Guwahati play a major role in helping the residents manage their financial burden. Hero Fincorp, a personal loan provider in Guwahati, is frequently approached by eligible applicants for a personal loan with a low interest rate.

We Offer a Wide Range of Personal Loans!

Personal Loan EMI Calculator

An EMI calculator lets you compute EMIs for various loan amounts and repayment terms. Enter your loan amount, interest rate, and loan tenure to get results instantly. This simple step lets you choose a suitable loan tenure with easily affordable EMIs that do not stress your monthly budget.


Loan Detail

Select Loan Amount

Min ₹ 50,000

Max ₹ 5,00,000

Interest Rate

15 %

Min 15%

Max 35%

Select Loan Repay Duration

12 Months

Min 12 Months

60 Months

Your Estimated EMI

₹ 4477

Features And Benefits of Hero FinCorp Personal Loan Guwahati

Hero FinCorp, a personal loan finance company in Guwahati, offers personal loans with the following benefits:

High loan amount:

Hero FinCorp, a personal loan provider in Guwahati, offers personal loans for applicants who meet the minimum income cut-off and other eligibility criteria. The personal loan amount disbursed by Hero FinCorp after approval varies between Rs 50,000 and Rs 5,00,000 and depends on the monthly income of the customer.

Competitive interest rates:

The applicants need personal loans in Guwahati at reasonable interest rates that allow them to pay the repayment EMIs without sacrificing other needs. Hero FinCorp is dedicated to helping customers to make easy repayment of personal loans and hence, offers loans at affordable interest rates.

Zero collateral requirement:

Personal loan Guwahati is an unsecured fund that needs no collateral in the form of assets as security. At Hero FinCorp, personal loans are offered with zero collateral which makes the loan approval process faster than any other type of loan.

Flexible repayment options:

Hero FinCorp, a personal loan provider in Guwahati, provides flexible repayment tenures ranging from 12 months to 60 months to help the customer to break up the EMIs as per their financial capability.

Instant approval with minimal documentation:

Since a personal loan in Guwahati is an unsecured loan with zero collateral, Hero FinCorp offers instant personal loan approval with minimum documentation.Monthly income acts as an assurance for proper loan repayment for both salaried and self-employed professionals.

Eligibility Criteria for Instant Personal Loan in Guwahati

Hero FinCorp has created a set of criteria to assess an applicant’s eligibility to apply for a personal loan in Guwahati. These include:

Documents Required to Apply for a Personal Loan in Guwahati

Hero FinCorp demands minimal documents to apply for an instant cash loan in Guwahati. These include your identity, address, and income proofs. However, the exact documents may vary based on whether you are a salaried or a self-employed individual. Here are the details:

Documents Required

For Salaried Employee
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Six Month Salary Slip & Bank Account Statement, Form 16

Job Continuity Proof

Appointment Letter From the Current Employer

Proof of Residence

Driver Licence, Passport, Aadhaar Card, Utility Bill

 

Documents Required

For Self Employed
Proof Of Photo Identity

Driver’s Licence, Passport, PAN Card, Aadhaar card

Mandatory Documents

Filled Loan Application Form, Passport Size Coloured Photograph

Proof of Income

Last Six Months Bank Statement, ITR for the Last Two Consecutive Years

Proof of Residence

Maintenance Bill, Utility Bill, Property Documents, Rent Agreement

Proof of Business Existence

Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate

Interest Rates on Personal Loans in Guwahati

Although the Personal Loan interest rates in Guwahati at Hero FinCorp are competitive, you must be prepared to pay some other charges that are not recurring. Here are a few of them:

Fees & Charges Amount Chargeable
Interest Rate Minimum 15%
Processing Fee 2.5% to 3.5%
Part-payment charges NA
Foreclosure Charges 5% + GST
Bounce Charges 350/-

How To Apply For a Personal Loan in Guwahati?

To apply for a Personal Loan in Guwahati from Hero FinCorp, follow these steps:

  1. Both online and offline methods can be used to apply for a personal loan in Guwahati. For the online method, visit the Hero FinCorp official website and for offline, visit the nearest office branch.
  2. Complete a personal loan application form asking for minimum details and the purpose of taking the personal loan.
  3. Submit photocopies of relevant KYC records such as an address, identity proof, PAN Card, and income certificate along with a passport size photograph. These documents can be submitted either online or physically handed over at the nearest branch.
  4. Once the application form and KYC records are scrutinised and upon successful verification, Hero FinCorp will provide instant personal loan approval and will ask you to sign a loan agreement after accepting the terms of the personal loan in Guwahati
  5. After all the above steps are done, the personal loan amount will be credited into your bank account within a short period of the loan approval.

Frequently Asked Questions

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