Blogs.

Have you ever been to an ATM to withdraw cash, only to see your request declined? 
It can be a frustrating experience and usually comes down to withdrawal limits you didn’t know about...
 

It is the 24th of the month. Akash has Rs 400 in his account, a flat tyre that will cost Rs 600 to fix and five days until salary. He searches on his work break: "instant cash until salary."

Riya made some purchases when she realised she had left her wallet behind. She did not worry as she remembered the mobile wallet on her phone. She scanned a QR code and...

Ever wondered what you’re really signing up for when you take a loan? Financial obligations in loans go beyond just borrowing money. They’re the commitments you make...

Kartik is 22 and looking at a Rs 60,000 laptop. Below the price, a line reads: EMI starting at Rs 2,800 per month. His salary is Rs 25,000. The number looks manageable but he wants to know what it actually includes before he commits. Does the total come to more than Rs 60,000? What is covered in each payment?

Jaya had been planning this moment for months. She finally found the right personal loan, the right lender, the right interest rate, the right tenure. She filled out the application, selected her amount, and then came the screen she had not anticipated: KYC Verification Pending.

It was a Tuesday afternoon when Priya received a call she had been dreading. Her loan EMI had bounced, and the customer care executive on the other end needed one thing before anything else - her Loan Account Number (LAN). She scrolled through her emails, checked old SMS threads, and rummaged through a folder of physical documents. Fifteen minutes later, she finally found it buried inside a welcome letter she had barely glanced at months ago.

Vikram had just switched jobs and needed to update his salary account details with his new employer. He reached for his passbook and realised he hadn’t touched it in two years. The chequebook was somewhere in a drawer he hadn’t opened since the pandemic. He tried to recall the number from memory. Twelve digits? Fourteen? He wasn’t sure.

Priya had been repaying her Personal Loan for two years -never missing an EMI, never defaulting. When she finally paid the last instalment, she felt a wave of relief. She assumed the job was done. It was not. Three months later, a loan application she filed was rejected. Her CIBIL report still showed the old loan as "active." Priya had repaid everything - but she had not formally closed her loan account.