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⚠️ Disclaimer: The information provided in the blogs is for informational purposes only. The content is based on research and opinions available at the time of writing.Read more about the disclaimer

UPI Guide

How to Unblock UPI ID: A Step-by-Step Guide

A blocked UPI ID can feel like everything has come to a sudden stop, especially when you need to pay a bill or send money at that exact moment...

UPI Guide

List of Countries Where You Can Use UPI Payments

The Unified Payments Interface (UPI) continues to dominate India’s digital payments landscape. With over 85% of all such transactions being executed by UPI, one thing is...

Manya Ghosh

LinkedinLinkedin·28 Jan 2026

UPI Guide

GST on UPI Payments: Everything You Need to Know

In October 2025, UPI transactions reached ₹27.28 lakh crore in value. But what if you have to pay tax on it...

UPI Guide

UPI Risk Policy: Navigating New Rules and Staying Secure in 2026

The Unified Payments Interface (UPI) risk policy by National Payments Corporation of India (NPCI) is designed to protect users from online fraud and failed transactions. The...

Manya Ghosh

LinkedinLinkedin·26 Jan 2026

UPI Guide

Mobile Wallet vs UPI: Key Differences You Should Know

Not long ago, in India, cash payments were non-negotiable. Today, from kirana shops to big retail stores, cash isn’t even expected. Your smartphone acts as your wallet, and with one quick scan, your transaction is done. 

Manya Ghosh

LinkedinLinkedin·26 Jan 2026

UPI Guide

How to Transfer Money Through UPI?

Indians made 690 million UPI transactions in November 2025 alone!
From paying the local store to sending rent or splitting a dinner bill, UPI money transfer has quietly become second nature for most of us. It’s quick, fuss-free, and works across every major bank and payment app.

Manya Ghosh

LinkedinLinkedin·23 Jan 2026

UPI Guide

यूपीआई आईडी (UPI ID) क्या है और यूपीआई आईडी कैसे बनाएं?

UPI ID (यूनिफाइड पेमेंट्स इंटरफेस आइडेंटिटी) आपके बैंक खाते से जुड़ा एक डिजिटल पता है, जो आपको अपना बैंक खाता नंबर या IFSC कोड बताए बिना आसानी से ऑनलाइन पैसे भेजने और प्राप्त..

UPI Guide

What Is UPI 2.0? Features, Benefits

UPI 2.0 is an advanced, upgraded version of the Unified Payments Interface (UPI 1.0). The version followed a significant evolution of UPI 1.0, introducing a range of new features, such as enhanced security and greater transaction flexibility.

UPI Guide

What Is UPI DRC? Meaning, Full Form & Transaction Credit Explained

Rani and Sameer both used UPI for payments last week. She booked a cooking class in Mumbai, and he paid for online groceries in Delhi. Both transactions showed a “DRC” credit on their bank statements the next day.