High Loan Amount:
At Hero FinCorp, we provide personal loans of as low as Rs 50,000 to as high as Rs 5 lakh. The personal loan amount depends on various factors.
INTRODUCTION
Patna, the capital of Bihar, is one of the most ancient cities of India. It is a famous pilgrimage centre for Buddhists, Jains, and Hindus alike. Due to its rich cultural heritage, it has always been a centre of attraction for travellers, job seekers and migrants. The city’s growth has led to an increased demand for better education, healthcare facilities and lifestyle; and for personal loans to meet such needs. There are many personal loan providers in Patna. However, to get an affordable and attractive loan, you can visit the nearest Hero FinCorp branch in your city.
Features of Hero FinCorp Personal Loan in Patna :
Personal loan Patna comes with numerous features and benefits. Some of the features of Hero FinCorp personal loan are:
Instant Approval:
We provide an instant personal loan approval in Patna. Once we have verified the required documents, the loan is approved immediately. Our loan process is quick and convenient.
Minimal Documents:
Customers need to produce minimum documents to avail of a personal loan in Patna. All they need is KYC documents and income proof.
Flexible End Use:
Our personal loans can be used for several purposes such as medical emergencies, education, vacation and more.
Flexible Tenure:
We offer our customers flexibility in terms of loan repayment. Hero FinCorp personal loan Patna provides flexible loan tenure ranging between 6 months and 36 months.
How to Apply for a Personal Loan in Patna?
- 01
Hero FinCorp offers both online and offline application methods. You can either visit our official website or can visit our branch in Patna.
- 02
Fill the required personal loan application form.
- 03
Submit the relevant documents such as KYC, income proof, and a passport size photograph. The documents submission process can be done either offline or online.
- 04
Go through our personal loan terms and conditions and accept the same to complete the application process.
- 05
Once you are done with the required formalities, we will provide an instant personal loan approval in Patna after verifying your details.
Eligibility Criteria for Personal Loan in Patna:
If you are planning to take a personal loan in Patna, you can get attractive rates at Hero FinCorp. To get an instant personal loan approval in Patna, you must meet certain eligibility criteria. The eligibility criteria are as follows:
- You should be an Indian national with a minimum age of 21 years and a maximum age not exceeding 58 years.
- Salaried employees should have a minimum work experience of 6 months.
- If you are a business owner or self-employed professional, then you must be in the current business for at least 2 years.
- Both salaried and self-employed individuals must have a minimum monthly income of Rs 15,000.
Documents required for Personal Loan in Patna:
- To apply with Hero FinCorp personal loan provider in Patna, you must produce a duly filled personal loan application form along with a copy of your PAN Card.
- You must have all the relevant KYC documents readily accessible.
- You must submit proof of your income in the form of the last six months bank account statement.
Frequently Asked Questions (FAQs)
The maximum payback period for a personal loan is 36 months.
It can be used for numerous purposes. You can use the loan amount for holidays, medical emergencies, home renovation etc.
The personal loan interest rate depends upon several factors such as age, income, creditworthiness etc.