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Blogs.

⚠️ Disclaimer: The information provided in the blogs is for informational purposes only. The content is based on research and opinions available at the time of writing.Read more about the disclaimer

UPI

How to Unblock UPI ID: A Step-by-Step Guide

A blocked UPI ID can feel like everything has come to a sudden stop, especially when you need to pay a bill or send money at that exact moment...

UPI

List of Countries Where You Can Use UPI Payments

The Unified Payments Interface (UPI) continues to dominate India’s digital payments landscape. With over 85% of all such transactions being executed by UPI, one thing is...

Manya Ghosh

LinkedinLinkedin·28 Jan 2026

UPI

GST on UPI Payments: Everything You Need to Know

In October 2025, UPI transactions reached ₹27.28 lakh crore in value. But what if you have to pay tax on it...

Personal Loan

What Is CRISIL Rating: A Simple Guide for Investors and Borrowers

Think of CRISIL as the "ISI mark" or "Gold Hallmarking" for the world of finance...

Personal Loan

Deferment Period in Annuity Plans: A Complete Guide

Darshan, a 45-year-old working professional, plans to retire at 60 and has a solid corpus saved up. But he worries about outliving his savings...

Manya Ghosh

LinkedinLinkedin·27 Jan 2026

Personal Loan

What is PIN? Full Form, How It Works, and Its Importance

Since everything always went without a hitch, Rohan never gave his PIN any thought. He made payments at retailers, took out cash, and used lending apps without thinking twice.

UPI

UPI Risk Policy: Navigating New Rules and Staying Secure in 2026

The Unified Payments Interface (UPI) risk policy by National Payments Corporation of India (NPCI) is designed to protect users from online fraud and failed transactions. The...

Manya Ghosh

LinkedinLinkedin·26 Jan 2026

UPI

Mobile Wallet vs UPI: Key Differences You Should Know

Not long ago, in India, cash payments were non-negotiable. Today, from kirana shops to big retail stores, cash isn’t even expected. Your smartphone acts as your wallet, and with one quick scan, your transaction is done. 

Manya Ghosh

LinkedinLinkedin·26 Jan 2026

Finance Tips

Accrued Interest: Meaning, Types & Calculation

Interest calculations often look simple on paper. A rate. A tenure. A clear EMI. But many borrowers realise something is off when the payable amount is higher than expected...