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Blogs.

⚠️ Disclaimer: The information provided in the blogs is for informational purposes only. The content is based on research and opinions available at the time of writing.Read more about the disclaimer

UPI

How to Unlink UPI from Your Bank Account: A Complete Step-by-Step Guide

UPI​‍​‌‍​‍‌ has truly revolutionised our lives in terms of money management. It has made payments, transfers, and bill settlements so fast and easy that it has taken away all the hassle.

Personal Loan

Fixed Interest Rate - Meaning, Pros & Cons, and How Does It Work?

Taking out a loan isn't just about the amount you borrow.  It is also about how affordable your monthly repayments are. A small decision, like choosing between a fixed interest rate or a floating interest rate, can make a significant difference in your finances over the years. 

Manya Ghosh

LinkedinLinkedin·01 Feb 2026

UPI

Payee Meaning in Banking and Finance Explained

You’re filling out a bank form. Or setting up a UPI payment. Or writing a cheque. Suddenly, you see the word payee. And pause. Who exactly is the payee? Is it you...

Manya Ghosh

LinkedinLinkedin·29 Jan 2026

UPI

Understanding the UPI Cooling Period

You open your UPI app to send money, and everything looks normal at first. The balance shows correctly, the amount feels routine, and the PIN works without issue. Still, the...

UPI

NEFT vs. RTGS vs. IMPS vs. UPI: Key Differences

Amit was new to net banking and wanted to send some money on his phone. When he opened the app, four payment options appeared: NEFT, RTGS, IMPS, and UPI. Although he...

Personal Loan

What Is Personal Financial Management (PFM)? Definition, Full Form, Tools and Apps

Ravi, a salaried employee in Bengaluru, manages his finances by budgeting his monthly expenses, investing in mutual funds through SIPs and PPF, and paying his home loan...

Personal Loan

Net Banking: Meaning, Advantages, Disadvantages, Features, and More

Rekha uses UPI for most of her payments. It is quick and works well for her daily work. Last week, she needed to pay a new vendor to avoid delaying a client order. The vendor...

UPI

What Is the RRN Number in UPI Transactions?

Every digital payment leaves behind a trail. Transaction IDs, reference numbers, and tracking codes. These trackers quietly ensure that money moves securely from one account to another.

UPI

UPI Transaction Complaint: Your Guide to Resolution

You use UPI for everything, from shopping to paying utility bills. But what if the amount is debited, but the transaction is still incomplete? It usually happens due to technical reasons, network issues, or banking errors. But you can easily get a refund with a quick resolution process as per the RBI and NPCI rules.