Attractive Interest Rates
Get instant cash loans in Aurangabad at competitive interest rates based on income, credit history, and debt-to-income ratio.
Personal Loan in Aurangabad
Loan up to Rs 5 Lakh
Minimum Salary Required Rs 15K
Instant Approval
Personal Loan EMI Calculator
Get Personal Loan in Aurangabad With Quick Approval
Aurangabad, famed for its rich heritage and landmarks like the Ajanta and Ellora caves, is fast evolving into a bustling urban centre in Maharashtra. With this growth comes a rising need for accessible financial support to meet Personal Goals and urgent expenses. Personal Loans have become a popular solution among residents seeking quick and convenient funding.
Hero FinCorp offers instant Personal Loans in Aurangabad online with minimal documentation, quick approval and fast disbursal—making it easier to get up to Rs 5 Lakh when you need it most at competitive interest rates and flexible repayment tenures.
Features and Benefits of Hero FinCorp Personal Loans in Aurangabad
Ready to apply for an instant cash loan in Aurangabad? Check out its features and benefits before applying at the Hero FinCorp website or loan app:
Collateral-Free
No collateral or guarantor needed—apply confidently for unsecured Personal Loans in Aurangabad.
Flexible Repayment Tenure
Repay easily with flexible tenures of 12 to 36 months. Use Personal Loan EMI Calculator to make an informed decision.
Instant Approval
You can complete formalities online and get instant loan approval when you apply on the Hero FinCorp website or loan app.
High Loan Amount
You can borrow from Rs 50,000 to 5 Lakh online through Hero FinCorp with minimal documentation.
Eligibility Criteria for Instant Personal Loans in Aurangabad
To get a Personal Loan in Aurangabad, meet our simple eligibility criteria based on age, income, employment, and work experience. Check the conditions before applying.
| Criteria | Requirement |
|---|---|
| Age | You must be between 21 and 58 years of age to apply for a Personal Loan at Hero FinCorp. |
| Citizenship | You should be a citizen of India to be eligible for our Personal Loans. |
| Work Experience | Salaried individuals need 6+ months in their current job; self-employed must have 2+ years in business. |
| Monthly Income | You should have a minimum monthly income of Rs 15,000 to qualify. |
Documents Required to Apply for a Personal Loan in Aurangabad
To apply for a Personal Loan in Aurangabad, meet our eligibility criteria and provide the required documents online—no branch visits needed. The documents for Personal Loan vary for salaried and self-employed applicants, so check the list before applying.
Required Documents for Salaried Applicants
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport-Size Coloured Photograph
Proof of Income
Three Months Salary Slips & Six Months’ Bank Account Statement, Form 16
Job Continuity Proof
Appointment Letter From the Current Employer
Proof of Residence
Driving Licence, Passport, Aadhaar Card, Utility Bill
Required Documents for Self-Employed Applicants
Proof Of Photo Identity
Driving Licence, Passport, PAN Card, Aadhaar card
Mandatory Documents
Filled Loan Application Form, Passport-Size Coloured Photograph
Proof of Income
Last Six Months Bank Statement, ITR for the Last Two Consecutive Years
Proof of Residence
Maintenance Bill, Utility Bill, Property Documents, Rent Agreement
Proof of Business Existence
Copy of Tax Registration, Shop Establishment Proof, Company’s Registration Certificate
Interest Rates on Personal Loan in Aurangabad
Hero FinCorp offers competitive interest rates based on your eligibility, credit score, and income. Before applying, review the interest rate and associated charges to ensure you get the best value for your financial needs.
| Fees & Charges | Amount Chargeable |
|---|---|
| Interest Rate | Starting from 19% p.a. |
| Loan Processing Charges | Minimum 2.5%+ GST |
| Prepayment Charges | N.A. |
| Foreclosure Charges | 5% + GST |
| EMI Bounce Charges | Rs 350/- |
| Interest on Overdue EMIs | 1-2% of the loan/EMI Overdue Amount Per Month |
| Cheque Bounce | Fixed Nominal Penalty |
| Loan Cancellation | 1. Online loan app does not charge any cancellation charges |
| 2. Interest amount paid is non-refundable | |
| 3. Processing charges are also non-refundable |
How to Apply For a Personal Loan in Aurangabad?
You can apply for an instant personal loan in Aurangabad at Hero FinCorp in just a few clicks. Here is the stepwise process for instant personal loan online:
- 01
Visit the Hero FinCorp website or install the personal loan app
- 02
Go to the Personal Loan page and click ‘apply now’
- 03
Enter your mobile number and verify with the OTP received
- 04
Choose the loan amount you need
- 05
Verify your KYC details to check income eligibility
- 06
Click ‘Submit’ to complete your application
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Frequently Asked Questions (FAQs)
The Personal Loan interest rate in Aurangabad varies depending on the applicant's creditworthiness. At Hero FinCorp, the Personal Loan interest rates start from 1.58% per month.
Hero FinCorp is among the leading private loan providers in Aurangabad, offering high loan amounts, competitive rates, flexible terms, low processing fees, and a fully digital process backed by excellent customer support.
EMIs vary based on tenure and loan amount. Use a Personal Loan EMI Calculator to choose a repayment plan that suits your budget—longer tenures offer lower EMIs.
The minimum income required for a Personal Loan application at Hero FinCorp is Rs15,000 per month.
You must be an Indian citizen, aged between 21 and 58, with a minimum income of Rs 15,000 per month.