UPI's immense convenience and real-time transaction capability make it the most preferred payment method today. In August 2025, UPI recorded 20 billion transactions worth INR 24.5 lakh crores.
In addition to the retail niche, UPI is making its convenience known in the financial services sector as well, with features like UPI AutoPay. UPI AutoPay automates your recurring payments—EMIs, subscriptions, etc. —improving payment convenience a notch further. Let's understand that in more detail.
 

The CIBIL score is like your financial identity. It helps lenders understand how creditworthy you are. Those who have high CIBIL scores get quicker loan approvals and better interest rates.
Through this blog, you will learn how to generate your first CIBIL score and improve it with best practices over time. You will also learn about the common myths and how to check your CIBIL score online.
 

Ever found yourself wishing your EMI date came just a little later? Maybe your salary day shifted, or you’re juggling multiple EMIs that all fall around the same time.

What’s the first thing that comes to your mind after hearing the word “credit report?” CIBIL score, right? Well, that’s instinctive.

The past decade has witnessed India's digital payment system completely change the way we manage money. From sending rent to EMIs, all of it is just a tap away. Among them, Net Banking and UPI are the top priority options for Indians. 
Although both options offer convenient, cashless transactions, they function in significantly different manners. It is a question of whether you would prefer instant speed (UPI) or absolute control and larger limits (Net Banking) while going for EMI repayment. 
 

A personal loan isn’t just quick cash; it’s financial breathing space. It is one of the most flexible forms of credit available today. It’s unsecured and easy to get. No collateral, no long queues. Plus, with the rise of digital platforms, applying for a personal loan in India is as easy as ABC!
Most importantly, it is truly multipurpose and versatile. You can use the funds for any of your needs. The personal loan uses vary depending on your needs, whether it’s a hospital bill, a dream wedding, or home repairs. Let’s revisit a few common ones.
 

Imagine applying for a personal loan and spotting “Suit Filed” next to your name in your credit report. Confused? You’re not alone.

Loan companies provide finance to cover planned and unplanned expenses. They have become integral parts of people’s lives. Expensive things like home, car, and foreign trips have come within everyone's reach. However, when seeking a loan, you must be concerned about the monthly instalment you must pay. Since you must adjust it in your monthly budget for an extended period, calculating it accurately helps you plan the finances appropriately.

You wake up to a burst pipe in your home. By noon the next day, you’re quoted ₹2 lakh for repairs. Waiting days for funds isn’t an option. After all, you need the money yesterday!
That’s where the need for the fastest personal loan disbursal comes in.