When planning a home renovation, one of the biggest worries is how to fund the project without touching your savings. Whether you want to upgrade your modular kitchen, rewire electrical systems or use eco-friendly paints, the right loan can make all the difference. Home improvement projects like structural upgrades or major repairs require a lot of funding. For instance, Amit and Reena, a salaried couple in Pune aged 30-34, had a renovation budget of ₹3.4 lakh but didn’t want to exhaust their savings. Instead they explored various loan options to fund their home renovation expenses.

In today’s fast paced world, special occasions come one after another — from birthdays and anniversaries to festivals, weddings or even spontaneous “just-because” moments. While the desire to give meaningful, memorable gifts is genuine, budgets often don’t stretch as far as our intentions. So what do you do when you want to make a statement with a gift but don’t have the immediate funds available?

Medical emergencies can strike anytime, leaving families scrambling to arrange urgent funds. Whether it’s a sudden hospitalization or an urgent surgery, getting immediate financial support is key. While health insurance policies may cover part of the medical expenses, there are many instances where out-of-pocket payments are required upfront. These can include admission deposits, pre-surgical tests or medicines that need to be paid before treatment begins. In such cases, a cash loan can provide instant approval and quick access to funds for urgent financial needs during a medical emergency.

Festivals are a time of joy, celebration and togetherness. Tourism industry sees a huge economic and cultural impact during festival seasons as travel boosts local economy and promotes cultural exchange. For many, it means traveling back home to meet family and friends, participate in cultural events and observe the religious significance of these occasions. But the excitement of festival travel can sometimes be marred by financial constraints, especially when unexpected expenses arise or when planning a trip on short notice. This is where a short-term personal loan can be a practical and helpful financial solution.

A festive loan helps cover expenses during festivals, from gifts to decorations to cultural events and activities. This article covers everything you need to know about different types, benefits, application process and tips to manage festive loan repayments.

Last year, Raghav needed ₹3 lakh for home renovations. He applied through a traditional bank and waited nearly two weeks before the funds came through.

If you’re a freelancer, consultant, or someone running a side hustle, most of your income lands directly through UPI transfers, not on a company letterhead. 

According to reports, India’s gig worker population is estimated to be around 12 million. However, unlike salaried professionals, proving your income and getting approved for a personal loan may not seem hassle-free.

Rohan dreams of turning his passion for handmade furniture into a side business. He is considering taking a personal loan to buy tools and start production. Applying for a personal loan online can be completed in just a few clicks, making it convenient for aspiring entrepreneurs.