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UPI Fraud Red Flags
Personal LoanUPI Fraud Red Flags in 2025—QR, Screen-Share, and “Payment Requests” Scams: What Borrowers Should (And Shouldn’t) Do

UPI has changed the way Indians do their financial transactions. As an instant payment system, UPI allows users to send money, request money and transfer funds across multiple bank accounts using just a mobile number or UPI ID. These transactions are done through various UPI apps like PhonePe, Google Pay and BHIM app which provide instant and secure payment solutions. The digital payments industry has grown rapidly with industry leaders and innovators driving the adoption of UPI and related technologies. In June alone, UPI processed over ₹24.03 lakh crore in transactions, for everything from utility bills to loan EMIs. But with increased usage comes increased risk of UPI fraud which has gone up significantly in recent times.

Ashavmedh Singh
Ashavmedh Singh

Linkedin Linkedin . 24 Oct, 2025

personal loan credit lines on UPI
Personal LoanPersonal Loan Credit Lines on UPI: Who Qualifies, How Interest Works & Credit Score Impact in 2025

Running out of cash before the month ends is a common problem many of us face. Whether it’s an unexpected medical bill, a school fee reminder or just everyday expenses piling up, financial shortfalls can happen to anyone. We traditionally dip into our savings, borrow from friends or swipe a credit card to cover these costs. But what if the UPI app you already trust could give you a small buffer of credit you can tap anytime, anywhere?

Ashavmedh Singh
Ashavmedh Singh

Linkedin Linkedin . 24 Oct, 2025

Instant Cash Loan for Urgent Requirements
Personal LoanHow Can I Get an Instant Cash Loan for Urgent Requirement?

Tied up in an urgent situation where you need quick access to funds? You think of a traditional bank loan only to realise it is a lengthy process. Many of us find ourselves in such crossroads, unsure about what to do next.
Whether you are facing an unexpected medical crisis or need to pay for a vehicle repair, you can opt for a reliable and fast instant cash loan. Unlike traditional loans, they are secure, fully digital, and instant, as the name suggests, requiring minimal documentation.
Wondering where and how to get an instant cash loan? This blog walks you through the simple steps to apply for an instant cash loan and get approved instantly.
 

Ashavmedh Singh
Ashavmedh Singh

Linkedin Linkedin . 24 Oct, 2025

Personal Loan eNACH vs UPI Autopay
Personal LoanPersonal Loan eNACH vs UPI AutoPay for EMI Repayments: Failure Points, Chargeback Rights, and a Setup Checklist to Avoid Late-Payment Marks

Managing monthly EMIs for your personal loan can be stressful, especially when you have to juggle multiple payments. Missing even one EMI doesn’t just mean paying a penalty; it can also harm your credit score, leaving a negative mark that might affect your financial freedom for years. Managing a bank personal loan involves understanding key aspects such as the loan and interest rate, repayment tenure, and loan processing charges, all of which play a significant role in your overall loan experience. The interest rate on a personal loan depends on several factors, including your credit score, repayment history, principal amount, and loan tenure. To avoid such risks, many borrowers are shifting from manual payments to automated options like eNACH and UPI AutoPay. These solutions offer convenience and security, but understanding their differences is crucial to choosing the best method for your needs.

Ashavmedh Singh
Ashavmedh Singh

Linkedin Linkedin . 23 Oct, 2025

risks of unsecured personal loan
Personal Loan10 Possible Risks of an Unsecured Personal Loan

Did you know that 67% of Indians have taken a personal loan to meet their funding requirements? A primary reason behind this is that they are quick and easy to apply and have no end-usage restriction, giving you the freedom to utilise the fund for anything.

Ashavmedh Singh
Ashavmedh Singh

Linkedin Linkedin . 16 Oct, 2025

personal loan prepayment
Personal LoanWhat is Personal Loan Prepayment & How is it Calculated?

A personal loan is a versatile form of credit. Whether you need to fund your child’s education or pay your parents’ hospital bills, it can help in every situation. No wonder over 67% of Indians rely on it for financial emergencies. 

Katyaini Kotiyal
Katyaini Kotiyal

LinkedIn LinkedIn . 16 Oct, 2025

benefits of getting personal loan from app
Personal LoanBenefits of Getting an Instant Personal Loan App

From learning a new language to booking a haircut at home, there’s an app for everything today. Need groceries? There’s an app. Want to meditate? There’s one for that too.

Manya Ghosh
Manya Ghosh

Linkedin Linkedin . 16 Oct, 2025

Page_215_blog_1_6_Reasons_to_Say_YES_to_a_Holiday_Loan.png
Personal LoanIs a Personal Loan for Travel a Good Option for a Holiday?

If your holiday plan is well-timed and a bargain, but not your savings, then a personal loan can help you travel now and pay later in EMIs without tapping your emergency balances.

Manya Ghosh
Manya Ghosh

Linkedin Linkedin . 14 Oct, 2025

Know the tips to get your personal loan approval
Personal Loan5 Tips to Get Your Personal Loan Approved Instantly

India’s personal loan market is booming, expected to hit $26.05 billion by 2025.
This surge suggests that more Indians are opting for personal loans rather than pledging or borrowing money from family in times of crisis. 

Manya Ghosh
Manya Ghosh

Linkedin Linkedin . 14 Oct, 2025