When Renu’s husband’s salary got delayed. This one wrench in the works threw the whole household’s rhythm off. The bills lined up. We’re talking school fees, groceries, utilities, petty cash, and more. She felt helpless, wishing she could help but unsure how. 
What if she actually could? 
 

India’s loan delinquency rate shot up from 3.3% to 3.6% in March 2025. What does this suggest? Borrowers are increasingly defaulting on loan repayments these days. As a result, getting loan approvals has become tougher. Any hint of default risk, and your application is rejected.

To improve their chances, borrowers usually focus on credit score and debt-to-income ratio, since these directly impact creditworthiness. But that’s not all; FOIR also plays a key role. 

Have you ever wondered what banks do with all the money deposited by their customers? Do they have giant vaults with stacks of cash under each bank we're not aware of? The short answer is no. 

Every lawfully registered Indian company is given a unique Corporate Identification Number (CIN) by the governing body that oversees company establishment (the ROC), similar to how the Indian government issues Aadhaar cards for identification.

Have you ever noticed how UPI payment apps never ask for your bank account number? When you set up your UPI, all you are asked for is to create something that looks like an email address, and you are all set.  

That "email-like address" is essentially a Virtual Payment Address: a simple replacement to enable quick transfer of funds. You no longer have to enter 16-digit account numbers or IFSC codes to send or receive funds.  

This post will explore what VPA is in UPI, including its workings, the benefits it offers, and the most common suffixes in use for VPA today.

Personal loans are extremely versatile. But sometimes, even they might not help. Quite possibly, the interest rate feels too high, or the paperwork seems never-ending. That’s where personal loan alternatives come in. They can be easier, faster, and often more flexible options to borrow money when you need it.

Big plans often need a financial backup. Whether you’re renovating your home, paying for education, or planning that long-overdue trip, a personal loan can make it happen, without draining your savings.
 

A personal loan can save the day when your plans go sideways or a sudden expense pops up. It’s quick, simple, and gets you the money when you need it most.

No one ever plans for a medical emergency. It just happens.
A sudden surgery, an ICU admission, or an unexpected diagnosis can turn your world upside down within hours. In those moments, arranging funds quickly becomes as urgent as getting the right treatment.