Life does not always go as planned. One month you might be planning a family trip, and the next month you may face a sudden medical expense or home repair.
The way we make payments has changed dramatically over the past few years. Initially, we used cash, and this was not an easy experience for anyone who hated doing mental math.
Then came the switch to plastic money, i.e, your debit and credit cards. A significant upgrade, but still involved the faff of pulling the right card out of a slot, which barely had space for your fingers to fit into
A few years back, leaving home meant checking for your wallet first. Cash, bank cards, faded receipts, maybe a few coins rattling around. Now, many of those payments happen through a phone without much thought. Tap at the kirana store, scan to pay the cab driver, and settle a bill while standing in line. Digital wallets have slipped into everyday life across India.