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Blogs.

⚠️ Disclaimer: The information provided in the blogs is for informational purposes only. The content is based on research and opinions available at the time of writing.Read more about the disclaimer

Personal Loan

What is Loan Against Securities (LAS)?

Ananya is a small-business owner who invests surplus cash in equity mutual funds for long-term gains. However, a bulk order opportunity appears that needs immediate...

Two Wheeler Loans

5 Most Comfortable Bikes In India Under Rs.2 Lakh in India

Rohan reaches his office every day and gets a final warning from his manager. He gets up on time and finishes his chores, but finding a daily commute to the office takes time...

Manya Ghosh

LinkedinLinkedin·01 Mar 2026

Credit History

Loan Closed but Active in CIBIL? Here’s What to Do

Rohit had just paid the final EMI on his personal loan and closed it. He now wants to apply for a home loan and checks his CIBIL report to ensure everything is in order...

Finance Tips

What are ACH Debit Return Charges and How to Manage Them

You check your bank balance one morning and notice an extra fee debited. Your EMI was supposed to go automatically through ACH, but instead, you see ACH debit return charges...

Credit History

Alternative Credit Scoring: Benefits, Features & CIBIL Alternatives

Aarav runs a small online business and sees steady monthly inflows into his bank account. Rent and utility bills are paid on time, but formal loans have never been taken out before...

UPI

How to Cancel UPI Mandate: Step-by-Step Guide

Ravi signed up for a streaming subscription using UPI Autopay. The free trial ended, but the monthly charge continued because the mandate stayed active. He noticed the debit...

Manya Ghosh

LinkedinLinkedin·26 Feb 2026

Credit History

What is Credit Purchase? Meaning, Definition & Features

Running a business requires you to continue buying goods or services even when cash is short. It is not always practical to pay for everything upfront when funds are tied up in...

UPI

Merchant QR Code: Meaning & How to Get

An increasing number of businesses today are constantly seeking ways to simplify their payment processes to make them more secure and convenient for customers.

This is where merchant QR codes come in. With over 657.9 million merchant QR codes available across India, this solution has become vital for businesses of all sizes. Read on for more details on merchant QR codes. 

Finance Tips

Credit Monitoring: Understand and Protect Your Financial Health

Most of us rarely think about our credit profile, but in a world of instant financial transactions and personal information constantly being uploaded to the Internet, it really...