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Vikram had taken a Rs 2 Lakh Personal Loan 18 months ago and had been repaying it reliably. Then, last monsoon, water seeped into his bedroom wall. The repair contractor quoted Rs 1.4 Lakh. A fresh loan application felt like starting over — new paperwork, a new credit inquiry, an uncertain wait. Then his lender offered him a top-up on his existing loan. No fresh documentation. Approved in 48 hours.

Meet Rahul, a dedicated marketing professional who recently achieved a significant career milestone. Two years ago, Rahul opted for a Personal Loan from a leading NBFC to manage some urgent personal requirements. He has been diligent with his monthly repayments, but a recent annual performance bonus has placed him in a unique position. Rahul is considering using this windfall to pay off his remaining loan balance before the completion of the tenure.

Arjun had just started his first job when his mother was admitted to hospital. He needed Rs 50,000 urgently but had never taken a loan before. No credit card. No CIBIL score. Every app he tried either rejected him instantly or quoted an interest rate that felt steep. He wondered: is there any regulated lender that will actually look at his situation rather than just a number?

When Anika and Suresh took a loan this month, they were both excited for different reasons. Anika finally began her kitchen makeover, and Suresh got the support he needed for some unexpected medical costs.

If you have ever typed "Rent April" or "Birthday gift" while making a UPI payment, you have used a VPA remark. Most users do it without knowing what it is formally...

Raj, a project manager in a fast-paced tech firm, recently realised that his Two-Wheeler Loan EMI was due in just two hours. Between back-to-back meetings and a looming deadline, visiting a branch was out of the question. A missed payment wouldn't just mean a late fee; it would dent his hard-earned credit score. Fortunately, Raj remembered he could pay your emi online in minutes. With a few taps on his smartphone, the transaction was complete, his credit history remained pristine, and he was back to his meeting with peace of mind.

The importance of systematic financial planning is immense for salaried workers who depend on a fixed monthly income. It is an easy, quick way for them to build financial...

Rajendran applied for a personal loan to finance a wedding in the family. The lender told him that they would check his CIC score before approving the loan...

It is now common to pay for groceries with a QR code scan or pay a restaurant bill with a UPI app. These daily online payments are P2M transactions...