Blogs.

Imagine being in a bank’s treasury team and making large payments earlier than expected. The cash balance at the end of the day is running low. You need to arrange short-term...

It might appear as an ordinary three-digit number, but your credit score can have a big impact on your entire financial life. If you’re debating whether 725 is good, average or just...

Managing your loan EMIs, SIPs, and utility bills every month may feel overwhelming. After all, it’s not easy to remember every payable and make payments on time. This is where the...

Written-off in CIBIL means a lender has classified your loan as a loss after prolonged non-payment (usually 180+ days overdue). It is an accounting action, not a waiver. You still...

Amit took a bike loan when he was just starting work. The interest rate and EMI were then manageable. However, over the past 2 years, his earnings have increased, yet his EMI has...

Governments, private companies, and banks constantly need funds to build infrastructure, expand operations, or manage short-term cash flows. But how do these institutions raise money? The answer is debt instruments.  

From government bonds, corporate debentures, to loans and commercial paper, debt instruments are crucial in today’s financial landscape for both investors and businesses.  

Here’s a guide that breaks down everything you need to know about these financial tools. 

Although UPI has become an integral part of our daily lives, managing multiple UPI IDs linked to a bank account can quickly get overwhelming for users. Apart from creating confusion (by forgetting which ID is for what), it increases the risk of fraud, leads to transaction tracking issues, and complicates dispute resolution.

To navigate such a situation well, it helps to know how to delete UPI IDs in a few simple steps.

This blog explains how to deactivate your UPI ID on Google Pay, PhonePe and PayTM. 

Entrepreneurs don’t usually sit down planning to borrow. It arises when something needs funding. Quickly. That’s when the discussion of business loans vs. personal loans arises.

Today, the question of whether or not someone can afford something is no longer relevant. Why? Cause every checkout page gives you numerous options to split one major purchase into smaller, manageable chunks.  

Of these two options,  Buy Now Pay Later (BNPL) has become popular, as has opting for quick loans and paying them back as EMIs. The former offers you a 3 or 6-month interest-free option, and the latter offers longer tenures but with added interest.