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Personal Loan Guide

Reverse Repo Rate: Meaning, Current Rate and Impact on Your Finances

Most people learn about the reverse repo rate during a rate announcement and forget it by lunch.

Personal Loan Guide

Personal Loan vs Top-Up Loan: Which Financing Option Should You Choose?

When you need extra funds, the personal loan vs top up loan dilemma can leave you scratching your head. Both promise quick liquidity, but their mechanics and costs differ sharply.

Personal Loan Guide

How to Negotiate Personal Loan Settlement in India: Complete Guide

Missing EMIs isn’t a character flaw. It’s often the result of a sudden job loss, a medical emergency, or a pay cut that throws your budget off track. If lender calls are making things worse, you’re not alone.

Personal Loan Guide

NBFC Personal Loan: Benefits, Online Process and Comparison with Banks

Rohan, a salaried person earning Rs. 22,000 a month walks into a bank for a personal loan. Salary too low. CIBIL score 690. Application rejected before it even gets reviewed. 

Finance Tips

Difference Between Term Loan and Working Capital Loan

Pick the wrong loan for your business need and you pay for it, literally, for years.

Personal Loan Guide

Planning Your Dream Day: Average Wedding Cost in India

A big congratulations goes out to all the newly engaged people entering the wedding season! Amid the humorous remarks about the family and constant guest lists comes a burning question: “How much is the cost of a wedding in India?” If you’re planning the day in 2026, calculating the average cost of Indian weddings in 2026 can make the whole process easier on yourself!

Personal Loan Guide

Personal Loan Myths: 10 Common Myths Debunked

Armaan needed urgent funds to renovate his flat. But, he rejected a personal loan offer because he assumed high interest charges.

Personal Loan Guide

Difference Between CGST and SGST: Meaning, Applicability, and Key Differences

If you have looked at a tax bill and wondered why you have to pay both CGST and SGST for one transaction, you are not the only one. CGST and SGST are very important for trade within a state. Understanding them helps you follow the rules, get the credits you deserve, and price your products correctly.

Personal Loan Guide

Can you Have Multiple Personal Loans?

Priya is 31 and works at a tech firm in Bengaluru. She took a personal loan to renovate her house about three years ago. Since then, she has consistently made her payments on time, thereby maintaining a good credit record.

Manya Ghosh

LinkedinLinkedin·24 Jun 2026